Inforce LTCi Rate Adjustments Effective December 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective December 1, 2022.* * The state of Virginia requires a 75-day notification period for all policyholders. Therefore, the effective date for the affected VA policies indicated below will be January 1, 2023. Impacted Policy Forms Impacted States LTC04G Alabama, Tennessee LTC04I Alabama, Pennsylvania, Tennessee, and South Carolina LTC04I7 Alabama, Pennsylvania, Tennessee, and South Carolina LTC09M Alabama, Pennsylvania, Tennessee, and South Carolina
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Important Upcoming Mutual of Omaha Changes – Mississippi is Now an NAIC State

From the Desk of Senior Health Sales Team This message is for awareness to notify you that Mississippi license requirements have been implemented by Mutual of Omaha. Effective September 16, 2022, Mutual of Omaha has officially implemented the changes provided in the information below. Corporations must hold an active license and appointment in Mississippi to receive override commissions. Mississippi (MS) is now a state that requires corporations to be licensed and appointed to receive override commissions. If a corporation does not have the appropriate license and appointment in Mississippi, commissions will be held until the proper license is obtained. Mississippi
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

New to Selling Long-Term Care Insurance?

Learning about long-term care insurance is easy with with our training videos. Start by focusing on why clients need LTCi. Watch the Video   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   New to Selling Long-Term Care Insurance?   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Maine and Vermont Rate Adjustment Filing Notification Letter

Mutual of Omaha has filed for rate increases in the state of Maine and Vermont. Although approval is pending, ME and VT require carriers to notify policyholders of the rate adjustment request via letter in August. Within the notification letter, the insured was informed of the following: The average proposed rate adjustment The advanced notification requirements (60, 75, or 90 days) The rate increase notification expectations Bureau of Insurance contact information We are continuing to work with the states on the actual rate increase filings and will communicate approved amounts as well as implementation dates when that information is available.
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Good News | Back By Popular Demand: Our Game Time Sales Incentive

 GoldenCare’s Game Time Returns For The Remainder Of 2022! Our earlier Game Time Incentive Drawing was such a hit, we’re bringing it back for the remainder of the year! Now through December 31st, get your name entered to win cash prizes! How To Enter: For each qualifying Long-Term Care insurance applicant written, your name gets entered. The more your write, the better your chances of winning! Get the Full Promo Details If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799!         #goldencareagent
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Categories: GoldenCare News and Industry News.

Attention Pennsylvania and Montana Agents: Important Contracting and Pre-Appointment Requirement!

What is happening? Mutual of Omaha has implemented Just-In-Time (JIT) contracting and appointment status for Montana and Pennsylvania. JIT appointments allow Mutual of Omaha to hold the producer appointment until the producer submits business. What does this mean? Montana and Pennsylvania are pre-appointment states and they require a producer to have an approved and effective state appointment when submitting new business applications in these states. If you are writing business in Montana or Pennsylvania, you are responsible for contacting Mutual of Omaha to request your state appointment be placed into effective status prior to signing the application. What do we
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

NGL’s New Sales Promotion: Reach New Heights

REACH NEW HEIGHTS Reach New Heights with NGL From September 16 through October 31, 2022 you could earn up to $1,000 in Amazon gift cards simply by selling NGL’s EssentialLTC. To qualify for this promotion, start by submitting an EssentialLTC application. Second application = $100 Amazon gift card Third application = $200 Amazon gift card Fourth application = $300 Amazon gift card Fifth application = $400 Amazon gift card   Promotion details: After the first application, each qualified application submitted between 09/16/2022 – 10/31/2022 will earn the writing producer an Amazon gift card for the specified amount above, with a
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Let your nights come alive! | NGL’s Producer Circle

Let your nights come alive! As much as Miami is known for bright sunshine, it’s also famous for its glittering nightlife. At the heart of the excitement, you’ll find some of the most popular Miami Beach nightclubs and lounges right in the legendary Fontainebleau. Rock your night to four unique bars and clubs, each with its own flavor and décor, ranging from subdued to epic. Sip trendy cocktails and exclusive wines developed by renowned industry leaders and experience VIP bottle service fit for a rockstar. There’s still time to qualify, and we want you to join us! Finish the year
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Help for a Chronic Condition – Marilyn’s Story

Real People. Real Stories. Marilyn’s Story Help for a Chronic Condition The best way to understand how long-term care insurance can benefit your clients is through stories from our policyholders. Here’s how having a policy made a real difference for Marilyn and her daughter, Melinda. Marilyn’s Story – View the Flyer   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Help for a Chronic Condition – Marilyn’s Story   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Sales Idea: Home Healthcare

7.6 million individuals currently receive care at home because of acute illnesses, long-term health conditions, permanent disability, or terminal illness. By comparison, there are just over 1.8 million individuals in nursing homes. Help your clients understand that their ability to remain in their home as they age is simplified by buying long-term care insurance. By walking through how LTCi provides in-home services, you can help clients feel more secure in their purchase of an LTCi policy … and, possibly help keep them in their home longer. Download the Sales Idea to learn more!   If you have any questions, please
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).