It’s that time of year again!

It’s that time of year again! As we approach the 4th quarter, be sure you’re following up on your conversations with business owners and key decision makers at employer groups now. Take a look at our Tax Summary for additional information on how businesses large or small may get a tax deduction for purchasing plans on their owners or their employee and their spouse, too! Get their LTCi plans in place as soon as possible so they can get their premiums paid in 2023 for 2023 tax deduction for the business. Submitting applications now will help you have as much
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Show your clients the value of NGL LTC

Show your clients the value of NGL LTC Show your clients the value Long Term Care insurance (LTCi) with the EssentialLTC Consumer Presentation. The presentation explains to consumers why they should consider LTCi, the cost of long term care and how not having LTCi can impact their family. It uses easy to understand language and visual charts to help your clients make an informed decision about their long term care needs. Visit the Agent Resource Center to download a PDF copy under Consumer Materials. Available for use in the following states: AK, AL, AR, CO, GA, IA, ID, IL, KS,
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Streamlining our new EFT/PAC process

Streamlining our new EFT/PAC process As a reminder, a new improved Electronic Funds Transfer/Pre-Authorized Check (EFT/PAC) form is now available to help get policies placed and delivered faster and easier than before! This Pre-Authorized Check (PAC) Premium Payment Service form can be utilized at time of application or during the application process to obtain applicant approval of either or both of the following to occur: Request that a one-time electronic funds transfer occur to pay for premium due as a delivery requirement should a policy be issued. Request ongoing PAC premium on active cases for premiums they become due. Online
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL’s A (Excellent) Rating Affirmed by AM Best

National Guardian Life Insurance Company (NGL) is pleased to announce AM Best has affirmed its A (Excellent) rating effective May 25, 2023. This rating reflects the excellent ability of NGL to meet its ongoing insurance policy and contract obligations and further attests to its financial strength. “We are proud to have our A rating affirmed and to be recognized for NGL’s strong capital position and operating results. It is great news for our 1.2 million policyholders* and their families. NGL’s rating further exemplifies our commitment to being a leader in the insurance industry and growing our Preneed market share as
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL: Unleash Your Sales Superpower!

Unleash Your Sales Superpower! From June 1 – 30, 2023 you can earn up to $750 extra just by selling NGL EssentialLTC during our Super Summer Sales Incentive! Promotion details: Each qualified application submitted between 06/01/2023 – 06/30/2023 will earn the writing producer a check for the specified amount above, with a maximum of $750 in total winnings. Applications must be received at the LTC Administrative Office by mail, E-APP or eUpload within the 06/01/2023 – 06/30/2023 time period. Payments will be made in early July after the promotional period ends. Joint applications count as one application. Credit will only
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Super Summer Sales Incentive!

Promotion details: Each qualified application submitted between 06/01/2023 – 06/30/2023 will earn the writing producer a check for the specified amount above, with a maximum of $750 in total winnings. Applications must be received at the LTC Administrative Office by mail, E-APP or eUpload within the 06/01/2023 – 06/30/2023 time period. Payments will be made in early July after the promotional period ends. Joint applications count as one application. Credit will only be given to the writing producer. Credit will only be given for applicants who do not already have an EssentialLTC policy. Clearly uninsurable applications will not be counted.
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Categories: Industry News, Long-Term Care, and National Guardian Life.

We had a great time in Miami! | NGL’s Producer Circle

Top 15 Agents The top producing agents in 2023 will earn trip + air for you and guest! Our Producer Circle trip to Miami, Florida in 2023 was one of the best trips yet! It was fun creating memories with friends both old and new, going on exciting adventures and soaking in the sun at the NGL cabanas. And it was our privilege to celebrate all of this with our amazing agents. Because it is their accomplishments, dedication and passion that make this all possible. This year, our top 15 producing agents will earn hotel and air fare to the
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Update to Massachusetts Medicare Documents

The commonwealth (state) of Massachusetts has revised the Massachusetts Medicare documents that must be left with applicants prior to completing the application. Effective May 26, 2023, the following changes are being implemented for Massachusetts Application documents. New Replaces A Massachusetts Consumer’s Guide to Medicare (2023) A Massachusetts Consumer’s Guide to Medicare (2022) Guide to Choosing a Medigap Policy (2023) Guide to Health Insurance for People with Medicare (2022)   The updated documents will be available on the EssentialLTC Agent Resource Center under the Massachusetts application documents beginning May 26, 2023. This can be found by selecting the New Business tab
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Categories: Industry News, Long-Term Care, and National Guardian Life.

New EFT/PAC Form

New EFT/PAC Form We are pleased to announce that we have an improved Electronic Funds Transfer/Pre-Authorized Check (EFT/PAC) form designed to help get policies placed and delivered faster and easier than before! The new form will be available for each state starting May 19, 2023. It will be available through the E-APP and in the Application and Forms option under the New Business dropdown on the Agent Resource Center. It will replace the existing Pre-Authorized Check form in all states. About the process: The Pre-Authorized Check (PAC) Premium Payment Premium Payment Service Form can be obtained at time of application
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Upload Delivery Requirements

Upload Delivery Requirements Beginning Friday, April 28, 2023, you will be able to upload delivery requirements on the Agent Resource Center! Please see below for instructions. The link to upload the requirements will be located under the New Business Dropdown. You will be taken to this screen. You will need to enter the policy number, the name of the policyholder and upload the delivery requirements. Once the “Submit” button is selected, a pop up will generate letting you know the documents were transmitted to the NGL Long Term Care Administration Office. A confirmation email will also be sent to you.
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Categories: Industry News, Long-Term Care, and National Guardian Life.