Kemper Senior Solutions brand is changing to Kemper Health

KEMPER SENIOR SOLUTIONS is becoming… Kemper Senior Solutions to transition to Kemper Health. Same great company. Great new name and look. October 24, 2018 Dear Kemper Senior Solutions Producer: I’m pleased to announce that the Kemper Senior Solutions brand is changing its name to Kemper Health. How did we get to Kemper Health? We have engaged in a thoughtful process to develop a forward-looking brand strategy that 1) focuses on maximizing the value of Kemper’s overall business portfolio and 2) positions our agents, customers and other stakeholders for continued success over the long-term. We did extensive research with our agents
Read More

Categories: Industry News, Kemper, and Short-Term Care.

Good News | November is Long-Term Care Awareness Month!

                November Is Long-Term Care Awareness Month! When it comes to long-term care planning, there isn’t a one-size-fits-all solution. That’s why it’s important to work with a carrier that understands every client is different and every situation is unique. As the #1 carrier in the LTCi industry, Mutual of Omaha is proud to be the only company to offer a variety of LTC planning solutions. All to help you find the one that’s right for your clients. Click below to review Omaha’s different LTC planning solutions: It’s Time to Start the Conversation Click
Read More

Categories: GoldenCare News, Industry News, and Long-Term Care.

Settlers Life to Cease Sales Operations, Effective November 7th

Settlers Life will cease new business operations, effective November 7th. This decision was the result of a decision by Settlers’ parent company, National Guardian Life, to exit the final expense marketplace. We realize this is a significant impact to all Settlers Life agents and we hope this message outlines everything that you need to know. Please understand that this decision was not made due to financial difficulties. Settlers Life remains profitable, with over $420 million in assets and over $40 million in surplus. The important facts that you need to know are as follows: We are only ceasing sales operations;
Read More

Categories: Industry News, Life Insurance, and National Guardian Life.

“Senior Citizens Are Replacing Teenagers as Fast-Food Workers”

“Senior Citizens Are Replacing Teenagers as Fast-Food Workers,” by Leslie Patton, Bloomberg “Restaurants are recruiting in senior centers and churches. They’re placing want ads on the website of AARP, an advocacy group for Americans over 50. Recruiters say older workers have soft skills—a friendly demeanor, punctuality—that their younger cohorts sometimes lack. ” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Working that hard, they may put off LTC a year or two . . . if they don’t eat the product.  
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“Dark roast coffee may reduce risk of Alzheimer’s, Parkinson’s”

“Study: Dark roast coffee may reduce risk of Alzheimer’s, Parkinson’s,” by Fiza Pirani, Atlanta Journal Constitution “According to new research published in the journal Frontiers in Neuroscience, drinking coffee may protect against Alzheimer’s and Parkinson’s disease.” https://www.npr.org/sections/health-shots/2018/11/07/665283718/active-ingredient-in-marijuana-reduced-alzheimers-like-effects-in-mice “A substance that gives pot its kick appears to reduce the brain changes associated with Alzheimer’s disease – at least in mice.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Double clipping with rare good news regarding Alzheimer’s.  
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“Legal-Ease: Asset protection from nursing home costs”

“Legal-Ease: Asset protection from nursing home costs,” by Lee R. Schroeder, limaohio.com “I am asked daily for advice on how to protect assets in the event of needing long-term healthcare at home, in a nursing home or in an assisted living facility. … [M]ost planning for long-term healthcare needs includes some planning to become eligible for ‘institutional Medicaid.’ … In these situations, the appropriate asset protection tools usually include some combination of gifting, sales of assets to family members, irrevocable ‘Medicaid’ trusts and the purchase of certain ‘Medicaid-compliant’ annuities.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“New prize offers $2 million for finding key to Alzheimer’s in past research”

“New prize offers $2 million for finding key to Alzheimer’s in past research,” by Sharon Begley, STAT “Is the key to Alzheimer’s disease1 lurking, overlooked, in the 100,000-plus scientific papers that have been published on this disease over the last century? A Texas businessman who lost family members to dementia thinks so, and on Monday he announced that there’s $4 million waiting for the people who find it: Prizes of up to $2 million will be awarded to those who comb the scientific literature, extract the key findings, and synthesize them into one simple explanation of the disease, said James
Read More

Categories: Clippings, Industry News, and Long-Term Care.

Important E-App Update | Stay Up-to-Date with Push Notifications!

We have made important updates to the GTL e-App including bug fixes and the addition of push notifications. You will receive the message below when you open up your GTL e-App after updating. Please tap “Allow” so you can get the most up-to-date information instantly on your phone regarding GTL’s e-App and products. Not sure how to turn on push notifications for your Apple or Android device? CLICK HERE FORAPPLE DEVICES  CLICK HERE FORANDROID DEVICES     Important E-App Update | Stay Up-to-Date with Push Notifications!   #goldencareagent #gtl
Read More

Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

Don’t Let Their Gap Become Your Gap

The Great Retirement Income Gap campaign is back! The refreshed Great Retirement Income Gap (GRIG) campaign is running now through November. Use the GRIG message to promote National Long-Term Care Awareness Month and National Alzheimer’s Disease Awareness Month. Be sure to consult our recommended marketing calendar to plan your campaign.   OneAmerica® in the news A recent article in the Indianapolis Business Journal explains how OneAmerica sailed through the financial crisis of 2008. Scott Davison reflects on the lessons we learned. Download the reprint »   Care Solutions rate calculator Our Care Solutions rate calculator quotes Annuity Care® II and
Read More

Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

GILICO Introduces Exciting AnnuiCare Changes

Not Your Father’s Long-Term Care Insurance The Evolution of AnnuiCare®! GILICO is excited to announce a new generation of AnnuiCare® underwriting is here! Over the next few months, we will introduce multiple enhancements to the qualification process, which will make it easier to know if your client is a good prospect for AnnuiCare®. Phase 1 – Effective Immediately Introducing a Prescreen Form — No more Rapid Response Form! Based on the answers to the questions on the Prescreen Form you will know immediately whether or not you should take application. If you client answers “no” to all the questions, the
Read More

Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.