LTC Rider Can Help Protect Clients Futures

Do your clients realize how expensive long-term care services can be? The costs can easily average more than six figures annually and only continue to rise. Help clients understand why it’s so important to have a plan in place for their long-term care needs, whether it’s through a Long-Term Care Insurance policy or our Long-Term Care Rider on our IULs. For more information about our Long-Term Care Rider, including rider information and updated marketing tools, go to MutualofOmaha.com/ltc-rider.   LTC Rider Can Help Protect Clients Futures   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Did You Know That We Publish Our IUL Cap and Participation Rate History

Full transparency for our IULs at Mutual of Omaha means that we publish our cap and participation rate history for all three of our IUL products each month. Displaying our stability, with no hidden cap or participation rate changes. And proving why our products are a great choice for your clients. Life Protection Advantage IUL Historical Crediting Rates Income Advantage IUL Historical Crediting Rates IULE Historical Crediting Rates Find out more about our IUL portfolio at discoveriul.com.   Did You Know That We Publish Our IUL Cap and Participation Rate History   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Reward Your Fit Clients

If your clients take care of themselves and lead a healthier lifestyle we want to reward them. How? By offering them underwriting credits on our fully underwritten term and universal life insurance policies offered by United of Omaha Life Insurance Company, including: Income Advantage IUL Life Protection Advantage IUL Term Life Answers AccumUL Answers Read the FIT flyer to find out if your clients may qualify for these credits.   Reward Your Fit Clients   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Submit Business Online

The e-Application process is faster from beginning to end. It ensures accuracy, saves time and gets clients covered quickly. It also: Reduces your paper app supply Ensures you have the correct forms, no matter where you are Allows you to track your apps from start to finish Enables you to validate your apps while you are still in the field Learn how to get started with online application submission using our Quick Start User Guide.   Submit Business Online   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Life Insurance Offers Real-Life Solutions

Most people have no idea how expensive long-term care services are. According to a 2017 report from the U.S. Department of Health and Human Services, almost 70 percent of people over age 65 will require chronic care later in life. And, these long-term care services can quickly erode a client’s savings. But what if your client doesn’t qualify for long-term care? We understand that they still need some form of protection. And that is one of the reasons we automatically issue a Chronic Illness Rider on all of our Income Advantage and Lifetime Protection Advantage IULs — with NO additional
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

We Know That There Are Risks That Come With Waiting

A consequence of waiting to purchase life insurance that clients may not be aware of is the impact waiting could have on the amount of income they can take from their policy down the road. Waiting even just a few years could change the income potential by thousands of dollars a year. Read our sales idea for a better understanding of just how much of an impact this could make on clients policy.   We Know That There Are Risks That Come With Waiting   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Flexibility Helps Keep IULs Simple

With Indexed Universal Life policies from United of Omaha, we provide the utmost flexibility. Sure, we offer insurance policies with death benefit, cash value accumulation and tax advantages, BUT did you realize we also offer riders that truly impact clients lives, like: The Guaranteed Refund Option Rider The Long-Term Care Rider, and The Chronic Illness Rider All of these options can help clients with a variety of financial goals find the best solution that suits their unique needs.   If you have questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or sales.support@mutualofomaha.com   Flexibility Helps Keep IULs
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Transparent IUL Performance

At Mutual of Omaha, we continue to publish our cap and participation rate history for all three of our IUL products each month. We proudly display our stability and continue to offer no hidden cap or participation rate changes. Providing you with another reason why our products can be a great choice for your clients. Life Protection Advantage IUL Historical Crediting Rates Income Advantage IUL Historical Crediting Rates IULE Historical Crediting Rates Find out even more about our IUL portfolio at discoveriul.com.   Transparent IUL Performance   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Fully Underwritten Life COVID-19 Updates

Mutual of Omaha has been closely monitoring our new business and underwriting practices from the beginning of the COVID-19 Pandemic. Throughout this time, we have periodically made business decisions regarding our underwriting guidelines. We are pleased to announce that we will be changing our temporary guideline changes effective August 1, 2022. These guidelines apply to all fully underwritten life insurance cases and includes all newly submitted and pending in-house cases, whether formal or informal. Acceptance Guidelines Based on Insured’s Issue Age: We will now accept applications for clients through age 79 and up to table 6 If the client is
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Categories: COVID-19, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

IULs that are Simple-Flexible-Trusted

At Mutual of Omaha we want to make the decision easy when determining what solution best fits the needs of your clients. Our IULs are: Simple — The simple design of our products makes them easy to understand, illustrate and fund. They are straightforward and transparent IULs with one of the lowest cost structures in the industry. Flexible — We have 3 IULs that are all designed to meet the unique needs of a variety of clients. Including powerful built-in riders such as the Guaranteed Refund Option (GRO)* Rider and Chronic Illness Rider. Trusted — We understand that we are
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).