New QuickLink to Pre-Sales Tools!

PRE-SALES TOOLS NOW A QUICKLINK   We have added a new QuickLink to Pre-Sales Tools for agents and advisors. Agents, advisors and policyholders also have access to our robust agent portal at GILICO.com. Login takes you to my.gilico.com, where you enter your username and password to access contracts, cash values, contributions, commissions, policy documents, and more. With these two enhancements, we are deactivating GILICOlink.com at the end of September. All documents for 2019 and beyond will be available at the new site. NOTE: If you need 2018 Commission and Annual Statements after September 30, our sales support team can assist
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

Good News | New Guide Available: Introducing Critical Advantage Products

Struggling To Introduce Critical Advantage To Your Clients? Mutual of Omaha received feedback from agents asking for tools and information to help identify cross-selling opportunities. A new Guide to Introducing Critical Advantage Products has been developed, packed with cross-selling tips and strategies for success. Click the link below to view/download this new guide. Guide to Introducing Critical Advantage Products Read Full Good News Announcement Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“Medicare reform can no longer be ignored: Warnings from the 2019 Medicare trustees report”

“Medicare reform can no longer be ignored: Warnings from the 2019 Medicare trustees report,” by Joseph Antos and Robert E. Moffit, AEI Economic Perspectives “The latest annual Medicare trustees report highlights the program’s growing fiscal challenge and reflects policymakers’ ongoing failure to prepare Medicare for the future. Program spending on a per-beneficiary basis rose sharply in 2018 and is anticipated to accelerate with the influx of baby boomers turning age 65 and rising health care costs. Medicare’s Hospital Insurance (or Part A) trust fund becomes insolvent in 2026, but the program is already in trouble from a budget perspective. More
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Categories: Clippings, Industry News, and Long-Term Care.

“Artificial Intelligence Models Identify Alzheimer’s Cognitive Decline”

“Artificial Intelligence Models Identify Alzheimer’s Cognitive Decline,” by Jessica Kent, Health IT Analytics “A team from the Massachusetts Institute of Technology (MIT) has developed artificial intelligence tools to determine whether patients at high risk for Alzheimer’s disease will experience cognitive decline. The algorithm was able to predict patient cognition test scores up to two years in the future.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Algorithms make better diagnoses than medical doctors. Why shouldn’t they predict Alzheimer’s?      
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Categories: Clippings, Industry News, and Long-Term Care.

“Scientists rethink Alzheimer’s, diversifying the drug search”

“Scientists rethink Alzheimer’s, diversifying the drug search,” by Lauran Neergaard, Associated Press “For years researchers have been guided by one leading theory — that getting rid of a buildup of a sticky protein called amyloid would ease the mind-robbing disease. Yet drug after drug has failed. They might clear out the gunk, but they’re not stopping Alzheimer’s inevitable worsening. The new mantra: diversify. With more money — the government had a record $2.4 billion to spend on Alzheimer’s research this year — the focus has shifted to exploring multiple novel ways of attacking a disease now considered too complex for
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Categories: Clippings, Industry News, and Long-Term Care.

“AHIP Backs Four Options for Long Term Care Reform”

“AHIP Backs Four Options for Long Term Care Reform,” by Kelsey Waddill, Health Payer Intelligence “America’s Health Insurance Plans (AHIP) published its letter to the Federal Interagency Task Force on Long-Term Care Insurance (Task Force) agreeing with their decision to address long-term care insurance (LTCI) and offering suggestions on federal policy options related to LTCI. … AHIP lauded the Task Force’s mission in a letter responding to request for public comment. The payer organization then laid out four LTCI reforms from the 2017 federal policy options that the organization believes the Task Force should pursue.” LTC Comment (from Stephen A. Moses, President,
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Categories: Clippings, Industry News, and Long-Term Care.

GoldenCare Newsletter | September 9, 2019

In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, September 9, 2019 Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion!: Mutual of Omaha DREAM BIG Promotion Get those
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and National Guardian Life.

“How to mitigate risk when a resident needs a higher level of care”

“How to mitigate risk when a resident needs a higher level of care,” by Brian McGovern, McKnight’s Senior Living “One of the primary reasons an older adult chooses to move to a life plan community (also known as a continuing care retirement community) is the security of knowing one can access a higher level of care — be it assisted living, memory care or skilled nursing — on the same campus should care needs become more pronounced during the remainder of his or her life. … Over that same time frame, however, the resident often will become attached to the
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Categories: Clippings, Industry News, and Long-Term Care.

“Phishers Are Using the NAIC Logo to Hook Producers”

“Phishers Are Using the NAIC Logo to Hook Producers,” by Allison Bell, ThinkAdvisor “Cyber criminals have come up with a new strategy for getting insurance agents and brokers to click on dangerous links: They convey the idea that they’re insurance industry insiders by referring both to the National Association of Insurance Commissioners and to the NAIC’s Center for Insurance Policy and Research (CIPR). The NAIC has posted an alert about the NAIC-based phishing strategy at the top of its start page, LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Don’t get hooked.      
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Categories: Clippings, Industry News, and Long-Term Care.

“Elderly should consider residential care before health crisis hits: study”

“Elderly should consider residential care before health crisis hits: study,” by Alicia Lasek, McKnight’s LTC News “Considering a move to a long-term care or senior living community can help elderly adults ensure that their needs are met when a health crisis hits, say gerontologists from the University of East Anglia, Britain. … In most cases, the elders were found to have had little input in the process. In addition, their family members and caregivers reported being traumatized by the events leading up to the move. In the end, some elders said that they were not happy with the decisions made
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Categories: Clippings, Industry News, and Long-Term Care.