Good News | MedicareLIVE! 2021 Virtual Conference Takes Place Next Week!

Good News! MedicareLIVE! is returning for 2021! RSVP now! This is THE premier insurance event to prepare you for AEP and make a huge difference to your business. This one-day virtual conference gives you the opportunity to learn proven strategies and insights directly from industry leaders. Wednesday, August 4th | 9:00 AM — 3:00 PM Central Time   A Winning AEP Starts At MedicareLIVE! Read Full Good News           Click Here to add additional carriers & products to your appointments. Questions? Call our Marketing Team at 800-842-7799!     #goldencareagent
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Categories: GoldenCare News, Industry News, and Medicare Supp./Adv..

Tom Randall’s Call to Action: Start the Long-Term Care conversation NOW!

From the Desk of Tom Randall Regardless of Which State They Live In…  the WA Cares Fund Program MATTERS to Your Clients! It’s Very Important You Understand the New Washington Cares Fund Program. Here’s why, and what you need to tell your clients and prospects! Effective 1/1/22, Washington workers will pay an EXTRA tax of $0.58 per every $100 of earnings… with NO Maximum Limit! If you make $100,000, you would owe an EXTRA $580 tax/year… Even at $50,000, that’s an EXTRA $290 tax/year Worked harder? If you’re at $500,000, that’s an EXTRA $2900/year! For that EXTRA $290 – $2900 tax/year,
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“Analyzing Long Term Care Insurance Prices”

“Analyzing Long Term Care Insurance Prices,”Advisor Magazine Quote: “The cost for certain long-term care insurance policy designs has not changed significantly over the past five years according to the American Association for Long-Term Care Insurance. Long-Term Care Insurance Prices Compared, Costs 2016-2021 ‘For men, rates actually may have declined slightly from where they were five years ago,’ explains Jesse Slome, director of the long-term care insurance organization. ‘Policy costs for women are about the same until you add an inflation growth option, then there is a significant increase.’”     LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform:
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Categories: Clippings and Industry News.

“Medicare and Dental Coverage: A Closer Look”

“Medicare and Dental Coverage: A Closer Look,” by Meredith Freed, Nancy Ochieng, Nolan Sroczynski, Anthony Damico, and Krutika Amin, Kaiser Family Foundation Quote: “Policymakers are now discussing options to make dental care more affordable by broadening dental coverage for people on Medicare. President Biden’s FY 2022 budget request includes as part of the President’s healthcare agenda “improving access to dental, hearing, and vision coverage in Medicare.” Senate Democrats recently announced an agreement to include Medicare expansions, including dental, vision, and hearing, as part of the budget reconciliation package, though details of the agreement have not yet been released. In 2019, the House of Representatives
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Categories: Clippings and Industry News.

“Toomey Re-Introduces Measure to Make Long-Term Care Insurance More Affordable”

“Toomey Re-Introduces Measure to Make Long-Term Care Insurance More Affordable,” by Pat Toomey Quote: “U.S. Senator Pat Toomey (R-Pa.) is re-introducing a bill to increase the affordability of long-term care insurance. Senator Toomey’s Long-Term Care Affordability Act would allow individuals to pay up to $2,500 each year for long-term care insurance with their 401(k), 403(b), and IRAs without a tax penalty.”     LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Altogether too sensible a proposal to pass Congress, much less be signed by the current President.           Subscribe to GoldenCare News  
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Categories: Clippings and Industry News.

“How much of a cut to social security benefits can you expect based on your age?”

“How much of a cut to social security benefits can you expect based on your age?,” by Robert Powell, USA Today Quote: “Come 2034, incoming revenues will be enough to pay about 76% of scheduled Social Security benefits, a 2020 Social Security Administration trustees report predicts. Given that, how might different generations plan for this? Should they plan for a 24% decline in their scheduled benefit? Should they not factor Social Security benefits into their retirement income plan at all? Or might they do something else.”     LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Never mind
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Categories: Clippings and Industry News.

“Thousands of CalPERS members could get $30,000 or more in long-term care lawsuit settlement”

“Thousands of CalPERS members could get $30,000 or more in long-term care lawsuit settlement,” by Wes Venteicher, Sacramento Bee Quote: “CalPERS has agreed to pay up to $2.7 billion to settle a lawsuit over big price hikes the retirement system imposed on long-term care policyholders eight years ago, according to a Tuesday announcement. The proposed agreement, which requires a judge’s approval, would settle a class-action lawsuit policyholders filed in 2013. Several policyholders filed the lawsuit after receiving notices that their premiums would rise 85% in two increases in 2015 and 2016.”     LTC Comment, Stephen A. Moses, President, Center for
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Categories: Clippings and Industry News.

EssentialLTC Consumer Presentation

EssentialLTC Consumer Presentation www.ngl-essentialltc.com Show your clients the importance of Long Term Care insurance (LTCi) with the EssentialLTC Consumer Presentation. The presentation explains to consumers why they should consider LTCi, the cost of long term care and how not having LCTi can impact their family. It uses easy to understand language and visual charts to help your clients make an informed decision about their long term care needs. Visit the Agent Resource Center to download a PDF a copy under Consumer Materials, or download by clicking the image above. Available for use in the following states: AK, AL, AR, CO, GA, IA, ID, IL, KS, KY, LA, MA, MD, ME,
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Categories: Consumer Marketing Materials and National Guardian Life.

GoldenCare Newsletter | July 26, 2021

Read Full GoldenCare Newsletter, July 26, 2021 Edition In this GoldenCare Newsletter Edition From GoldenCare: Our Guest Article is by GoldenCare’s own National Marketing Director, Tom Randall! Call to Action:  Start the Long-Term Care conversation NOW!     THIS THURSDAY! How to Increase Sales:  CareOptions, Association/Employer and Everyday Life Thurs, July 29, 2021 2:00 PM  to  2:30 PM CDT   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies. PROMO TIME! ★ True Freedom Scoreboard Incentive   Guest Articles: “Call to Action: Start
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), and National Guardian Life.

Tom Randall’s Call to Action: Start the Long-Term Care conversation NOW!

From the Desk of Tom Randall Regardless of Which State They Live In…  the WA Cares Fund Program MATTERS to Your Clients! It’s Very Important You Understand the New Washington Cares Fund Program. Here’s why, and what you need to tell your clients and prospects! Effective 1/1/22, Washington workers will pay an EXTRA tax of $0.58 per every $100 of earnings… with NO Maximum Limit! If you make $100,000, you would owe an EXTRA $580 tax/year… Even at $50,000, that’s an EXTRA $290 tax/year Worked harder? If you’re at $500,000, that’s an EXTRA $2900/year! For that EXTRA $290 – $2900 tax/year,
Read More

Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).