Coming soon! Flexible payment added to the Critical Advantage e-App

Last month, you heard the news that the pay any day flexible payment option was being added to the Critical Advantage paper application. Now this payment option will be available on the e-application on November 2nd, 2019. This is great news for your clients who prefer to use automatic bank deductions to pay premiums and easier for you to give them this option. Your existing clients that are interested in changing their payment options can log into Customer Access on www.mutualofomaha.com to select their new payment date. Please note, if your customer’s selected date falls on a weekend or holiday,
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Show Your Clients the Value of the Critical Advantage products

The products in the Critical Advantage portfolio, Critical Illness, Cancer and Heart Attack & Stroke, were designed with your client’s recovery in mind. Our consumer brochure can help you show your clients the value of this coverage. Your clients need coverage that fills the gaps left by regular health insurance. The products in the Critical Advantage portfolio offer a lump-sum payment to cover things like high deductibles, replacing lost income and traveling to treatment facilities. Simple and direct coverage, Critical Advantage products helps your clients focus on their treatment, not their finances. Take a look at the Critical Advantage brochure
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Portfolio E-App Enhancements

Effective October 12, 2019, Critical Advantage applications submitted using the e-application platform through Paperless Solutions Group will now feature an automatic submit process after both the producer and client have signed. During the email signature process If the client signs first, an email will be sent to the producer and marketer that the client signatures are complete. The producer will then need to sign the application and once complete, the application will automatically submit If the producer signs first, an email will be sent to the client to complete their signature. Once the client signs the application, it will be
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Cancer & Heart Attack/Stroke Insurance may be great fit for your Med Supp clients

Nearly everyone knows someone who has been diagnosed with cancer or heart disease. And people who are 65 and older have a higher risk of developing these conditions. When you are meeting with your potential Medicare Supplement clients during open enrollment, try cross-selling a Cancer & Heart Attack/Stroke policy. Cancer & Heart Attack/Stroke coverage are part of Critical Advantage℠ Portfolio. These policies have a lifetime coverage option that can be issued up to age 89. Benefits are paid upon first diagnosis of any covered condition, are paid directly to your client and can be used for any expense they have.
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Categories: Critical Illness, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Flexible Payment Options Added to More Products

Good news! Flexible payment options will be available for your Critical Advantage&sig;, Priority Income Protection® and Guaranteed Advantage clients starting September 27, 2019, for your clients that prefer to pay by automatic bank deductions. They now have the option to select a flexible payment date when choosing their reoccurring automatic deductions The new flexible payment options are shown below: Static dates: 1st through 28th or last day of each month Flexible day: Week/day combination – client can select a combination of: First, second, third fourth or last week of the month and any day Monday through Friday Here is the
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

The Critical Advantage℠ Products Have Coverage for the Whole Family

Almost everyone knows someone who has had one of the covered conditions in the Critical Advantage product portfolio. Unfortunately, this may include family members. All the products in the Critical Advantage portfolio; Critical Illness, Cancer and Heart Attack and Stroke, offer individual, individual plus children and family coverage. Family coverage includes your client’s partner and all dependents who are under age 26. Either partner can be the primary insured on a family policy, but the premium is based on the oldest insured. Children are eligible for a maximum amount of coverage of $50,000 each and the premium is the same
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

How to Introduce Critical Advantage Products to your Clients

With a critical illness diagnosis, there is usually out-of-pocket expenses included in treatment. With Critical Illness, Cancer and Heart Attack and Stoke coverage, your clients get paid a cash benefit to pay for any expense not covered by regular health insurance. This can include items like child care, travel and lost wages due to time away from work. If you need help with introducing these products to your Medicare Supplement or Long-Term Care clients, the Guide to Introducing Critical Advantage Products is what you need. Check out this handy guide for tips on cross-selling and what you need to be
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

LTC13, Critical Advantage, TLA and Living Promise E-App Unavailable September 1st

On Sunday, September 1st, the Paperless Solutions Group e-app environment will be temporarily unavailable as we perform routine maintenance. This will affect LTC13, Critical Advantage, TLA and Living Promise product lines. The planned outage will last 5:00 a.m. (CST) Sunday through 5:00 p.m. (CST). For consideration of additional time zones, the outage window will be: Eastern — 6:00 a.m. through 6:00 p.m. Mountain — 4:00 a.m. through 4:00 p.m. West Coast — 3:00 a.m. through 3:00 p.m. We encourage you to take this outage window into consideration when arranging any appointments on Sunday, September 1st. We apologize for any inconvenience
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Categories: Critical Illness, Industry News, Life Insurance, Long-Term Care, and Mutual of Omaha (& Affiliates).

Get Your Clients Cash When They Need it the Most

Many of today’s health insurance plans come with a high deductible. If you have clients with these plans, talk to them about how our Critical Advantage℠ Portfolio can help. Critical Illness, Cancer and Heart Attack/Stroke products all offer a onetime cash benefit when diagnosed with a covered condition. This benefit can be used to cover your client’s high deductible, or any out of pocket expense they may have. Plus, the policies have no elimination period, so your clients get paid right away. See other tips on selling the products in the Critical Advantage Portfolio here.   If you have questions,
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage℠ Portfolio Offers Clients Support When They Need it Most

It’s a topic most people don’t want to think about but, according to the American Heart Association: Approximately every 40 seconds someone in the US has a heart attack or stroke Heart attack is one of the most expensive conditions to treat Survival rate for both conditions continues to rise Heart Attack and Stroke policy can help your clients replace lost income, pay health insurance deductibles and keep up with ongoing living expenses like groceries and house payments, so they can focus on getting well. Talk to your clients today about the direct and indirect costs a heart attack or
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).