Using the Mutual Income Solutions Quote and e-App Tools

The quote and e-App tools for Mutual Income Solutions make it easy to get business issued. Provide your client an accurate rate quote. Submit the e-App. Check for a notification that your client’s coverage has been issued. It’s that simple. And fast! Here’s Why You’ll Love the e-App It’s easy to use, which makes it easy to communicate the application process to your clients Saves time and ensures accuracy (all of the forms you need are included) Quick policy issue — usually in days When policies are issued fast, you also get paid fast Offers signature collection options, a big
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions Placement Rating – Will Your Client Be Approved?

Sometimes it’s hard to know whether or not your client will be approved for Disability Income Insurance during your initial conversation with them. However, there are some things that should know to better qualify the applicant. For example, did you know that one of the most common reasons your client may be automatically declined is because of their build? Before filling out an official application, read through our new flyer to help increase your placement rate.   Mutual Income Solutions Placement Rating – Will Your Client Be Approved?   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions Underwriting Eligibility and Programs

Mutual of Omaha’s Mutual Income Solutions product offers multiple options to meet your clients’ needs. Eligibility Accident & Sickness Age 18-61 Working 30+ hours per week Annual income of at least $15,000 Self-employed individuals who have been in the business for at least 2 years Employees who have been with their current employer for at least 3 months Accident only Age 18-61 Working 30+ hours per week Annual income of at least $15,000 Maximum Benefit based on Occupational Class Self-employed individuals who have been in the business for at least 2 years Employees who have been with their current employer
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

The Mutual Income Solutions Highlight Sheet

Learning all the ins and outs of Mutual of Omaha’s disability income insurance policy, Mutual Income Solutions, can seem daunting for consumers. That’s where our consumer-facing highlight sheet comes in! Use the highlight sheet to start the income protection conversation with your clients. Discuss how this important insurance policy can help replace a portion of their income if they’re sick, injured or unable to work and show them all of the optional benefits that can be used to customize their policy to fit their unique needs.   The Mutual Income Solutions Highlight Sheet   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions – Get to Know the Consumer Product Brochure

You know that a solid financial plan starts with your clients’ ability to earn an income. That’s why their income is likely to be their most valuable asset – even more so than their house, car or savings – and why it’s so important to help them protect their income. The Consumer Product Brochure is a simple way to help explain the concept of disability income insurance to your clients. It provides a brief overview of the need for disability income insurance, contains a ‘benefits for you’ worksheet and gives a high-level breakdown of what the Mutual Income Solutions product
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions – Get to Know the Optional Benefits

Mutual of Omaha’s disability income insurance product, Mutual Income Solutions, builds on Mutual of Omaha’s more than 100 years’ experience providing income protection solutions to our customers. With a maximum monthly benefit of up to $20,000 per month, Mutual Income Solutions provides flexible or customizable coverage to meet your clients’ needs and help protect their lifestyle. When it comes to customization, there are many different ways for you to create a custom solution to meet your client’s needs. From renewability options, to elimination periods, you can view the all the customizable options in the Mutual Income Solutions Product Guide. One
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Optional Return of Premium Rider

Overcome Objections with the Return of Premium Rider While some of your clients may understand the need for disability income insurance, they might still be reluctant to purchase a policy if they don’t think they’ll use the coverage. However, with the optional Return of Premium Rider, they could get back a portion of their premiums if they don’t use the benefits. Watch our informational video for more details:   Optional Return of Premium Rider   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions – Premium Discounts

Did you know that there several premium discounts available to your prospects? The premium discounts below can be used in combination with each other, up to a maximum of 30%: Association Group — 15% Self-Employed — 15% Common Employer — 15% Multi-Policy — 10% Two-Person Household — 10% To learn more, download our Mutual Income Solutions Product Guide and view the “Premium Discounts” section on page 22.   Premium Discounts   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

The Cost of Coverage

Families may face significant changes when the household’s primary wage earner is sick or injured and unable to work. There are bills to pay and other financial obligations to meet. Without the income they rely on, how can the family make ends meet? The cost of coverage is more affordable than they may think. Market to the right clients and learn how to position the product in our Sales Idea.   The Cost of Coverage   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Disability Insurance can replace 50-70% of your income

Disability Income can help protect the way your clients live if they become sick or injured and unable to work. Did you know 1 in 4 people will become disabled during their working career? Help protect your clients by explaining the importance of Disability Income Insurance and the benefits of protecting their income, home, savings and retirement. The Need for Coverage   To learn more about Mutual Income Solutions, our new income protection solution, visit www.mutualincomesolutions.com.   Disability Insurance can replace 50-70% of your income   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).