Read Full GoldenCare Newsletter, August 19, 2024 Edition In this GoldenCare Newsletter Edition Monday musings: It has been a tough couple weeks Arriving at the office just hasn’t been the same. Jon always arrived early, brightened the morning with a joke or unbelieveable story, and settled in at his desk with not one, but TWO cups of coffee. Through his recorded training, his words can still motivate and teach us. We can still appreciate his humor and personality. Thursday’s webinar (8/22) is a recording of one of Jon’s most recent webinars. ♥ Determining Client
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: The Perfect Pairing Make sure you are providing your Medicare clients insurance for all their health care needs, including dental insurance. Boost Your Earnings by Cross-Selling Med Supp and Dental Maximize your payout with our latest Med supp and dental bonus program. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Easily Submit Business Using the e-App Storefront As you become busier with AEP right around the corner, use our e-App storefront to make writing and submitting applications fast and easy. New Hospital Choice Savings® Program Changes Effective August 16, policyholders with a
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Physical Therapy Underwriting Tips
Physical therapy (PT) is the treatment of physical disability, loss of functionality or pain without the use of medication, surgery or radiation. Treatment typically consists of hands-on manual manipulation, exercise and education. While there are several different types of physical therapy, LTCi underwriting focuses on the following categories: Neurologic: This type of therapy assists in the recovery from neurological conditions/events such as stroke, brain injuries and cognitive impairments, allowing for recovery from gait, ambulation and balance issues. Occupational: Occupational therapy treatments with work-related injuries. Common issues include carpal tunnel, back injuries, overexertion and falls. In addition to treating the immediate
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Condition-Related Marketing Spotlight: Breast and Prostate Cancer
1 out of 3 women and 1 out of 2 men can expect to develop cancer at some point in their life. Among the most common types of cancer in the United States are breast cancer and prostate cancer. A cancer diagnosis is common. As medical advancements continue, testing and therapies are becoming more effective in battling these diseases. With that, our underwriting criteria continue to evolve, oftentimes leading to offering more opportunities to extend coverage. Learn more in our LTC Condition-Related Marketing Flyer: Breast and Prostate Cancer. If you have any questions, please contact Mutual of Omaha’s
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GoldenCare Newsletter | August 5, 2024
Read Full GoldenCare Newsletter, August 5, 2024 Edition In this GoldenCare Newsletter Edition GoldenCare mourns the loss of Regional Director, Jon Randall On Tuesday, July 30th, our GoldenCare family suffered a terrible loss. Long-time Regional Director and beloved colleague, Jon Randall, passed away suddenly. His personality was among the brightest in our office, always up for jokes and mischief or sharing an incredible story. He was known for making people laugh (or question their own gullibility), but he also had an incredibly big heart, caring for the people around him and putting their needs ahead of his own.
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Tax Advantages for Public Safety Retirees Now Listed in LTC Agent Tax Guide
The Long-Term Care Agent Tax Guide has been updated to reflect tax advantages for public safety retirees. This information is located on page 5 of the guide. For public safety retirees, distributions from governmental plans for long-term care insurance can be excluded from gross income. The maximum exclusion from gross income is the lesser of $3,000 or the actual amount paid for insurance in the tax year. As of December 29, 2022, the exclusion from gross income applies whether the premiums are paid to the long-term care insurance carrier or to the retiree. The guide is available for digital download
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How Are GI Disorders Handled in LTC Underwriting?
Understanding how gastrointestinal (GI) disorders are managed in long-term care underwriting is crucial for agents and clients alike. The specific GI disorder, its treatment, and the stability of the condition will determine whether coverage can be offered and the associated rating. Some GI disorders pose an increased risk for future malignancy or involve treatment methods that may impact overall health and the ability to perform daily activities, while others do not. Our underwriting process carefully evaluates each case to provide the best possible coverage options for our clients. Check out our condition-related marketing flyer, Gastrointestinal Issues in LTC Underwriting to
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: How to Leverage Social Media to Grow Sales – July Webinar Watch the replay of our most recent monthly webinar, and get the answers to the questions that were asked through the Q&A chat. In Case You Missed It: MA Special Election Period Webinar Learn about how a Special Election Period works for Medicare Advantage Plans. Policyholder Summer Newsletter Your clients received the latest policyholder newsletter with a variety of helpful information, tips and reminders. e-App: Bypassing the Medicare Card Number What happens if you don’t have your client’s Medicare number when filling out an
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LTC Sales Bonus – Win Yourself a Little Moolah
Mutual of Omaha is kicking off a Long-Term Care Sales Contest beginning August 1, 2024! This is a great opportunity for you to have important conversations about the need for long-term care coverage. Not only will you be helping clients proactively plan for a potential long-term care event, you could earn a cash bonus as well! Applications must be submitted between August 1 – October 31, 2024. Please review the contest flyer for complete rules and qualification information. How to Qualify LTC Sales Bonus – Win Yourself a Little Moolah #goldencareagent #mutualofomaha
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California Unfair Claims Settlement Practices Regulation
California Fair Claims Settlement Practices Regulation The state of California requires that insurers communicate standards for the prompt handling of claims to all individuals that may be in contact with our customers and could receive notice of a claim. On an annual basis, the company’s Chief Compliance Officer must certify compliance with the California Unfair Claims Settlement Practices regulations. Although you do not process claims, you play a very important role in supporting the Claims area to meet the standards set by California. This communication is intended to serve as a reminder of the California requirements, which state: Upon receiving
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