Good News | Updated 2021 Tax Deductible Limits Just Announced

Good News! New 2021 Tax Deductible Limits for LTCi Just Announced Increased tax deductible limits can be a significant benefit for those with tax-qualified long-term care insurance policies, according to the American Association for Long-Term Care Insurance. The following are the just-announced 2021 limits (2020 in brackets): Attained Age Before Close of Taxable Year 2021 Limit  (2020) 40 or less $450  ($430) More than 40 but not more than 50 $850  ($810) More than 50 but not more than 60 $1,690  ($1,630) More than 60 but not more than 70 $4,520  ($4,350) More than 70 $5,640  ($5,430) Click here for
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Categories: GoldenCare News, Industry News, and Long-Term Care.

Agents: Get Up to Speed with New Mutual of Omaha Training Videos!

November is LTC Awareness Month Get Agents Up to Speed with New Training Videos Learning about long-term care insurance is easy with a two-part series of short training videos. Start by focusing on why clients need LTCi. Then, move on to discover how policies in the MutualCare® Solutions portfolio can help meet the needs of any client. Part 1: Let’s Begin the Conversation Learn how LTCi helps people protect retirement assets, maintain their independence and control decisions about their care. Watch the Video   Part 2: The MutualCare Solution Get details about our two stand-alone policies in the MutualCare Solutions
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | November 23, 2020

Read Full GoldenCare Newsletter, November 23, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare:   The GoldenCare Office will be closed Thurs, November 26th & Fri, November 27th for the Thanksgiving Holiday.     PROMO TIME! Perfect Portfolio Sales Incentives Now through December 31, 2020   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “70 percent of long-term care claims begin with home care,” by Joe Jancsurak, McKnight’s Senior Living Enjoy!   Compliance:
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Categories: GoldenCare News, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, Securian, and Thrivent.

NGL’s upcoming holiday hours

Upcoming holiday hours We hope you have a safe and healthy holiday season. Please note these upcoming important dates with special holiday hours for our office: Wednesday, November 25 – Office closes at 1 p.m. PST Thursday, November 26 – Closed Friday, November 27 – Closed Thursday, December 24 – Office closes at 1 p.m. PST Friday, December 25 – Closed Thursday, December 31 – Office closes at 1 p.m. PST Friday, January 1 – Closed Please contact your dedicated Long Term Care Sales Team at LTC@nglic.com with questions. Thank you.     #goldencareagent #ngl #longtermcare
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Long-Term Care Time Service Update

From the Desk of Allen Gregoire and Kathy Abbott On behalf of Mutual of Omaha, we want to first and foremost thank you for the amount of long-term care business we have been receiving here at the home office. We know this is due to your ongoing loyalty and partnership. We remain committed to providing the quality service you have come to expect, and our new business and underwriting teams are fully operational. However, due to high volumes of new business, our LTC underwriting and new business teams are experiencing delays in time service. In response, we have underwriters and
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Thrivent Holiday Schedule – Thanksgiving 2020

We’re thankful for your partnership in bringing Thrivent’s LTC solution to more people, especially in light of all the challenges that 2020 has thrown at everyone! Please note our holiday hours below: Holiday Hours Thursday, the 26th: Office Closed for Thanksgiving Friday, the 27th: Office Closed Monday the 30th: Office re-opens at 8:30 AM Central Have a safe and relaxing holiday!     #goldencareagent #thrivent #ltc #holiday
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Categories: Industry News, Long-Term Care, and Thrivent.

Important Year End Information

The holidays are quickly approaching, please make sure you have these important dates and operating hours marked in your calendar. End of Year Pay Schedule Client Interview Team Holiday Hours (All in Central Time) Wednesday, November 25, 2020 8:00 a.m. – 4:30 p.m. Thursday, November 26, 2020 Closed Friday, November 27, 2020 Closed Saturday, November 28, 2020 Regular hours: 10:00 a.m. – 2:00 p.m. Thursday, December 24, 2020 (Christmas Eve) 8:00 a.m. – 4:30 p.m. Friday, December 25, 2020 Closed Saturday, December 26, 2020 Closed Thursday, December 31, 2020 8:00 a.m. – 4:30 p.m. Friday, January 1, 2021 Closed Saturday,
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Monthly modal premium factor lowered in Arizona and District of Columbia

Monthly modal premium factor lowered in Arizona and District of Columbia Effective November 20, 2020, the modal premium factor utilized to determine the monthly premium amount for EssentialLTC is being lowered in Arizona and the District of Columbia. The change will be from a current factor of .095 to a new factor of .0875. With this implementation, the monthly modal factor will now be .0875 in all states where EssentialLTC is available. The EssentialLTC State Variation document will be revised on November 20, 2020 to reflect this change.   View the Financial Strength Flyer   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Good partners grow with you

Good partners grow with you Our financial strength flyer highlights how our diverse product mix and history of financial strength and stability make NGL a go-to choice for Long Term Care insurance. EssentialLTC’s popular features are included in the flyer, showcasing how you can create a personalized policy within your client’s budget. Specializing in a suite of innovative products for life’s journey, we give people the financial stability, careful guidance and peace of mind to lead a life filled with confidence, dignity and grace. We are proud to serve our partners and policyholders through connection, collaboration and compassion.   View
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Larry Moore joins NGL as Regional Vice President – Individual Products

Larry Moore joins our long term care sales team We are pleased to welcome Larry Moore to the NGL long term care sales team as Regional Vice President – Individual Products. Larry has more than 30 years of LTCi experience and has been dedicated to approaching LTCi planning from an overall retirement and estate planning perspective. “I could not be more excited about my new opportunity with NGL,” shares Larry. “When I consider NGL’s position in the marketplace, I have not seen a better set of circumstances for any insurance carrier in many years. NGL is a robust and profitable
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Categories: Industry News, Long-Term Care, and National Guardian Life.