GoldenCare Newsletter | January 11, 2021

Read Full GoldenCare Newsletter, January 11, 2021 Edition In this GoldenCare Newsletter Edition From GoldenCare:   AVAILABLE ONE MORE DAY! Watch Now – 2020 Industry Updates On-Demand Video   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “Genworth May Cut Remaining LTCI Sales and Marketing Operations,” by Allison Bell, ThinkAdvisor Enjoy!   Compliance: Understanding you Exposure with Telephone Solicitation GoldenCare Agent Compliance Guide GoldenCare Agent Marketing Guide   Industry Updates: From Mutual of
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Categories: GoldenCare News, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), Securian, and Thrivent.

Administrative Alert! Changes to Indexed Life Portfolio

Administrative Alert! Changes to Indexed Life Portfolio Due to the continuing economic impact of the COVID-19 pandemic, it is necessary to reduce cap rates and participation rates on some of the accounts within our Indexed Universal Life product portfolio. These changes will take effect for all premium received and new indexed segments created after Friday, January 15, 2021. All premium received on or before January 15 for approved and existing policies will have current rates applied. Illustrations will be updated January 15, 2021. Many considerations go into determining the cap and participation rates – and we want to make sure
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Categories: Industry News, Life Insurance, and Securian.

GoldenCare Newsletter | December 21, 2020

Read Full GoldenCare Newsletter, December 21, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare:     PROMO TIME! Perfect Portfolio Sales Incentives Get those apps in before December 31, 2020 HAPPY SELLING!   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “Long-Term Care Insurance Decline Rates Reported” by Jesse Slome, American Association for Long-Term Care Insurance Enjoy!   Compliance: REMINDER:  Updates to GoldenCare Contracting Made Easy Paperwork GoldenCare Agent Compliance Guide GoldenCare
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Categories: GoldenCare News, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, Securian, Thrivent, and Transamerica.

Reminder: Holiday Hours for Securian’s SecureCare Team

SecureCare tele-interview and underwriting holiday hours Please take note of the following holiday office closures: Christmas Eve (Dec. 24): Closed at 3 p.m. CST Christmas Day (Dec. 25): Closed Boxing Day (Dec. 26): Closed New Year’s Eve (Dec. 31): Closed at 5 p.m. CST New Year’s Day (Jan. 1): Closed We hope that you and your loved ones stay safe and healthy.   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Life Insurance, and Securian.

New SecureCare sales idea

SecureCare Funding Source: RMDs Since SecureCare Universal Life’s maximum payment age is now age 80 in most states, this allows older clients to take advantage of longer payment duration options and — potentially — a new premium funding strategy. If a client doesn’t need to rely on required minimum distributions (RMDs) from their qualified accounts for retirement income, they could use their RMDs to fund SecureCare. If you have older clients who are late to the long-term care (LTC) planning game, then this is a sales idea you’ll want in your repertoire! Get the flyer   Contact Us Questions? Please
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Categories: Industry News, Life Insurance, and Securian.

GoldenCare Newsletter | November 23, 2020

Read Full GoldenCare Newsletter, November 23, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare:   The GoldenCare Office will be closed Thurs, November 26th & Fri, November 27th for the Thanksgiving Holiday.     PROMO TIME! Perfect Portfolio Sales Incentives Now through December 31, 2020   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “70 percent of long-term care claims begin with home care,” by Joe Jancsurak, McKnight’s Senior Living Enjoy!   Compliance:
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Categories: GoldenCare News, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, Securian, and Thrivent.

Upcoming Holiday Hours for Securian’s SecureCare Team

SecureCare tele-interview and underwriting holiday hours As challenging as this 2020 year has been, we still want to take a moment to count our blessings this Thanksgiving season and say “Thank You!” for your business and loyalty. Please take note of the following holiday office closures: Thanksgiving Eve (Nov. 25): Closed at 5 p.m. CST Thanksgiving Day (Nov. 26): Closed Black Friday (Nov. 27): Closed Christmas Eve (Dec. 24): Closed at 3 p.m. CST Christmas Day (Dec. 25): Closed Boxing Day (Dec. 26): Closed New Year’s Eve (Dec. 31): Closed at 5 p.m. CST New Year’s Day (Jan. 1): Closed
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Categories: Industry News, Life Insurance, and Securian.

GoldenCare Newsletter | November 9, 2020

Read Full GoldenCare Newsletter, November 9, 2020 Edition In this GoldenCare Newsletter Edition   From GoldenCare: PROMO TIME! Perfect Portfolio Sales Incentives Now through December 31, 2020   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “LONG-TERM CARE AWARENESS MONTH – 2020 LOGOS,” by Jesse Slome, American Association for Long-Term Care Insurance Enjoy!   Compliance: Telephone Solicitation Bans for the Month of November 2020   Industry Updates: From Mutual of Omaha: Recipes for LTC
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), Securian, and Thrivent.

Securian LTC Awareness Month

Long-term care (LTC) consumer social media e-toolkit Long-Term Care Insurance Awareness Month is already under way — use this toolkit to help educate and engage prospects. Leverage the kit’s pre-built posts to help prospects get the facts about long-term care and motivate them to start making a plan of their own — with your guidance. Each post includes lead-in text and an animated image to help drive engagement. Facebook & LinkedIn campaigns How it works: Open the animated image and save the mp4 file to your computer by clicking the three dots in the right-hand corner and selecting download. Copy
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Categories: Industry News, Life Insurance, and Securian.

AG 49-A illustration changes effective November 21, 2020

Illustration Regulation AG 49-A The National Association of Insurance Commissioners (NAIC) has made enhancements to Actuarial Guideline 49 (now referred to as AG 49-A). All carriers are required to comply with these new indexed universal life (IUL) illustration regulations by December 14, 2020. The following are Securian Financial’s transition details and deadlines: Products impacted: Eclipse Accumulator IUL Eclipse Protector II IUL Eclipse Survivor II IUL Eclipse IUL-NY Important dates: Friday, November 20, 2020 — Illustrations based on the old AG 49 guidelines will no longer be available after this date. Saturday, November 21, 2020 noon – Central Time — Updated,
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Categories: Industry News, Life Insurance, and Securian.