GILICO’s Home Office is moving!

Just a reminder that Guaranty Income LIfe’s Home Office will be closed for our move on Friday, January 18, 2019 and for Martin Luther King Day on Monday, January 21, 2019. Our phone and fax numbers will remain the same. However, we will be moving to a new phone system on Friday, which will cause interruptions in service. Sending an email rather than leaving a voicemail or sending a fax will ensure that your message or paperwork reaches us. Mail or overnight deliveries should be sent to our new address: 2638 S. Sherwood Blvd. Ste. 200 Baton Rouge, LA 70816-3404
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

News from United Security Assurance

President’s Message At about this time last year I wrote: “We know how important our [AM Best] rating is to you and your clients and we are doing everything we can to gain back the security of being rated.” Well, it took a great deal of effort from our entire senior management team, but last June we were successful in having our rating reinstated with an improved (“stable”) outlook. We continue to work to improve our rating but the key to that seems to be increasing sales, so this is somewhat of a chicken and egg situation. (We need to
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Categories: Industry News, Long-Term Care, Short-Term Care, and United Security.

GTL’s e-App is Your Own Digital Assistant!

Are you using the GTL e-App? Make this the year to take advantage of easy quoting and electronic business submission! The e-App will be your own digital assistant to help you sell GTL’s industry-leading products! DOWNLOAD FORAPPLE DEVICES  DOWNLOAD FORANDROID DEVICES   Unsure how to download, register or log in? The GTL e-App and Agent Portal now have an “Agent Help” button on the login screen. By clicking on the button you will have access to step-by-step videos that address the most common questions agents have regarding the e-App. Always have the most up-to-date version of the GTL e-App by
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

In-Force Rate Action Announcement: New Mexico (Pre-PCS, PCS I, PCS II, Choice 1)

> PSC II with Stable Premium Option > Choice 1 with Stable Premium Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. New Mexico has now allowed the following increases: New Mexico Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods Pre-PCS 15% 15% PSC I 15% 15% PCS II 15% 15% Choice 1 15% 15%       This rate increase applies to non-AARP, non-partnership policies
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Categories: Genworth, Industry News, and Long-Term Care.

In-Force Rate Action Announcement: California Partnership (PCS I, PCS II, Choice 1)

As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. California has now allowed the following increases: California Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods PCS I 40% phased 13.3%, 13.3%, 13.4% 40% phased 13.3%, 13.3%, 13.4% PCS II 40% phased 13.3%, 13.3%, 13.4% 40% phased 13.3%, 13.3%, 13.4% Choice 1 40% phased 13.3%, 13.3%, 13.4% 40% phased 13.3%, 13.3%, 13.4%       This rate increase
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Categories: Genworth, Industry News, and Long-Term Care.

New EssentialLTC Worksite Tools & Resources

Group Quote Request Form: Use this new form to let NGL know the plan design(s) you would like to see quoted and the census information for your employer or association group prospects.   Webinar: EssentialLTC’s Program for the Worksite: This session highlights EssentialLTC’s program for the worksite that is available to businesses with at least 5 employees, offers a streamlined group approval process, and features competitively priced comprehensive benefit options. View the Video >     Webinar: Strategies to Encourage Employer-Funded LTCi: Learn more about some of the most popular strategies used to encourage funding LTCi in the workplace. View
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Categories: Industry News, Long-Term Care, and National Guardian Life.

EssentialLTC’s 2019 Tax Summary Now Available

NGL’s 2019 Tax Summary piece is now available! See the tax advantages of LTCi for individuals and businesses, updated for 2019. Highlighted are the LTCi tax advantages for: Premiums paid by individuals Premiums paid by businesses 1035 exchanges Benefits for LTCi expenses Return of Premium / Surrender Benefits Use this easy easy-to-follow tax guide to begin the tax-related part of the LTC planning conversation. You’ll also have a list of applicable IRC codes to provide your clients’ tax advisors. Contact our Sales Support team at 888-505-2332 or status@ngl-essentialltc.com to be sure you’re well equipped to discuss the tax advantages of
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Categories: Industry News, Long-Term Care, and National Guardian Life.

United Security Assurance – Reach More Clients

LTCi Plans Designed to Reach More of Your Clients United Security Assurance offers two Long-Term Care insurance plans that expand traditional underwriting guidelines to offer individuals who have previously been or who would otherwise be turned down for LTCi, the opportunity to obtain coverage. Our LifeStyle Solutions and LifeStyle Solutions Select insurance plans are good options for individuals with more severe health conditions, such as Cystic Fibrosis, Diabetes, Parkinson’s, Multiple Sclerosis, Osteoporosis and Multi Comorbid health conditions. We are pleased to offer these products to you for your hard-to-place clients. To help you better sell these plans, we’ve created a
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Categories: Industry News, Long-Term Care, and United Security.

Medicare News – Omaha Family of Companies

Medicare Supplement: Modernized Rate Release – HI Please view the upcoming Modernized Rate Release in Mutual of Omaha – Hawaii.   Dental Insurance Product Release in Maryland Effective January 18, 2019 you may begin selling our Mutual Dental PreferredSM and Mutual Dental ProtectionSM insurance policies underwritten by Mutual of Omaha Insurance Company in Maryland.   Pay Any Day for Medicare Supplement and Dental Pay Any Day allows your client to select automatic deduction dates rather than the 1st or the 15th of the month and goes into effect Friday, January 18, 2019.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Good News | Our Priority Is Setting You Up For Sales Success

                  GoldenCare’s Exclusive Lineup Of Valued Added Tools & Services Did you know that as a GoldenCare agent, you have complementary access to several value-added tools and services, including: Perfect Portfolio of Products Superior, Personal Backend Support Product & Sales Training, Including Specials with LTC Industry Leaders LTC CEO Office, Home and Internet Selling Tools GoldenCare Rewards Program CSG Actuarial Comparison Tools StrateCision Comparison Tools Discounted E & O Coverage Exciting Promotions Featuring Different Products CareOptions Health and Wellness Hub GoldenCare has the tools, services and resources to support your efforts and
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Categories: GoldenCare News, Industry News, and Long-Term Care.