Riders Increase Policy Value

Do you know about the four optional riders available at the time of sale for a Critical Advantage policy? They are a great way to add extra value and protection to an already strong base policy. Below is a brief description of our optional riders. As always, some riders may vary by state. Please refer to our Critical Advantage Product & Underwriting Guide for full details.

Cancer Rider — Pays a lump-sum benefit upon the diagnosis of cancer (internal cancer or malignant melanoma).

Heart Attack & Stroke Rider — Pays a lump-sum benefit upon the diagnosis of a heart attack or stroke or the performance of coronary angioplasty surgery or coronary artery bypass surgery.

Intensive Care Unit Rider — Pays a daily room benefit for each day of confinement in an intensive care unit of a hospital as the result of sickness or injury.

Cash Value Rider — Provides a percentage of all premiums paid for the policy and all riders, minus the amount of any benefits paid in all claims for all insured persons.
If you have any questions, please contact your Sales Director.

Riders Increase Policy Value