Next Steps in the LTC Application Process

Preparation is the key to a successful health interview. You just completed a long-term care application. Before ending the conversation, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. When in reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients through
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

IULs that are Simple-Flexible-Trusted

At Mutual of Omaha we want to make the decision easy when determining what solution best fits the needs of your clients. Our IULs are: Simple — The simple design of our products makes them easy to understand, illustrate and fund. They are straightforward and transparent IULs with one of the lowest cost structures in the industry. Flexible — We have 3 IULs that are all designed to meet the unique needs of a variety of clients. Including powerful built-in riders such as the Guaranteed Refund Option (GRO)* Rider and Chronic Illness Rider. Trusted — We understand that we are
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Get the Basics: Mutual of Omaha Critical Advantage Portfolio

With health care premiums rising and increases in treatment costs, many of your clients will be looking to help cover the difference between expenses and existing coverage. Mutual of Omaha’s Critical Advantage Portfolio includes three products with numerous price points and options to fit almost any situation or budget. Three Products Critical Illness Insurance Cancer Insurance Heart Attack/Stroke Insurance The Critical Advantage Portfolio offers a number of flexible benefits and options. Coverage Options: Lifetime or Term (10, 15, 20 or 30 years) Individual, Single Parent, Family Face Amounts: $10,000 to $100,000 No Reduction of Benefits at any age Express and
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions: Summer Webinar Series

Summer is finally here, and so is our latest webinar series! We are excited to kick off a four-part series designed to increase your knowledge on Mutual of Omaha’s Mutual Income Solutions℠ disability insurance product and heat up your summer sales. The webinar topics might be new to some and a good refresher for others. View the full schedule below: Session 1: Product Overview Speaker: Michael Prothe, Disability Income – Brokerage Sales Director Date: Tuesday, June 14 Time: 1-2 p.m. CST This webinar is over. Click Here for an Overview Sheet →   Session 2: Underwriting Best Practices Speaker: Colette
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   A Great New Look for Our Med Supp and Dental Materials We have enhanced our Med supp and Dental materials to help you make a strong impression with your clients.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Dental: Dental Solutions for Your Clients Mutual of Omaha offers flexible Dental options that your clients will smile about.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Great news! Our Med supp Pennsylvania rates are among the lowest

Our Med Supp Rates Shine Brightly Carriers periodically adjust Medicare supplement rates, so we recently shined a light on our rates to see where we stand. You’ll find it abundantly clear that rates on two of our most popular plans, Plans G and N, radiate as among the best in Pennsylvania. You better put on your sunglasses before you look at these glowing rates! Carrier Plan G Plan N United of Omaha Insurance Company $105.20 $73.43 Average of Top Carriers $107.46 $83.80   As of 6/1/22: female, age 67, non-tobacco, lowest zip code area and 12% household discount. See all
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Now Available in California: Mutual Income Solutions

Hey California! Mutual Income Solutions is finally here! Our newest disability income insurance product is well-positioned to help agents meet all their clients’ income protection needs, especially those in the affluent market. Now that Mutual Income Solutions is available in California, I encourage you to review the resources below. View the the training video below: View the Mutual Income Solutions Product Guide for more details. View the State Special Matrix to see the California specifics. How Mutual Income Solutions Stands Out Here are just two of the many ways the difference is obvious with Mutual Income Solutions: Monthly benefit amounts
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

New Contracting Forms for Mutual of Omaha

Mutual of Omaha Producer Services Department has made the decision to change our background check vendor to Business Information Group, Inc. Updates have been made to our contracts as well as to the Fair Credit Reporting Act (FCRA). Please note, this is not a version change, this is a change that reflects the new background vendor, as well as requirements shown here: Contract Information and Signature Form – Producer Information Section 1 Middle Name Required – if not applicable, a check box has been added to the producer information name section We encourage the producer to complete this as it
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Condition-Related Marketing: Osteoporosis

Condition-Related Marketing: Osteoporosis Just because a client received a concerning health diagnosis, that doesn’t mean they won’t qualify for long-term care insurance. Our condition-related marketing series helps you understand what clients are going through so that you can assist them in successfully applying for an LTCi policy. Check out our osteoporosis flyer.   Condition-Related Marketing: Osteoporosis   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   It’s Easy to Qualify for a Trip to Sunny San Diego Earn yourself a spot and join us on blissful trip to sunny San Diego, this fall.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Do Your Medicare Clients Have Cancer or Heart Attack and Stroke Coverage? As the nation ages, the chances of people suffering from cancer or heart disease increases. Learn how you can help your clients fill the gap between coverage and out-of-pocket expenses.   Dental: Mutual of Omaha Increases
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).