We are excited to announce that EssentialLTC, NGL’s Long Term Care Insurance product, will be available for the state of Montana beginning April 21, 2023! EssentialLTC features include: Lifetime benefits Joint policies and premiums Shared Benefit Amount Rider with third pool of benefits 1035 Exchange eligible Flexible premium payment options, including single premium payment or 10-year premium payment Product Introduction Guide Comparison Flyer Consumer Brochure Employer Brochure You can find these and many more EssentialLTC agent and consumer materials by logging into the Agent Resource Center. For agent inquiries contact your dedicated Agent Services Team at 888.505.2332 or
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March Sales Madness is here!
March Sales Madness Is Here! From March 1 through March 31, 2023, you could earn up to $750 extra by selling NGL’s EssentialLTC. The total earned will be paid by check once the contest concludes. Here is what you could earn: First application = $50 Second application = $100 Third application = $200 Fourth application = $400 Be the champion of March Sales Madness with EssentialLTC! Promotion details: Each qualified application submitted between 03/01/2023 – 03/31/2023 will earn the writing producer a check for the specified amount above, with a maximum of $750 in total winnings. Applications must be
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More than a monthly option!
Find out more by visiting ngl-essentialltc.com today. For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team at LTC@nglic.com. More than a monthly option! #goldencareagent #ngl #longtermcare
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NGL EssentialLTC for Employers
NGL EssentialLTC for Employers NGL EssentialLTC is designed for not only individuals looking for Long Term Care insurance, but for employers as well. If you have a business intent on finding more opportunities to reward, retain and recruit existing and new talent, LTCi benefits go a long way towards achieving that goal. NGL has the right program and tools you need to succeed in integrating the unique benefits of EssentialLTC to prospective employer groups. LTCi for Almost Any Business — Learn about EssentialLTC’s program for the worksite and how it competitively compares. For agent use only. Employer Brochure — Show
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Download the NGL EssentialLTC Sales Guide Today!
Download the NGL EssentialLTC Sales Guide Today! The NGL EssentialLTC Sales Guide has everything you need to build a winning sales strategy. It’s full of valuable information on our most popular riders, payment options and product highlights. It also includes scenarios and tips for when NGL’s EssentialLTC features fit your clients’ needs. You can find the guide by clicking on the Reference Guide option under the Sales & Marketing tab on the Agent Resource Center. Download a copy today and find your success with NGL EssentialLTC! For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or
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NGL EssentialLTC – Two of our favorite features
Two of our favorite features NGL EssentialLTC offers many great benefits and features that sets it aside from most LTCi products. Two of our favorite features are the Lifetime Benefit Period Extension and Shared Benefit Amount Riders. Lifetime Benefit Period Extension Rider If your clients are concerned about a long claim duration, lifetime benefits could be appealing. The Lifetime Benefit Period Extension Rider can provide benefits that will continue for the remainder of the insured’s life while on a claim. Lifetime Benefit Rider Video Shared Benefit Amount Rider Couples who ask about potentially running out of benefits, could find the
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Industry News, Long-Term Care, and National Guardian Life.
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EssentialLTC, Lifetime Benefit, Lifetime Benefit Rider, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, Shared Benefit, Shared Benefit Amount Rider, and Shared Benefit Rider.
NGL EssentialLTC Updated 2023 Tax Summary
Updated 2023 Tax Summary The Tax Summary has been updated to include the changes to 2023 Eligible Long Term Care Premiums (ELTCPs). The flyer is a great way to find out the tax advantages LTCi has for individuals and businesses. Below are last year’s and this year’s ELTCPs for your reference. 2022 ELTCPs: 2023 ELTCPs: The Tax Summary will be available on the Agent Resource Center under Marketing Tools category under the Sales & Marketing tab beginning Friday, January 13, 2023. For agent inquiries contact your dedicated Agent Services Team at 888-505-2332 or status@ngl-essentialltc.com. For sales questinos contact
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California Application Update
California Application Update The California Department of Insurance has recently introduced new requirements for Fraud Notice language that must be included on applications submitted in the state of California effective January 1, 2023. As a result of this change, a new California application will be required for all California EssentialLTC applications dated January 1, 2023 and after. Form Name: New Form Number: Replaced Form Number: Application for Individual Nursing Facility and Residential Care Facility Only or Comprehensive Long Term Care Insurance NLTC100A-CA (Rev.2023) NLTC100A-CA The new application will be available via the EssentialLTC Agent Resource Center on Friday, December
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NGL EssentialLTC – Upcoming Holiday Hours
Upcoming Holiday Hours NGL’s administrative office will be closed during the following times: Friday, December 23 – Office closing at 1:00 p.m. PST Monday, December 26 – Office closed Monday, January 2 – Office closed We wish you and your family a happy and healthy holiday season. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com. #goldencareagent #ngl
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NGL EssentialLTC – Upcoming Holiday Closure
Upcoming Holiday Closure NGL EssentialLTC’s administrative office will be closed next week during the following times for the upcoming Thanksgiving holiday: Wednesday, November 23 – Office closing at 1:00 p.m. PST Thursday, November 24 – Office closed Friday, November 25 – Office closed Click here to take a look at the entire 2022 holiday schedule. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com. #goldencareagent #ngl
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