GoldenCare Newsletter | June 20, 2022

Read Full GoldenCare Newsletter, June 20, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Upcoming Training:   PIVOT – Part 1, Introduction to the Pivot Concept Wed, June 22, 2022 11:00 AM  to  11:45 AM CDT PIVOT – Part 2, A Closer Look at the Pivot Presentation Thurs, June 23, 2022 2:00 PM  to  2:45 PM CDT   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us and
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Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

You’re Invited! | TOMORROW! 2-Part Sales Strategy Webinars With Tom Randall

Register now to reserve your space! Wed, June 22, 2022 11:00 AM  to  11:45 AM CDT   Thurs, June 23, 2022 2:00 PM  to  2:45 PM CDT Join us for Part 2: A Closer Look at the Pivot Presentation following this event.       Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News  
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Categories: GoldenCare News, Industry News, and Mutual of Omaha (& Affiliates).

FAST FACT | How does the cash benefit affect the Home Health Care elimination period in Mutual of Omaha’s Custom Solutions long-term care insurance plan?

  How does the cash benefit affect the Home Health Care elimination period in Mutual of Omaha’s Custom Solutions long-term care insurance plan? his is one people get confused on often, Jeff Clark is here to explain!   Click Here to watch this Fast Fact     If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799!         #goldencareagent
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Categories: Fast Facts, GoldenCare News, Industry News, and Mutual of Omaha (& Affiliates).

“CMS proposes payment decrease of $810M for home health in 2023”

“CMS proposes payment decrease of $810M for home health in 2023,” by Liza Berger and Diane Eastabrook, McKnight’s Home Care   Quote: “The Centers for Medicare & Medicaid Services is proposing a 2.9% home health payment update ($560 million) for calendar year 2023. This update is expected to lead to a 4.2% decrease ($810 million) in Medicare payments, the agency said Friday. … This is a developing story. Please check back for updates.”     LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Wait a second. Isn’t home and community-based care supposed to save money? Why do they have
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Categories: Clippings and Industry News.

“Healthy lifestyle shown to decrease dementia risk up to 36 percent: study”

“Healthy lifestyle shown to decrease dementia risk up to 36 percent: study,” by Kimberly Bonvissuto, McKnight’s Senior Living   Quote: “New evidence suggests that lifestyle factors, including diet, exercise and sleep, can significantly reduce the risk of developing dementia. … A study from Vanderbilt University Medical Center published Monday in the American Academy of Neurology’s journal, Neurology, found an association between healthy lifestyles and the risk of Alzheimer’s disease and related dementias among socioeconomically disadvantaged Americans.”     LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Pass the Broccoli, please.       Subscribe to GoldenCare News  
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Categories: Clippings and Industry News.

“Update on number of people opting out of state’s long-term-care program”

“Healthy lifestyle shown to decrease dementia risk up to 36 percent: study,” by Kimberly Bonvissuto, McKnight’s Senior Living Quote: “New evidence suggests that lifestyle factors, including diet, exercise and sleep, can significantly reduce the risk of developing dementia. … A study from Vanderbilt University Medical Center published Monday in the American Academy of Neurology’s journal, Neurology, found an association between healthy lifestyles and the risk of Alzheimer’s disease and related dementias among socioeconomically disadvantaged Americans.”     LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Pass the Broccoli, please.       Subscribe to GoldenCare News  
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Categories: Clippings and Industry News.

“Can I Use a Medicaid Beneficiary’s Inheritance to Pay Her Assisted Living Facility Three Months in Advance?”

“Can I Use a Medicaid Beneficiary’s Inheritance to Pay Her Assisted Living Facility Three Months in Advance?,” ElderLawAnswers Quote: “Q: My mother is living in an assisted living facility and receiving Medicaid. If she receives an inheritance, can I pay three months in advance to the assisted living facility without jeopardizing Medicaid benefits? A: “It may be possible, but it is complicated. The receipt of the inheritance is income that must be reported to the Medicaid authorities. In theory, that would render your mother ineligible for Medicaid benefits during that month. … Generally, this is likely too complicated for the
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Categories: Clippings and Industry News.

“New form of dementia prevalent in 40% of older adults”

  “New form of dementia prevalent in 40% of older adults,” by Diane Eastabrook, McKnight’s Home Care Quote: “Researchers at the University of Kentucky’s Sanders-Brown Center on Aging said a form of dementia discovered three years ago could be prevalent in 40% of older adults and up to 50% in Alzheimer’s patients. The researchers published their findings on limbic-predominant age-related TDP-43 encephalopathy (LATE) in Acta Neuropathologica. … LATE symptoms mimic those of Alzheimer’s disease, including memory loss, problems thinking and reasoning in old age. However, researchers found LATE-affected brains look different from Alzheimer’s brains and therapies that work for one may
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Categories: Clippings and Industry News.

EssentialLTC E-APP Update & Juneteenth Office Closing

E-APP User Guide Beginning June 17, you now have the option of completing the agent statement and new business transmittal before the client portion of the E-APP. This step, which used to be contained in Step 2, will be moved into its own Pre-Step. This step can be completed at any time before moving on to Step 3. Click here to download the E-APP User Guide for more information.   Office Closed Monday, June 20 In observance of Juneteenth, NGL’s EssentialLTC administration office will be closed on Monday, June 20, 2022. Regular business hours will resume on Tuesday, June 21.
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Categories: Industry News and National Guardian Life.

Upcoming Lumico Med Supp rate adjustment on 8/1

Upcoming rate adjustment for Med Supp Effective August 1, there will be a rate adjustment for our Med Supp policies in select states. For policies underwritten by Lumico Life Insurance Company: AZ, GA, LA, MI, MN, MT, OH, SC and TX.* For policies underwritten by Elips Life Insurance Company: AR, AZ, DE, GA, IA, IL, LA, MI, NC, NE, OH, OK, SD, TX and UT. There will be a 30 day cut-off period for applications written in these states, from 7/1 – 7/31/22: Applications signed and received on or after 7/1, with a requested effective date on or after 8/1,
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Categories: Industry News, Lumico, and Medicare Supp./Adv..