PROMO TIME! Here’s An Incentive To Drive Your Omaha LTCi Sales

    Introducing GoldenCare’s Q4 2021 LTCi Sales Incentive Growth drives us… Those who grow the most, earn the most! Based on your QUALIFYING PERIOD* production, we’ll pay a CASH BONUS for each qualifying LTC applicant you write with Mutual of Omaha between October 1st and December 31st! The greater your production growth, the larger your Cash Bonus! Click here for complete promotion details.     #goldencareagent
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

7702 changes for SecureCare UL

7702 changes go into effect Nov. 1 for SecureCare UL Effective November 1, 2021, the guaranteed interest rate on new SecureCare Universal Life (SecureCare UL) applications will be updated to comply with the Consolidated Appropriations Act of 2021, which lowers the interest rate assumptions used in Section 7702 of the Internal Revenue Code. How will these changes impact SecureCare UL benefits? Long-term care (LTC) benefits: The new guaranteed interest rate will have no impact on the LTC benefit pool. Regardless of whether an applicant receives the old or new guaranteed interest rate, the amount of LTC coverage they receive will
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Categories: Industry News, Life Insurance, and Securian.

Securian Update: COVID-19 guidelines

COVID-19 new business and underwriting participation guidelines extended through December 31, 2021 Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. Since these participation limits were implemented, our promise has been to actively review these guidelines. Along the way, we have delivered on a request for transparency to enable you to make the best decisions for your customers. While not
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Categories: Industry News, Life Insurance, and Securian.

Good news! Premium limits are increasing

Higher premium limits for your clients start September 27 Premium limits for Eclipse Protector II Indexed Universal Life (IUL), Eclipse NY with the No Lapse Guarantee Agreement (NLGA) and Eclipse Survivor II IUL with the NLGA will increase September 27, 2021: From the greater of $250,000 or 5x target premium – to the greater of $1 million or 5x target premium Increase limit applies to both new and in force contracts Good news! Premium limits are increasing   #goldencareagent #securian
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Categories: Industry News, Life Insurance, and Securian.

My Account: A modern way to provide service

My Account benefits you and your clients At Securian Financial, we know people are busy. That’s why we developed My Account — a simple, safe and secure way for your clients to access their life insurance policies with us. When clients register for My Account or download the app, they can: Pay their life insurance premiums or sign up for auto-payments Share account access with other My Account users Update contact and beneficiary information Submit transactions and more To learn more about My Account and how you and your clients can access it, visit our website. Access resources    
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Categories: Industry News, Life Insurance, and Securian.

LIAM is here – get toolkits, calculators and more…

4 easy ways to promote life insurance At Securian Financial, we continue to play an active role in supporting Life Insurance Awareness Month (LIAM). Because we know how important it is to have life insurance. You can access these client resources at our LIAM landing page: Life insurance marketing toolkit that can help you build your business with social media posts and email templates Toolkit to aid you in addressing those life insurance underwriting process myths Calculators to help your clients determine their life insurance needs Sales strategies you can use with life insurance serving as the centerpiece Access resources
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Categories: Consumer Marketing Materials, Industry News, Life Insurance, and Securian.

SecureCare UL Video Resource Library – Learn As You Go!

Video resource library helps you learn as you go Learning a product takes time and incorporating it into your practice can take even longer. But what if you could speed up the learning process? Our video resource library is designed to help give you the product knowledge, prospecting tools and sales ideas you need — to get up to speed on SecureCare™ Universal Life and start closing cases. View Videos   Contact us Questions? Please call the Securian SecureCare Sales Support Team at 1-888-900-1962.   #goldencareagent #securian #mnlife
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Important change to SecureCare UL sales in Washington state

Administrative change to SecureCare UL sales in Washington state In response to new long-term care legislation in the state of Washington, effective August 6, 2021, we are suspending sales of our SecureCare Universal Life (UL) product to residents of Washington state. Here’s what you need to know: Applications received by end of business day August 6, 2021, will be processed as normal. All currently pending SecureCare applications will be processed as normal. Any new applications received from residents of the state of Washington after August 6, 2021, will not be accepted. No exceptions will be made. We anticipate resuming sales
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

SecureCare and the WA Cares Fund exemption

SecureCare likely qualifies for WA Cares Fund exemption The state of Washington created the WA Cares FundSM to address the future long-term care (LTC) crisis. The fund provides an LTC benefit for all eligible workers, which will be funded by a payroll tax that begins in January 2022. Benefits will be paid in $100 stackable units, with a lifetime maximum of $36,500 (adjusted for inflation). The benefit will be funded by a payroll tax that begins in January 2022. However, Washington residents who have a personal LTC insurance policy issued before November 1, 2021 can apply for an exemption from
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Changes to COVID-19 participation guidelines

Changes to COVID-19 participation guidelines Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. Since these participation limits were implemented, our promise has been to actively review these guidelines. Along the way, we have delivered on a request for transparency to enable you to make the best decisions for your customers. While not yet at the final stage in our
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Categories: COVID-19, Industry News, and Securian.