The Perfect Fit for Complete Coverage

Everyone knows someone who has been diagnosed with cancer or suffered a heart attack, stroke or some other critical illness. That’s what makes the products in Mutual of Omaha’s Critical Advantage Portfolio such a perfect fit – they’re easy for you to sell because it’s easy to understand the need. Our portfolio includes three products your client needs, benefits are paid directly to the insured and we offer a built-in return of premium on certain policies. Discover five reasons why Mutual of Omaha’s Critical Advantage products are a perfect fit for you and your clients.   The Perfect Fit for
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

The Importance of DI for Self-Employed Clients

Self-employed individuals want to forge their own path. They have control over their schedule and who they want to work with. What they can’t control is when they might become sick or injured and are unable to work, denying them of their livelihood. Help self-employed clients understand how important disability income insurance is to their financial portfolio – after all their income is likely their most important asset. Use our Protecting Self-Employed Individuals Sales Idea to help you position Mutual Income Solutions to these clients. View the Sales Idea: Protecting Self-Employed Individuals.   The Importance of DI for Self-Employed Clients
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Sales Idea: Protect Your Clients’ Retirement Assets

The income provided by a career supports a family’s everyday living needs and their retirement savings. If one of your clients became sick or injured and was unable to work, would he or she have to dip into the family’s retirement savings to pay the bills? Use this sales idea to help your clients understand the role disability income insurance plays in protecting their retirement assets. Sales Idea: Protect Your Clients’ Retirement Assets   Sales Idea: Protect Your Clients’ Retirement Assets   #goldencareagent #mutualofomaha
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

The Perfect Compliment to Existing Coverage

The Critical Advantage products include Critical Illness Insurance, Cancer Insurance & Heart Attack/Stroke Insurance. These products offer a lump-sum payment, 100% of which is paid directly to your clients upon diagnosis of a covered condition. Your client has control of how the money is spent, whether it’s on high deductibles, child care or specialized treatment. There’s no fee to use the benefit and no waiting period to satisfy. This flyer identifies how Critical Advantage products can help supplement other insurance your clients may have. If you have any questions, please contact your Sales Director.   The Perfect Compliment to Existing
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Help Your Clients Discover the Benefits of Owning a DI Policy

Share this video with your clients to help explain the importance of owning a DI policy.   Help Your Clients Discover the Benefits of Owning a DI Policy   #goldencareagent #mutualofomaha
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Sales Idea: Protect Your Clients’ Retirement Assets

Your Clients’ Retirement Income Might Not Be Enough The income provided by a career supports a family’s everyday living needs and their retirement savings. If one of your clients became sick or injured and was unable to work, would he or she have to dip into the family’s retirement savings to pay the bills? Here’s an example: A 45-year-old female earns $175,000 annually and has $700,000 in a retirement account. She’s diagnosed with an illness and is no longer able to earn an income. View the Sales Idea to see a chart that shows how disability income insurance makes a
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Protect Your Self-Employed Clients

Help self-employed clients understand how important disability income insurance is to their financial plan. Self-employed individuals want to forge their own path and have control. What they can’t control is when they might become sick or injured and be unable to work, impacting their livelihood. Help self-employed clients understand how important disability income insurance is to their financial plan. Learn more about the new disability income insurance product, Mutual Income Solutions. Visit www.mutualincomesolutions.com.   Protect Your Self-Employed Clients   #goldencareagent #mutualofomaha
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Assisting Non-English Speaking Applicants

If you and the applicant are not fluent in the same language, an interpreter must be present to translate all questions and responses. It is the applicant’s responsibility to have an interpreter available to meet with you when the application is completed. The applicant may choose an interpreter, but the interpreter cannot be a family member, beneficiary, or someone who would benefit from the issuance of a policy. You may serve as an interpreter if you and the applicant are fluent in the same language. In addition to questions on the application and the applicant’s responses, the interpreter is required
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Riders Increase Policy Value

Do you know about the four optional riders available at the time of sale for a Critical Advantage policy? They are a great way to add extra value and protection to an already strong base policy. Below is a brief description of our optional riders. As always, some riders may vary by state. Please refer to our Critical Advantage Product & Underwriting Guide for full details. Cancer Rider — Pays a lump-sum benefit upon the diagnosis of cancer (internal cancer or malignant melanoma). Heart Attack & Stroke Rider — Pays a lump-sum benefit upon the diagnosis of a heart attack
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Sales Tips for Summer

Gain The Attention of New Customers Are you looking to gain the attention of potential new customers this summer? The Critical Advantage postcard is intended for producers to send to their clients, leave behind when cross-selling to Med Supp clients, or hand out in person to existing clients who may be looking to fill the gaps in their current coverage. Heat up summer sales by reaching out to new customers with our new postcard!   Download Postcard   If you have any questions, please contact your Sales Director.   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).