New QuickLink to Pre-Sales Tools!

PRE-SALES TOOLS NOW A QUICKLINK   We have added a new QuickLink to Pre-Sales Tools for agents and advisors. Agents, advisors and policyholders also have access to our robust agent portal at GILICO.com. Login takes you to my.gilico.com, where you enter your username and password to access contracts, cash values, contributions, commissions, policy documents, and more. With these two enhancements, we are deactivating GILICOlink.com at the end of September. All documents for 2019 and beyond will be available at the new site. NOTE: If you need 2018 Commission and Annual Statements after September 30, our sales support team can assist
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

New Lower GULE Rates

On October 1, 2019, we will be making Guaranteed Universal Life (GULE) even more competitive, with rate decreases between 5 and 30 percent! That’s not all, we will also be increasing the maximum issue age for non-tobacco to age 70 as well as updating the face amounts to match Term Life Express. The maximum face amounts will now be: 18-50: $300,000 51-60: $250,000 61+: $150,000 Plus GULE still offers the flexibility your clients love with our short pay and dial down features. Look for more information and updated marketing materials soon!   New Lower GULE Rates   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

How to Introduce Critical Advantage Products to your Clients

With a critical illness diagnosis, there is usually out-of-pocket expenses included in treatment. With Critical Illness, Cancer and Heart Attack and Stoke coverage, your clients get paid a cash benefit to pay for any expense not covered by regular health insurance. This can include items like child care, travel and lost wages due to time away from work. If you need help with introducing these products to your Medicare Supplement or Long-Term Care clients, the Guide to Introducing Critical Advantage Products is what you need. Check out this handy guide for tips on cross-selling and what you need to be
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Video Interview with Chief LTC Underwriter Carol Carville

Go behind the scenes with Carol Carville. We hope the video interview with Demerri Bond was helpful and insightful. We’re excited to bring you the next in the series, a candid interview with underwriter Carol Carville. Carol has worked in group medical, life, disability and now long-term care, so her perspective is unique and varied. In the video, she talks about common application mistakes and why the relationships she has with producers in the field is so important to her and our business. Don’t miss it!   Video Interview with Chief LTC Underwriter Carol Carville   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Updated E-App Quick Start Guide and FAQs

The long-term care E-App Quick Start Guide and E-App FAQs have been updated with more helpful information. Download the materials below: LTC E-App FAQ LTC E-App Quick Start Guide These materials are also available to order through normal ordering channels. If you have questions, please contact your Account Executive or Sales Director.   Updated E-App Quick Start Guide and FAQs   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Strength Must Be Earned – Even in the Insurance Industry

When we offer a product, we know we’re staking a century’s worth of hard-won reputation on it. So we know our IUL products have to be honest and simple. It may sound easy, but the IUL products that are on the market today are growing more complex and increasingly difficult for clients to understand. But not ours. We pride ourselves on having the moral strength to do what’s right for clients and provide them with an IUL that does what they were originally designed to do – offer upside potential and downside protection. Simple. Transparent. Honest. Now that’s strong —
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

EssentialLTC E-APP Enhancements

E-APP Enhancements Effective 8/29, the following enhancements were made to the EssentialLTC E-APP: Additional clarity on where to enter the Primary Care Physician’s name and phone number The premium mode selection will only have to be made one time and will carry through to other sections of the E-APP You can now access PDF copies of submitted E-APPS in the Agent Resource Center in YOUR E-APP SUMMARY REPORTS in addition to accessing a PDF copy in the email sent once all required signatures are received More changes to continue to improve our E-APP experience are coming soon! Uploaded Paper Applications
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Categories: Industry News, Long-Term Care, and National Guardian Life.

LTC Post-Issue Requirements: Outstanding Premium

Over the past few weeks you’ve learned the basics about long-term care post issue requirements (PIRs), including an overview of the types, as well as different amendment scenarios. Today we will discuss outstanding premium. If there is any outstanding premium due, below are things to note to meet the post-issue requirements as quickly as possible. Post-Issue Benefit Changes If a benefit change is made post-issue, the original premium is still due by day 60 from issue. The new Premium Statement sent in the new policy kit will list the date the premium is due as “Upon Receipt.” Completed Checks When
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

August 22nd Underwriting Teleconference Recording Now Available

We appreciate your attendance and enjoyed answering all your questions at the third LTC underwriting teleconference. During the call you heard from Aaron Smallwood, Supervisor Underwriting Support for LTC, Demerri Bond, LTC Underwriting Manager, and Allen Gregoire, our Director of Underwriting for all individual health. Didn’t make it? That’s OK! We recorded it for you. All teleconferences are available for download on Sales Professional Access under Sales Tools > Product Education. Listen to last week’s teleconference now.   Make sure to add the remaining bi-monthly teleconferences to your calendar.   Please email us suggestions on topics or questions you’d like
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Save Time with the DI Tele-Application!

Streamline your application process and get paid faster! Advantages of the DI Tele-app Simplifies the sales process for both the agent and the client Don’t have to ask awkward medical questions Quicker issue time Fewer attending physician statements Client answers medical questions only once by a trained nurse regarding activities, health habits, occupation(s), and medical history Materials Available Next Steps brochure Check out the Next Steps brochure, which will guide your clients through the disability income insurance telephone application process. If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.  
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).