NGL EssentialLTC – Upcoming Holiday Closure

Upcoming Holiday Closure NGL EssentialLTC’s administrative office will be closed next week during the following times for the upcoming Thanksgiving holiday: Wednesday, November 23 – Office closing at 1:00 p.m. PST Thursday, November 24 – Office closed Friday, November 25 – Office closed Click here to take a look at the entire 2022 holiday schedule.   For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com.     #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL EssentialLTC – Long Term Care Awareness Month

Long Term Care Awareness Month NGL is dedicated to helping you get the most out of Long Term Care Awareness Month. We have the consumer materials you need to help you increase your clients knowledge of this month. Click the links below to download a PDF version of the material.   Downloadable Social Media Posts There are 14 different social media infographics you can use on your social media platforms to inform your customers why they should consider long term care planning. Click here to download the posts. Consumer Brochure* This brochure can help you comprehensively explain the benefits of
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL’s New Sales Promotion: Reach New Heights

REACH NEW HEIGHTS Reach New Heights with NGL From September 16 through October 31, 2022 you could earn up to $1,000 in Amazon gift cards simply by selling NGL’s EssentialLTC. To qualify for this promotion, start by submitting an EssentialLTC application. Second application = $100 Amazon gift card Third application = $200 Amazon gift card Fourth application = $300 Amazon gift card Fifth application = $400 Amazon gift card   Promotion details: After the first application, each qualified application submitted between 09/16/2022 – 10/31/2022 will earn the writing producer an Amazon gift card for the specified amount above, with a
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Let your nights come alive! | NGL’s Producer Circle

Let your nights come alive! As much as Miami is known for bright sunshine, it’s also famous for its glittering nightlife. At the heart of the excitement, you’ll find some of the most popular Miami Beach nightclubs and lounges right in the legendary Fontainebleau. Rock your night to four unique bars and clubs, each with its own flavor and décor, ranging from subdued to epic. Sip trendy cocktails and exclusive wines developed by renowned industry leaders and experience VIP bottle service fit for a rockstar. There’s still time to qualify, and we want you to join us! Finish the year
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Categories: Industry News, Long-Term Care, and National Guardian Life.

AZ, CT, DC, FL & IN: Get your applications in now!

Get your applications in now! As a reminder, the states of AZ, CT, FL, IN and the District of Columbia will receive the Enhanced EssentialLTC on September 2, 2022. Get your applications in now to use the current rates before then! Features For joint policies, when one insured passes away the premium will now decrease to an amount specified on the illustration and Policy Schedule for each person. The Waiver of Premium Rider for Home and Community Care Services is now built into the policy and premium when Comprehensive Coverage is selected. The 10-Year Premium Payment Option is now fully
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Categories: Industry News, Long-Term Care, and National Guardian Life.

New Enhanced EssentialLTC State Releases

New Enhanced EssentialLTC State Releases Effective September 2, 2022, the states of AZ, CT, FL, IN and the District of Columbia will receive the Enhanced EssentialLTC. Get your applications in now to use the current rates before then! Features For joint policies, when one insured passes away the premium will now decrease to an amount specified on the illustration and Policy Schedule for each person. The Waiver of Premium Rider for Home and Community Care Services is now built into the policy and premium when Comprehensive Coverage is selected. The 10-Year Premium Payment Option is now fully guaranteed and will
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Now Earn Double Credit on Ten Pays | NGL’s Producer Circle

New enhancements to help you qualify! Double credit on placed Ten Pay Premium LTC To help increase your chances to qualify for NGL’s Producer Circle, you will automatically receive double credit on placed Ten Pay Premium LTC from 08/01/2022 – 12/29/2022. Earn a $1,000 Amazon gift card The producer who places the largest aggregate premium of Ten Pay LTC from 08/01/2022 – 11/30/2022 will earn a $1,000 Amazon gift card.   NGL’s Producer Circle Requirements Producer’s personal production only will be applied toward contest total. Only long term care production will be credited. Single premium payment options will be credited
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Categories: Industry News and National Guardian Life.

Update to the Premier Underwriting Guide

Update to the Premier Underwriting Guide At NGL, we adapt our LTCi underwriting practices as medical science continues to evolve and more information becomes available. We have identified scenarios where it may be acceptable for an applicant to have two first-degree relatives with dementia. It is now recommending that you prequalify these scenarios with the type of dementia, the age of onset of symptoms and the age of diagnosis. Some scenarios may be acceptable and others will not, depending on the details. We have updated our Premier Underwriting Guide to reflect this.
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Categories: Industry News, Long-Term Care, and National Guardian Life.

We want to reward you for a job well done!

Introducing NGL’s Producer Circle To reward you for your hard work and accomplishments in 2022, we’re inviting you to join all of NGL’s top producers for our Producer Circle trip in 2023! What is NGL’s Producer Circle? The top 10 producing agents who sell NGL’s EssentialLTC will earn a trip to a warm, sunny location with free airfare and hotel for themselves and a guest. The trip will be held at a luxury resort where you’ll have the chance to participate in unique activities, dine at high-end restaurants and relax on a beautiful beach. We can’t wait for you to
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Categories: Industry News and National Guardian Life.

EssentialLTC E-APP Update & Juneteenth Office Closing

E-APP User Guide Beginning June 17, you now have the option of completing the agent statement and new business transmittal before the client portion of the E-APP. This step, which used to be contained in Step 2, will be moved into its own Pre-Step. This step can be completed at any time before moving on to Step 3. Click here to download the E-APP User Guide for more information.   Office Closed Monday, June 20 In observance of Juneteenth, NGL’s EssentialLTC administration office will be closed on Monday, June 20, 2022. Regular business hours will resume on Tuesday, June 21.
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Categories: Industry News and National Guardian Life.