SecureCare III repricing in SC and launching in MT Give your long-term care (LTC) clients a benefit boost with SecureCare™ III, an LTC and nonparticipating whole life insurance policy. Mark your calendars for Monday, January 29, 2024: SecureCare III rates will decrease by 25 percent across all case scenarios in South Carolina SecureCare III will launch in Montana including the pricing decrease of 25 percent across all case scenarios Learn more about SecureCare III Please note: All licensing and LTC certification training must be in good order before the sale of any LTC products. Review LTC licensing and training
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New Suicide Exclusion Endorsement
New Suicide Exclusion endorsement in Arizona, Colorado and Missouri The Compact approved certain amendments relating to life insurance suicide exclusions. These amendments maintain a maximum suicide exclusion period of up to two years and include an exception requiring a shorter maximum suicide exclusion period where required by state law. While the Compact default standard is a two-year suicide exclusion, some Compact states (AZ, CO, and MO) already require shorter suicide exclusion periods. These Compact amendments require that an endorsement be added to policies in those states. A letter explaining the change along with a copy of the endorsement will be
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SecureCare III repriced in Florida
SecureCare III is up to the challenge Effective February 13, 2023, rates for SecureCare™ III, a long-term care (LTC) and nonparticipating whole life insurance policy, were decreased by 25 percent across all case scenarios in Florida. All pending applications that have an effective date on or after February 13, 2023 will automatically be eligible for and receive the new pricing. This will result in a face amount that is higher than originally illustrated. You take pride in offering your clients the best LTC solution — we think you’ll find it with SecureCare III. SecureCare III offers: Competitive pricing and robust
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Administrative alert – SecureCare III price improvement
SecureCare III price improvement Effective January 23, rates for SecureCare™ III will be reduced by 25 percent across all case scenarios in all states except AZ, CA, CT, DE, DC, FL, IN, MT, NJ, ND, NY, SC and SD. SecureCare III is a long-term care (LTC) and nonparticipating whole life insurance policy. Transition rules The new SecureCare III rates will be available January 23, 2023 in all states except AZ, CA, CT, DE, DC, FL, IN, MT, NJ, ND, NY, SC and SD. All pending applications that have an effective date on or after January 23, 2023 will automatically be
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Why sell SecureCare III?
SecureCare™ III’s powerful LTC benefits SecureCare III, a long-term care (LTC) and nonparticipating whole life insurance policy, offers some of the largest LTC benefits in numerous scenarios But that’s not the only reason we think we stand out from the competition. SecureCare III offers: A fully guaranteed inflation benefit. If your client adds the optional LTC Inflation Agreement to their policy, the benefits for both the Acceleration for LTC Agreement and Extension of LTC Agreement will inflate each year – even after they go on claim. And if they don’t take their full maximum monthly benefit while on claim, their
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SecureCare III coming soon to AZ, CT and IN
Give your LTC clients a boost SecureCare™ III, a long-term care and nonparticipating whole life insurance policy, is coming to Arizona, Connecticut and Indiana on Monday, June 27. It has all the things you love about its predecessor — a cash indemnity benefit for LTC with no fine print or restrictions about how it can be used — plus more flexibility. Now clients can choose the protection that matters most to them: Maximize protection on their premium dollars with full return of premium OR Maximize leverage on their premium dollars with LTC Boost1 Learn More Key dates Monday, June
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Agents, do you have time to spare?
SecureCare III expertise in minutes Learning a new product takes time and incorporating it into your practice can take even longer. But who has time to spare? Our video resource library is designed to help give you the product knowledge, prospecting tools and sales ideas you need to get up to speed on SecureCare™ III, a long-term care (LTC) and nonparticipating whole life insurance policy, in minutes. In less than 7 minutes, you can discover: 3 things you should know about SecureCare III Where LTC protection fits in a retirement portfolio How to build a minimally funded policy with maximized
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SecureCare III is here
Give your LTC clients a benefit boost The wait is over! SecureCare™ III is now available in all states except AZ, CA, CT, DC, DE, IN, MT, ND, NY and SD. SecureCare III, a long-term care (LTC) and nonparticipating whole life insurance policy, is the next evolution in our SecureCare product line. It has all the things you love — plus more flexibility. From enhanced premium payment flexibility to choosing the protection that matters most, clients can custom build the LTC solution that works for them. What’s new with SecureCare III? Discover product highlights and more Visit website > SecureCare
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Good news! We’re eliminating our COVID-19 restrictions
Eliminating COVID-19 restrictions and more Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. Since these participation limits were implemented, our promise has been to actively review these guidelines. Along the way, we have delivered on a request for transparency to enable you to make the best decisions for your customers. While the pandemic isn’t over, we feel we have
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SecureCare III now available to illustrate
All good things come in threes At least that’s our philosophy. And we think you’ll agree when you see what SecureCare™ III has to offer you and your clients. It has everything you love about its predecessor — a cash indemnity benefit for long-term care (LTC) clients can use however they want — plus more flexibility. The three new features we think you’ll be most excited about: Simplified product design Three return of premium options, including LTC Boost1 Enhanced flexibility to customize the policy for each client’s needs Head over to our illustration system to discover SecureCare III, an LTC
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