GoldenCare Agent Partner

Compliance Corner

Medicare/CMS Rules

2023 CMS Final Rule
Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs
Read More

New CMS Call Recording Requirements
CMS has new Medicare marketing rules that affect how you work as an agent and will likely mean big changes for you and your agency.
These changes include: Read More

CMS Call Recording Requirements and FAQs

CMS Requires New Verbal Disclaimer to be Read During Telephonic Sales Calls
The disclaimer announced in the 2023 CMS Final Rule extends to telesales calls and must be read within the first minute of the call. This disclaimer now applies to all third-party CY2023 materials as well as telesales calls beginning October 1, 2022.

DISCLAIMER:
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”

Read More

Long-Term Care/Partnership

What Is Partnership?
In 2006, President Bush signed the Deficit Reduction Act of 2005, which enables states to create LTCi Partnership programs. These alliances between the states and private insurance companies encourage people who otherwise might rely on Medicaid for their LTC needs to purchase partnership-qualified policies. Read More

The majority of states now offer Partnership qualified policies, and require insurance professionals to comply with required Certification training prior to selling, soliciting or negotiating a long-term care insurance sale.

It is important to ensure you are compliant with your state’s Partnership Certification Training prior to taking an LTCi application!

If a Long-Term Care insurance application is taken while non-compliant, carriers will require you retake the application (re-date and re-sign) after having completed the required training.

United Insurance Educators, IncGoldenCare’s preferred online CE provide is United Insurance Educators, Inc (UIECE). We have partnered with UIECE to offer CE Vouchers which will allow recipients to complete one CE Course, compliments of GoldenCare.

If you have any questions or need to verify compliance, call our Licensing Team at 800-842-7799!

Note: Training requirements may differ among various LTCi carriers.