“Census finds more than 3 million older adults on the move each year”

  “Census finds more than 3 million older adults on the move each year,” by Diane Eastabrook, McKnight’s Home Care Quote: “Older adults might not move as often as their younger counterparts, but more than 3 million still relocate each year, according to a report by the U.S. Census Bureau. The Domestic Migration of Older Americans report considered migration patterns between 2013 and 2019 and found about 6% of people 65 and older move annually. That compares to 16.5% for people between the ages of 1 and 54. In the older cohort, people 85 and older moved the most — about 8.4%
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Categories: Clippings and Industry News.

“The Forgotten Middle’: Seniors Facing Housing, Care Crisis”

“‘The Forgotten Middle’: Seniors Facing Housing, Care Crisis,” ElderLawAnswers Quote: “Seniors who have an income above the Medicaid threshold but lack a high enough income to have substantial personal savings are considered ‘The Forgotten Middle.’ These are elders who are more likely to struggle to afford long-term care that may become necessary as they age. According to a recent analysis by NORC at the University of Chicago, which updates results from its 2019 ‘The Forgotten Middle’ study, the number of individuals who will fall into this middle-income bracket as seniors will grow by nearly 90 percent over the next 10
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Categories: Clippings and Industry News.

“Seniors are stuck home alone as health aides flee for higher-paying jobs”

“Seniors are stuck home alone as health aides flee for higher-paying jobs,” by Christopher Rowland, Washington Post Quote: “Amid a national shortage of home-care workers that deepened during the covid-19 pandemic, the couple spent much of this year on a private agency list waiting to be assigned a professional home-care aide. But over four months, from April to August, no aides were available, leaving Acey to carry the load on her own. Many nights — after an hour-long bedtime routine that included giving Tom his pills and pulling on his Depends before tucking him into his recliner — she lay
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Categories: Clippings and Industry News.

“What Are Medicaid Asset Protection Trusts?”

“What Are Medicaid Asset Protection Trusts?, ElderLawAnswers Quote: “Medicaid Asset Protection Trusts offer several benefits to individuals planning to apply for Medicaid: MAPTs preserve generational wealth, safeguarding assets for family members. After you pass away, the state cannot take your assets from your beneficiaries to reimburse them for your long-term care, as MAPTs avoid probate. Since nursing home fees can be exorbitant, MAPTs can save your family money, as they let you qualify for Medicaid once the lookback period has ended. The drawbacks of MAPTs include the following: Once you establish a MAPT, you forfeit the control and use of
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Categories: Clippings and Industry News.

“Information campaign on aging and long-term care is wise; taking more earnings from workers isn’t”

“Information campaign on aging and long-term care is wise; taking more earnings from workers isn’t,” by Elizabeth Hovde, Washington Policy Center Quote: “An information campaign — one that could point to private long-term-care insurance (LTCI) for workers who LTCI makes sense for — should be coupled with removing taxes on insurance products and better protecting Medicaid. That’d be a better route for the state when it comes to looking out for Medicaid’s LTC spending woes. Cost-shifting to workers saves the state relatively little and costs workers a lot. Creating a new entitlement program for people in need and people not in need isn’t wise. See
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Categories: Clippings and Industry News.

“Industry Leaders Split on Whether Skilled Nursing’s Future Should Include Separate Short, Long-Term Care”

“Industry Leaders Split on Whether Skilled Nursing’s Future Should Include Separate Short, Long-Term Care,” by Amy Stulick, Skilled Nursing News Quote: “There has been an increasing call to separate long-term and short-term care in the nursing home sector as acuity rises and facilities take on more specialties, all while facing a staffing shortage. Academics, finance leaders and some operators agree such a separation would be a positive for residents — and maybe even help the staffing crisis — but the big question is where long-term Medicaid beneficiaries would go if they’re not occupying beds in a nursing home. Some believe
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Categories: Clippings and Industry News.

Keep Protecting More Customers and Getting Rewarded for Your Efforts

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Categories: Industry News, Manhattan Life, and Medicare Supp./Adv..

Lumico Q4 2022 Incentive: Provide more coverage. Get more rewards.

QUALIFYING LEVELS: PAYOUTS: 5-9 issued apps $200 per issued case 10-19 issued apps $220 per issued case 20-29 issued apps $240 per issued case 30+ issued apps $260 per issued case   Policies must be submitted between 10/1/2022 and 12/31/2022, and have an effective date on or before 2/1/2023. For Agent Use Only. Not For Public Distribution.   Lumico Q4 2022 Incentive: Provide more coverage. Get more rewards.   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: GoldenCare News, Industry News, Lumico, and Medicare Supp./Adv..

Humana’s Q4 2022 Incentive: Unlimited Opportunity to Achieve!

Jaw-dropping, unlimited bonuses for Humana Achieve Medicare Supplement plans starting with the first issued app. Pays starting with your first policy on the following payout schedule, by state: CA, GA, IA, IL, LA, MI, MS, NC, NE, NJ, PA, TX: Underwritten Business $325 per issued policy Open Enrollment Business $150 per issued policy AR, AZ, IN, KY, OH, SC, TN, WI: Underwritten Business $325 per issued policy Open Enrollment Business $325 per issued policy   Qualify with just one issued case. Promo period runs from 10/1/2022 to 12/31/2022. Humana’s Q4 2022 Incentive: Unlimited Opportunity to Achieve!     #goldencareagent #medicare
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Categories: GoldenCare News, Humana, Industry News, and Medicare Supp./Adv..

GoldenCare Live Webinar Schedule

GoldenCare’s Live Webinar Schedule Click on the webinar of your choice below to register for an event! True Freedom Product & e-Enrollment Training Wed, Oct 5, 2022 11:00 AM – 11:45 AM EDT How To Increase Sales: CareOptions, Association/Employer and Everyday Life Thu, Oct 20, 2022 3:00 PM – 3:30 PM EDT GTL’s Critical Cash Tue, Oct 25, 2022 12:00 PM – 12:30 PM EDT GTL’s Short-Term Home Health Care Wed, Oct 26, 2022 3:00 PM – 3:30 PM EDT LTC: Back To Basics Thu, Nov 3, 2022 11:00 AM – 11:30 AM EDT   Get the answers to the
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Categories: Aetna, Current, GoldenCare News, Guarantee Trust Life, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).