NOW AVAILABLE IN KENTUCKY! Insurance Benefits for Confinement in a Nursing Home, Assisted Living Facility or in Your Client’s Home Recover Cash is now available in Kentucky on GTL’s Agent Portal and available soon on the e-App! Guarantee Trust Life Insurance Company has reinvented Recover Cash Short-Term Care Insurance to not only help cover out-of-pocket expenses when receiving short-term care, but also to provide innovative support and cash benefits for family caregivers provided by TCARE! Special note for Recover Cash in Kentucky: The Home Health Care and Adult Day Care Services Benefit Rider must be at least 3.5 times
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Good News: New 2024 Tax Deductible Limits for LTCi Announced
New 2024 Tax Deductible Limits for LTCi Announced Individual taxpayers can treat premiums paid for tax-qualified long-term care insurance for themselves, their spouse or any tax dependents (such as parents) as a personal medical expense. The yearly maximum deductible amount for each individual depends on the insured’s attained age at the close of the taxable year (see table below for current limits). These deductible maximums are indexed and increase each year for inflation. NOTE: the 2024 limits are decreased … for the first time … though the decrease is generally minimal. The following are the new 2024 deductible limits (2023
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ManhattanLife FAQs Answered
Q: How is the Restoration of Benefits being administered? A: After receiving facility care, or home health care benefits, if the insured has not received any benefits for 180 days, we will restore their benefit period to its original benefit period. This restoration of benefits is regardless of whether or not the insured has used their entire benefit period. The insured would still be subject to the lifetime maximum benefit period outlined in the policy. #goldencareagent #manhattanlife #mac
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Technical Issues ManhattanDirect 2.0
Please be aware that ManhattanLife is experiencing intermittent outages with ManhattanDirect 2.0. Their teams are working to correct this issue as soon as possible and apologize for any inconvenience. If you need immediate assistance or require a paper application, please contact GoldenCare at 800-842-7799. We appreciate your patience. #goldencareagent #manhattanlife #mac
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Will Your Clients Need Long-Term Care Insurance?
Will your clients need long-term care insurance? The reality is that most will eventually need some form of long-term care. With the cost of care continuously going up, now is the time to take advantage of a policy to ensure your client is covered and ease the stress on their family. One of the most common concerns for clients is: What if I pay my premium without ever actually being able to use the benefits? With our MutualCare Solutions portfolio, we have multiple return of premium options available to help address the concern. See our Return of Premium sales flyer
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Thanksgiving Holiday Office Closing and 2023 End of Year Pay Dates
Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday and Friday, November 23rd and 24th for the Thanksgiving holiday. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available The 23rd & 24th of November, Thursday and Friday 11/23/2023-11/24/2023 Monday 11/20/2023 Monday 11/20/2023 Friday 11/17/2023 Friday 11/17/2023 Friday 11/24/2023 Weekly and holiday pay schedules are also available on the Sales Professional Access
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Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Even More Money For You – Increased Broker Bonus Learn how to earn even more with broker bonus. Helping Your Clients Get Started with Customer Access Help your clients access and manage their Mutual of Omaha account through our secure Customer Access portal. Medicare Supplement: A Solid Foundation Give your clients a predictable way to plan for out-of-pocket costs that Medicare doesn’t cover. Dental: Why Choose Mutual of Omaha Dental Insurance? Check out the many reasons why you should choose our Dental insurance plans
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Reminder – Upcoming holiday hours
A holiday’s around the corner! Please review Lumico’s Holiday Calendar for office and service center closures or impacted hours of operation. We appreciate your partnership and hope you enjoy the holidays! Thank you! Lumico Medigap Solutions Team Note: If you experience production issues at any time, please call our production support line at 1-888-536-0918. Lumico — Insurance Made Clear. #goldencareagent #lumico
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Upcoming Lumico Med Supp rate adjustment on 1/1/24
Upcoming rate adjustment for Med Supp Effective January 1, 2024, there will be a rate adjustment for Med Supp policies underwritten by Elips Life Insurance Company (Elips Life) in Kentucky, Maryland and Virginia. For KY, MD and VA New policies will continue to be underwritten by Elips Life in these three states. Please note the following cut off dates: Applications signed on or after 12/1/23, with a requested effective date on or after 1/1/24, will be subject to the new rate. Applications signed on or before 11/30/23, with a requested effective date on or after 1/1/24, will receive the current
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Great news for your existing Advantage Plus clients!
For Your Advantage Plus Clients in Colorado, Kansas, Utah, & Virginia Your existing Advantage Plus clients will receive communication by mail from GTL highlighting an increase in base benefits for no additional premium! There is nothing you need to do. See below for all of the current states where this applies. As we receive additional state approvals, we will update you. These upgraded benefits include: Reduced Benefit Trigger to 6 Hours! For your clients who have the Short Duration Hospital Stay Rider (included in the 3-day and 6-day benefit periods), benefits will now be paid for a confinement in the
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