Submit your LTC applications and watch demo

Submit your long term care applications Your business is important to us and we want to make sure you have the tools needed to serve your community. We continue to accept NGL EssentialLTC long term care applications up to the nearest age 79. Items to keep in mind: Applications will not be closed or rejected based on age. Depending on the state you are in and if you are experiencing a stay-at-home order, it might take a little longer than usual for the face-to-face interview. We are making every effort to complete the scheduled exams for applicants who are currently
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Categories: COVID-19, Industry News, Long-Term Care, and National Guardian Life.

New Partnership policy states and updated marketing materials

EssentialLTC now available as Partnership policy in four additional states We are pleased to announce effective April 17, 2020, National Guardian Life Insurance Company’s (NGL) EssentialLTC is now available as a Partnership policy in Maryland, New Mexico, Pennsylvania and Virginia. Click here for more information and a list of new or additional application forms required for these states. The forms for each state will be available on the Agent Resource Center​​​ on Friday, April 17. Updated marketing materials Newly updated marketing materials are now available and ready for you to download from the Agent Resource Center​​​. We will continue to
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Categories: COVID-19, Industry News, Long-Term Care, and National Guardian Life.

Exciting new look from NGL

Exciting new look from NGL We hope that you are all staying healthy and we thank you for your continued support. As we all navigate this uncertain time, we wanted to provide some positive news and are excited to share our new logo with all of you! Please click on the image below for the reveal. NGL has utilized the “tree of life” logo since 1965 when it was originally created. It has been a strong logo, however with NGL’s renewed purpose and focus, a modern brand that resonated with partners and policyholders was created. “Testing several logos and selecting
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Grace period extended for policyholders

March 31, 2020 By NGL Nothing about the last few weeks has been normal. We have all been impacted by the recent events centered around the coronavirus (COVID-19). Our hearts go out to anyone who is ill or has an ill family member. To help our policyholders during this difficult time, NGL is temporarily extending our policy lapse grace period to 120 days from 60 days. What does a 120-day grace period mean? We understand there is a lot of uncertainty right now, and NGL doesn’t want to add additional stress on you if you are experiencing financial concerns. If
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Categories: COVID-19, Industry News, Long-Term Care, and National Guardian Life.

NGL EssentialLTC News

Deleting Old E-Applications The E-Application system now allows you to delete applications you are no longer working on via the “Your E-APP Summary Reports” section. Additionally, E-Applications entered but not submitted will automatically be deleted after 30 days of inactivity. Benefits of using E-APP Work with clients nationwide. Share your screen with clients or use it directly with the client. Efficient application process. Faster processing of business Click here to submit new business. Face-to-face exams for ages 66-79 NGL underwriting guidelines require an in-person exam for long term care insurance that includes cognitive and functional screening. Due to the current
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Categories: COVID-19, Industry News, Long-Term Care, and National Guardian Life.

Important Update from NGL

Committed to safety At National Guardian Life Insurance Company (NGL), we care deeply for the safety and well-being of our partners, agents, customers and employees. We have been closely monitoring the latest local and national reports from the Centers for Disease Control (CDC) concerning the coronavirus (COVID-19). We are committed to the health of our employees and community and that is why we decided to help reduce the spread of the coronavirus by asking employees to work remotely if possible. This resolution is the best way for us to keep our employees safe and to continue providing you with the
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL’s Financial Strength Affirmed

AM Best Affirms A- (Excellent) Rating of NGL and Revises Outlook to Positive We are pleased to announce AM Best has revised the outlooks to positive from stable and affirmed its A- (Excellent) rating effective February 28, 2020. This rating reflects the excellent ability of NGL to meet its ongoing insurance policy and contract obligations and further attests to its financial strength. “Our AM Best rating is pivotal to our future success and is a true measure of NGL’s financial strength and business model effectiveness relative to the industry and our peers. We will continue to enhance our business profile,
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Categories: Industry News, Long-Term Care, and National Guardian Life.

EssentialLTC Sales Guide Redesigned!

NGL Sales Guide Redesigned The EssentialLTC Sales Guide is redesigned to highlight popular product features with case studies demonstrating when and how each product feature can be used. Understanding the product features allows you to better customize plans and meet the needs of your clients. The hypothetical examples included in the new Sales Guide illustrate how EssentialLTC may benefit a client’s situation and are listed below: Lifetime Benefit Period Extension Rider Shared Benefit Amount Rider Return of Premium Riders Return of Premium with Optional Policy Surrender Riders Flexible Premium Payment Options Inflation Protection Riders Click here to log in to
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Employer Group Rate Class to be Available in 6 Additional States

In addition to the 38 states that already have the Employer Group rate class (unisex premium rates), 6 additional states will be available effective 11/01/2019:  CT, DE, HI, IN, ND, and SD. LTCi for Almost Any Business Available to almost any business with 5+ employees Streamlined group approval process Unisex premium rates for employees and eligible family members* Access to all the EssentialLTC features available in the individual market 10-year/single premium payment, lifetime benefits, return of premium/surrender options, joint pricing, and more Partnership eligible policies available in many states* Low minimum participation requirement 2 to 5 issued employees (varies by
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Online Prequalification Now Available

In addition to calling, emailing, or faxing us your prequalifications, you can now prequalify a client by logging into the Agent Resource Center at ngl-essentialltc.com, clicking the “Underwriting Prequalification” icon, and submitting the online form. Once submitted, our underwriters will email you a response as soon as possible.   Learn more about underwriting in our recently recorded webinar: Field & Home Office Underwriting     If you have questions, please call NGL at (888) 505-2332 or email status@ngl-essentialLTC.com.   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.