GoldenCare’s Perfect Portfolio
There are a lot of products to choose from in today’s ever-changing market. To help you out, we’ve hand-selected a few insurance plans that we feel would contribute most and help make up your “perfect portfolio.” The plans range from traditional long-term care insurance, high-risk LTCi alternatives, to near-guaranteed issue plans that fill gaps and offer a safety net for the very unhealthy. Our perfect portfolio plans can help you close more sales, save time, lessen underwriting headaches, make more money and — most importantly — help more people.
Look for the gold star (★) throughout the site, indicating the plan is part of our Perfect Portfolio.
Mutual of Omaha, traditional Long-Term Care Insurance
★ MutualCare Custom Solutions
GoldenCare is proud to have helped in the design of our premier Long-Term Care product, MutualCare Custom Solution.
For prospects without too many major health concerns, we feel that this traditional LTCi product — with its first-day cash benefits — is often the very best choice for protection. Read More
*Availability & Benefits May Vary by State. For Agent Use Only – See Carrier Product Literature for Full Details.
Get Supplies Training LTCi Product Portfolio Let’s Start the Conversation Video
ManhattanLife, Short-Term Care Insurance
★ OmniFlex™
The new OmniFlex Short-Term Care insurance plan (part of ManhattanLife’s Lighthouse Series) IS FINALLY HERE!!!!!!! Our very own National Marketing Director, Tom Randall was the brains behind the OmniFlex concept and worked in partnership with ManhattanLife to build and launch this revolutionary product.
We’ve been hard at work perfecting every detail – because we believe OmniFlex will change the entire Longevity Health Planning industry!
For years, GoldenCare has emphasized building plans that provide larger benefits at claim onset, which would reduce possible out-of-pocket expenses. We refer to this as building policies “Short and Fat.”
The introduction of OmniFlex™ takes this concept to a whole new level. Coverage is more easily obtained due to its two-tiered underwriting, and comparatively it is more affordable.
*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.
Guarantee Trust Life (“GTL”), Critical Illness+
★ Critical Cash™
GoldenCare is proud to have contributed in the development of the concept & design of GTL’s Critical Cash — an even more flexible version of Critical Care!
Like its predecessor, Critical Cash was primarily designed to help people who may not qualify for traditional LTCi. The plan has less than one page of health questions and pays cash benefits upon diagnosis of a covered critical illness such as Alzheimer’s disease, cancer, heart attacks, strokes, etc. Read More
*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.
Guarantee Trust Life (“GTL”), Short-Term Care Insurance
★ Short-Term Home Health Care
GTL understands that most Americans would prefer to recuperate at home. The new Short-Term Home Health Care insurance pays benefits directly to clients, regardless of whether they have any other insurance.
Three plans are available, offering different daily benefit amounts based upon the Plan selected.* Read More
*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.
True Freedom Home Care Service Plans
★ Home Care Service Plans
The True Freedom Home Care Service Plans are a perfect fit for our Perfect Portfolio. Even when no other insurance solutions are available to clients, in many cases the True Freedom Home Care Service plans can still provide invaluable benefits for HHC services.
With 1-Question field issue, no medical underwriting, and availability in all 50 states, these plans are an excellent alternative! Clients ineligible for health-underwritten insurance coverage? Feel confident that you can still provide a valuable solution!
Click on the link to the left to take a closer look at this outstanding “Perfect Portfolio” plan.
