Personal History Interview Extended Hours Update

Our Client Interview team completes the Personal History Interview (PHI) for our Fully Underwritten Life, Living Promise, Term Life Express, Fully Underwritten DI, Priority Income Protection, and Critical Advantage products. Since we extended our Client Interview operating hours in March we have exceeded our expectations for speeding up the PHI process. So far, we have seen a reduction in lead time to complete a PHI – it now takes an average of just over 2 days! We also now show over 50% of PHI’s are being completed in the first week. The faster the PHI is completed, the faster your
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Have you tried the Critical Advantage℠ e-App?

The Critical Advantage e-App is the best way to submit your applications. Here are a few reasons why. our applications are completed in good order You’re always using correct forms It allows for e-signature email, e-signature face-to-face or wet signature Provides a paperless “green” experience Has visuals to indicate your progress and prompts you for missing information Answers to questions reveal only the additional questions your client needs to answer Simple e-signature process Auto-save functionality Dashboard shows all your pending applications To get started using the e-App, download the Quick Start Guide. If you have any problems or questions about
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Medicare News – Omaha Family of Companies

Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in MO, ND, NV and WV.   Medicare Supplement Conference Last Chance Reminder Come visit us at the Mutual of Omaha booth and speak with one of our sales directors. Let us help you grow your Medicare business.   Top 10 Med Supp Underwriting Tips Webinar Tune in to hear Tim Ahlgren, Director of Med Supp Underwriting, discuss his top 10 underwriting tips that will help you and Mutual of Omaha collectively meet the needs of your clients.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Memorial Day Office Closing 2019

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Monday, May 27th for Memorial Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Memorial Day, Monday 5/27/2019 Tuesday 5/28/2019 Tuesday 5/28/2019 Friday 5/24/2019 Friday 5/24/2019 Friday 5/31/2019   Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA) website. If you have any questions, please contact your Sales
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Good News | Now Available: 2018 Cost of Care Data to Support Your LTCi Sales

  LTC Cost of Care Tools Updated With 2018 Data We’ve seen a 650% increase in long-term care costs over the past 14 years. As you’ll see in Mutual of Omaha’s updated Cost of Care Study, prices continue to rise in every US state, for every level of care. Having the latest Cost of Care data helps to establish the need for long-term care insurance, but it can also provide peace of mind in knowing their policy will effectively cover those costs. View Mutual of Omaha’s Cost of Care Study View the Cost of Care Calculator With these statistics, the
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | May 20, 2019

In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTC CEO Office, Home and Internet Selling Tools Software has been updated! This Must-Have Resource can dramatically increase your LTC sales, providing sales presentations, calculators, pre-recorded training, instruction for successful Internet Selling, LTC resources, and  MORE! Find out how to get your copy free! Announcement:   Remembering Wild Kingdom’s Jim
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and National Guardian Life.

“A Slice’ of the 2019 ILTCI Conference”

“‘A Slice’ of the 2019 ILTCI Conference,” Drinker Biddle “Drinker Biddle is pleased to present you with this recap—or “a slice” of the 2019 ILTCI Conference, Chicago, Illinois. Year after year, the ILTCI Conference is jam-packed with opportunities to reconnect with and learn from our industry peers and friends. In fact, there is so much happening that it is nearly impossible to catch even a fraction of all of the valuable presentations and panel discussions throughout the conference. The long-term care industry is booming with new ideas, innovations, strategies, and tactics. The Conference affords attendees with the opportunity to explore
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Categories: Clippings, Industry News, and Long-Term Care.

“Health Affairs Events”

“Health Affairs Events,” Health Affairs Blog “Past Event:  Seniors in the ‘Middle Market’ Many Seniors Will Be Unable To Afford Housing and Health Care by 2029 FREE ACCESS to the Research Article presented at this event and study content: ‘The Forgotten Middle: Many Middle-Income Seniors Will Have Insufficient Resources For Housing And Health Care’”   LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Health Affairs has offered free access to the article we critiqued in LTC Bullet: Remember the Middle, May 10, 2019. Read ‘em both and reach your own conclusions.
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Categories: Clippings, Industry News, and Long-Term Care.

“Nationwide Adds Life-LTC Hybrid”

“Nationwide Adds Life-LTC Hybrid,” by Allison Bell, ThinkAdvisor “Life insurance units of Nationwide Mutual Insurance Company will be issuing a new product that combines universal life insurance with cash indemnity long-term care (LTC) benefits. The new Nationwide CareMatters II policy is an updated version of a product introduced in 2014. One change is an expansion in access to the product. In the past, the target market for the product was ages 40 to 65. Nationwide now allows issue ages from 30 to 75. Some details may differ from state to state.”   LTC Comment (from Stephen A. Moses, President, Center for
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Categories: Clippings, Industry News, and Long-Term Care.

In-Force Rate Action Announcement: Missouri (PCS I, Choice 1)

> Choice 1 with Stable Premium Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Missouri has now allowed the following increases: Missouri Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods PCS I 55% 72% Choice 1 55% 72%   This rate increase applies to Non-AARP, non-partnership policies only. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week
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Categories: Genworth, Industry News, and Long-Term Care.