GoldenCare Newsletter | November 18, 2019

Read Full GoldenCare Newsletter, November 18, 2019 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion: Check back for our next exciting promotion!
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, Securian, and Transamerica.

EssentialLTC Product Updates – November 2019

A NEW WAY to Electronically Sign Applications Effective immediately, agents who have access to their own electronic signature program may use it to submit an EssentialLTC application via the Upload Documents function in the Agent Resource Center at www.ngl-essentialltc.com. Previously, electronic signatures were only accepted if an EssentialLTC application was submitted through the EssentialLTC E-APP process. Detailed Announcement   See the detailed announcement for: Specific electronic signature requirements Examples of electronic signatures that will not be accepted Who to call with questions How to Learn More Contact NGL’s Sales Support Team at (888) 505-2332 or status@ngl-essentialLTC.com.   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | October 22, 2019

In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, October 22, 2019 Edition   From GoldenCare:   Indiana Agents:  Your invited!  Thursday! Join us for a complimentary Dynamic Sales Workshop at the Hilton Garden Inn See Full Invitation and Reserve Your Seat   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, and Securian.

Employer Group Rate Class to be Available in 6 Additional States

In addition to the 38 states that already have the Employer Group rate class (unisex premium rates), 6 additional states will be available effective 11/01/2019:  CT, DE, HI, IN, ND, and SD. LTCi for Almost Any Business Available to almost any business with 5+ employees Streamlined group approval process Unisex premium rates for employees and eligible family members* Access to all the EssentialLTC features available in the individual market 10-year/single premium payment, lifetime benefits, return of premium/surrender options, joint pricing, and more Partnership eligible policies available in many states* Low minimum participation requirement 2 to 5 issued employees (varies by
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Monthly Modal Premium Factor Reduced in 5 Additional States

In addition to the 41 states that already have the lower monthly modal premium factor, on 10/11/19 the monthly modal premium factor changed from .095 to .0875 in an additional 5 states: CT, DE, IN, ND, and SD. This will affect new business and active policies retroactive to their effective date with a refund of premiums.   See our release announcement for additional information regarding: Newly revised illustration software Notification to active policyholders Refund of premiums Release Announcement How to Learn More Contact NGL’s Sales Support Team at (888) 505-2332 or status@ngl-essentialLTC.com.   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | October 7, 2019

In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, October 7, 2019 Edition   From GoldenCare:   Indiana Agents:  Your invited!  Join us for a complimentary Dynamic Sales Workshop in Ft. Wayne or Carmel! See Full Invitation and Reserve Your Seat   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, Securian, and Transamerica.

GoldenCare Newsletter | September 23, 2019

In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, September 23, 2019 Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion!: Mutual of Omaha DREAM BIG Promotion ONE WEEK
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and National Guardian Life.

The Secret About 10-Year and Single Premium Payments

A Limited-Duration Premium Payment Option May Be Cheaper In The Long Run   Limited-Duration Premium Payment Options In addition to a lifetime premium payment duration, EssentialLTC also offers limited duration premium payment options to provide the flexibility to design a policy for many consumers’ financial goals:   10-YEAR PREMIUM This option provides premiums to be paid over a 10-year period, after which no further premiums will be due. Premiums are only subject to change during the 10-year premium payment period. After the 10-year premium payment period, the policy will be fully paid-up, noncancelable, and not subject to rate increases. SINGLE
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Categories: Industry News, Long-Term Care, and National Guardian Life.

EssentialLTC Product Introduction Guide Update

E-APP Enhancements This revamped version of the Product Introduction Guide was designed to provide key information regarding: • NGL’s focus on LTCi • NGL’s history & financials • EssentialLTC’s most popular features It also includes a brief explanation of all features within the EssentialLTC product.   Use this as your go-to resource for initial information regarding NGL and EssentialLTC.   If you have questions, please call NGL at (888) 505-2332 or email status@ngl-essentialLTC.com.   EssentialLTC Product Introduction Guide Update   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.