GoldenCare Newsletter | November 22, 2021

Read Full GoldenCare Newsletter, November 22, 2021 Edition We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win one of TEN $100 Amazon.com Gift Cards!   In this GoldenCare Newsletter Edition From GoldenCare:   Our Guest Articles in this edition “Caregiving Caused Me to Divorce My Siblings,” by Robert L. Peta, NextAvenue “Pandemic Takes Its Toll On Caregivers,” Advisor Magazine   SPECIAL TRAINING: Today! SPECIAL: “Missing Link” Consumer Presentation Pro Tips   Diversify your portfolio for greater
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Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

Washington state commissions and upcoming holiday schedule

Washington state commissions Last week’s Washington state update contained an incorrect date range for commission charge backs. Here is the notice with the updated range: As a reminder, there will be full charge back of commissions on any Washington state applications submitted from May 24, 2021 – November 10, 2021 where the premium is not paid for the second year of coverage. We apologize for any confusion this may have caused.   Upcoming holiday office hours Please see below for NGL’s EssentialLTC administration’s upcoming holiday office hours. Thank you for partnering with NGL. We wish you and your family a
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Washington Update and LTC Awareness Month

Important Washington state update NGL is excited to announce that all sales restrictions in Washington state are eliminated effective immediately! We are able to lift the restrictions due to new business application submission levels returning to normal and our underwriters reaching a decision on 97% of Washington state applications as of November 1, 2021 on business that was submitted since June 1, 2021. As a reminder, there will be full charge back of commissions on any Washington state applications submitted from May 24, 2021 – November 10, 2021 where the premium is not paid into the second year of coverage.
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Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | November 8, 2021

Read Full GoldenCare Newsletter, November 8, 2021 Edition We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win one of TEN $100 Amazon.com Gift Cards!     In this GoldenCare Newsletter Edition From GoldenCare:   Our Guest Articles in this edition “Caregiving Caused Me to Divorce My Siblings,” by Robert L. Peta, NextAvenue “Pandemic Takes Its Toll On Caregivers,” Advisor Magazine SPECIAL TRAINING: Today! Aetna’s Recovery Care vs GTL’s Recover Cash Thursday! Mutual of Omaha LTCi Product
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Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

Washington State backdating clarification

Washington State backdating clarification To clarify the last communication’s statement concerning backdating, any Washington State application received between November 1, 2021 and November 30, 2021, will not have the option to backdate. Washington State applications received on or after December 1, 2021, will once again have the option to backdate. We apologize for any confusion this may have caused. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com.   Washington State backdating clarification     #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Washington State New Business

Washington State New Business Beginning November 1, 2021, NGL will begin accepting new applications from Washington State. Due to the demand for LTC planning the Washington Cares Fund continues to generate, NGL has made the decision to place the following temporary minimums on all new Washington State applications: $3,000 annual lifetime premium – Modal equivalents – $1,560 semiannual, $810 quarterly, $263 monthly $6,000 annual 10-Year premium – Modal equivalents – $3,120 semiannual, $1,620 quarterly, $525 monthly $30,000 single premium Joint applications are subject to these minimums per application, not per applicant. Applications that do not meet the minimums listed above
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Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | October 25, 2021

Read Full GoldenCare Newsletter, October 25, 2021 Edition We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win one of TEN $100 Amazon.com Gift Cards!     In this GoldenCare Newsletter Edition From GoldenCare:   Our Guest Article in this edition “For most seniors, there’s no place like home,” by Kathleen Steele Galvin, McKnight’s Senior Living   SPECIAL: Mutual of Omaha LTCi e-App Demonstration Next Wednesday! Join Jenn Felten for a video tutorial walking-through Mutual of Omaha’s
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, and OneAmerica.

The Consumer Claims Flyer is Here!

The Consumer Claims Flyer is Here! You’ve asked for the Consumer Claims Flyer, it and now it’s here! This step-by-step flyer is a great tool to help you explain the NGL EssentialLTC claims process to your clients. It lays out eligibility for claims and the steps your clients can expect when filing for benefits. It will be available on the Agent Resource Center in the Consumer Approved Materials dropdown under the Sales & Marketing tab beginning Friday, October 29, 2021. We look forward to bringing you new materials like the Consumer Claims Flyer to help increase your business in the
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL EssentialLTC Underwriting Form and Flyer

Underwriting Prequalification Form Set yourself up for successful field underwriting using NGL’s Underwriting Prequalification Form. It is a great tool to gather a snapshot of your client’s health history that you can have reviewed by an underwriter. It will help give you an idea of whether or not NGL will be a good fit for this applicant from an underwriting perspective. Once your client applies, use the Consumer Underwriting Flyer to educate them on the underwriting process. It’s a great tool to show your clients “what’s next” once their application is submitted, and it helps them gather the information they’ll
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL EssentialLTC – Washington State underwriting update

Washington State Underwriting Update We have now completed the underwriting for over two-thirds of the Washington State business that has been submitted. The remaining applications require obtaining necessary sets of medical records to reach an underwriting decision. There are a small number of cases that have not yet completed telephone interviews or an age required LTC Exam. We do expect all of those to be done within the next two weeks. To facilitate the release of medical records, our vendor has been offering electronic transmission options as a time saver to the larger medical care providers. We have established an
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Categories: Industry News, Long-Term Care, and National Guardian Life.