Employer Group Rate Class to be Available in 6 Additional States

In addition to the 38 states that already have the Employer Group rate class (unisex premium rates), 6 additional states will be available effective 11/01/2019:  CT, DE, HI, IN, ND, and SD. LTCi for Almost Any Business Available to almost any business with 5+ employees Streamlined group approval process Unisex premium rates for employees and eligible family members* Access to all the EssentialLTC features available in the individual market 10-year/single premium payment, lifetime benefits, return of premium/surrender options, joint pricing, and more Partnership eligible policies available in many states* Low minimum participation requirement 2 to 5 issued employees (varies by
Read More

Categories: Industry News, Long-Term Care, and National Guardian Life.

Online Prequalification Now Available

In addition to calling, emailing, or faxing us your prequalifications, you can now prequalify a client by logging into the Agent Resource Center at ngl-essentialltc.com, clicking the “Underwriting Prequalification” icon, and submitting the online form. Once submitted, our underwriters will email you a response as soon as possible.   Learn more about underwriting in our recently recorded webinar: Field & Home Office Underwriting     If you have questions, please call NGL at (888) 505-2332 or email status@ngl-essentialLTC.com.   #goldencareagent #ngl
Read More

Categories: Industry News, Long-Term Care, and National Guardian Life.

EssentialLTC Partnership Policy Available In Illinois

Change effective May 31, 2019 National Guardian Life Insurance Company (NGL) is pleased to announce that effective May 31, 2019, the EssentialLTC policy will now be available as a partnership policy in the state of Illinois. Applications submitted in Illinois that are dated May 31, 2019 and after require the following additional application forms: Form Name Form # Action Acknowledgement Regarding Partnership Policy Qualification NLTCPRT-ACK Submitted with application   The new application forms will be available via the Agent Resource Center on May 31, 2019.   Determination of Partnership Eligibility EssentialLTC policies issued in Illinois will automatically be issued as
Read More

Categories: Industry News, Long-Term Care, and National Guardian Life.