Thrivent’s A++ rating affirmed

AM Best affirms Thrivent’s A++ (Superior) rating with stable outlook Rating reflects Thrivent’s strong business profile and operating performance despite the headwinds of 2020, along with efforts to grow and serve its clients AM Best announced it has affirmed Thrivent’s A++ (Superior) rating as well as its stable outlook. The A++ (Superior) rating is the highest of the agency’s 16 ratings categories. In its review, AM Best recognized Thrivent for continuing to maintain its balance sheet strength, strong operating performance, favorable business profile and very strong enterprise risk management. In addition, the agency noted Thrivent’s high-quality capital structure, which utilizes
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Categories: Industry News, Long-Term Care, and Thrivent.

NGL Holiday Closure & EssentialLTC Videos

Offices Closed July 5 In recognition of Independence Day, NGL’s home office and the LTC administrative office will be closed on Monday, July 5. Regular business hours will resume Tuesday, July 6. We hope you and your family have a safe and enjoyable holiday!   NGL EssentialLTC Videos If you’re looking for training videos for the EssentialLTC product, then we’ve got you covered. The Agent Resource Center (ARC) has videos covering key features of the product and the “how to” of our E-APP and underwriting process. Visit the ARC today to find these videos under the Sales & Marketing tab
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Riders Increase Policy Value

Do you know about the four optional riders available at the time of sale for a Critical Advantage policy? They are a great way to add extra value and protection to an already strong base policy. Below is a brief description of our optional riders. As always, some riders may vary by state. Please refer to our Critical Advantage Product & Underwriting Guide for full details. Cancer Rider — Pays a lump-sum benefit upon the diagnosis of cancer (internal cancer or malignant melanoma). Heart Attack & Stroke Rider — Pays a lump-sum benefit upon the diagnosis of a heart attack
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   Don’t Miss Out! – Marketing Credits Still Available Learn more about the Marketing Credits program for Med Supp and Dental.   Prescription Drug Plans: 2022 PDP Product and Compliance Trainings Now Available Get ready to sell for the 2022 PDP Plan Year with AHIP certification, as well as Mutual of Omaha Rx Compliance and Product training courses.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Your Clients Can Save on LTCi Premiums

In order to make LTCi premiums as affordable as possible, MutualCare Solutions policies offer a variety of premium allowances. Your clients may qualify for one or more of the following allowances: Partner (both issued)* — if both partners are issued under the same policy form/product, they are eligible for a 15% allowance Partner (one issued)* — if just one partner is issued they are eligible for a 5% allowance Preferred — if your clients are in good health, there is a 15% allowance Association/Sponsored Group — clients who are members of a qualifying association or Sponsored Group are eligible for
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Care Solutions News, June 2021

Care Solutions Sales & Support Teams Find your key sales contacts using our current territory map.   Tools and resources 2020 OneAmerica Annual Report: Stronger together In a year like no other, our values kept us anchored to our sole purpose: serving you and your customers. Explore and share our 2020 annual report for more about how 2020 was a year that proved we are stronger when we all come together. Be sure to watch or read our Care Solutions story about the close personal connections we made to help caregivers navigate the pandemic and keep loved ones safe.  
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Changes to COVID-19 participation guidelines

Changes to COVID-19 participation guidelines Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. Since these participation limits were implemented, our promise has been to actively review these guidelines. Along the way, we have delivered on a request for transparency to enable you to make the best decisions for your customers. While not yet at the final stage in our
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Categories: COVID-19, Industry News, and Securian.

Get your commission payments faster – sign up for direct deposit

It’s your money! Why not get it sooner? Direct Deposit offers a convenient, secure and reliable alternative to mailed paper commission checks. It also provides assurance that your pay will be in your bank account even when you’re sick or on vacation. What are some of the benefits of using Direct Deposit? Your money will be delivered into your bank account(s) faster Our secure site provides the security needed to ensure your information is protected and remains confidential Virtually eliminates the possibility of lost or stolen checks helping to reduce the risk of identity theft and fraud Saves time by
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Categories: Dental, Industry News, and SureBridge.

Change to SureBridge Product Availability in NM

IMPORTANT NOTICE: Change to SureBridge Product Availability in New Mexico Effective July 2, 2021, SureBridge Supplemental products will no longer be marketed in New Mexico. The SureBridge GetWell Plans will continue to be available. If a New Mexico customer is interested in purchasing a SureBridge supplemental product, the application MUST be completed, signed (by both the customer AND the agent) and submitted NO LATER than July 01, 2021. Applications submitted after this date will not be accepted. Current New Mexico customers with SureBridge products are not affected by this change.   Questions? Contact SureBridge Producer Support by calling 888-797-4447, or
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Categories: Dental, Industry News, and SureBridge.

NGL EssentialLTC Washington State Cares Fund Reminder

Washington State Cares Fund Reminder As a reminder NGL has instituted new policy minimum benefits, underwriting requirements and administrative changes in Washington State only. To provide coverage similar to the benefits available through the Washington Cares Fund: The minimum Daily Benefit Amount available is $100. Applications with $50 – $90 Daily Benefit Amounts will not be accepted. The applicant must choose an inflation option. Applications with no inflation will not be accepted. Facility only applications will not be accepted. Underwriting: If an applicant in Washington has not been seen by a physician in the last 24 months, they will be
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Categories: Industry News, Long-Term Care, and National Guardian Life.