Announcing GTL’s 2021 4th Quarter Bonus Program!

For qualified Hospital Indemnity, Precision Care™ Cancer, Recover Cash®, Home Care Secure and Short-Term Home Health Care applications submitted between October 1, 2021 and December 31, 2021.*   View PDF for Bonus Details     ——— Submit 10-24 Applications During Q4 ——— $20/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus®, Precision Care™, Recover Cash®, Home Care Secure and/or Short-Term Home Health Care application submitted, signed and dated within the qualification period.* ——— Submit 25-49 Applications During Q4 ——— $40/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus®, Precision Care™, Recover Cash®, Home Care Secure and/or Short-Term Home
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Sales Idea: Built-in ROP on Critical Illness Insurance

Critical Illness Insurance covers a number of serious conditions and offers direct payment to policyholders that can be used for everything from gap coverage to travel expenses, it has a little something for almost everyone. When your clients buy any insurance policy, there’s no way to know for certain whether or not they’ll use it. This is a valid concern – although the covered conditions impact millions of Americans per year, there’s no guarantee your clients will be affected. Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. This Sales Idea provides
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Portfolio Overview

The Critical Advantage Portfolio includes three products with numerous price points and options to fit almost any situation or budget. Almost everyone knows someone who has been diagnosed with one of the illnesses covered under the Critical Advantage Portfolio. And with the health care costs shifting in recent years, the need has never been greater. So, most people will quickly see the value of these policies. This flyer provides a high-level overview of the Critical Illness Insurance, Cancer Insurance and Heart Attack/Stroke Insurance – which together make up our Critical Advantage Portfolio.   If you have questions, please contact your
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

A Walk Through Life’s Stages

Being familiar with your client’s life stage, and the pain points that generally come with them can be helpful in building a complete insurance protection plan. This flyer provides a guide to help your conversations with your clients about which Critical Advantage Portfolio product is the right fit for them.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-email sales.support@mutualofomaha.com.   A Walk Through Life’s Stages   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Quick Quotes!

Our mobile quote is so incredibly easy to use. With just a few clicks, you’ll know how much a prospect could pay for Critical Illness Insurance, Cancer Insurance, and Heart Attack/Stroke Insurance. Is your client afraid that a cancer diagnosis could damage their savings account? Say your client and their partner are 40 years old and have two children. By selecting a family coverage type, inserting their age, and choosing a lifetime cancer policy at $30,000 benefit amount; they could pay as little as $44.60 a month to protect their entire family. Apple — Click here Android — Click Here
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage – Tools for Success

Mutual of Omaha has created a flyer that features all of the available marketing materials to promote and sell the plans within the Critical Advantage Portfolio. This flyer includes both producer use only material as well as consumer approved material. These marketing materials for success can be found on Sales Professional Access or on our Forms & Materials site.   Tools for Success   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Using our Mobile Quoting App

We all know someone who has been diagnosed with or fought cancer. You may even know someone who has had a heart attack or stroke. More than likely, your clients do too! The coverage offered by the products in our Critical Advantage Portfolio can be very low, and your clients may be surprised by just how little they could pay each month for coverage. When using our mobile quoting app, all you need to do is put in your client’s information, and in just a matter of seconds, you’d find that your 50-year-old client would only pay $37 dollars a
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Express Underwriting vs Simplified Underwriting

The Critical Advantage Portfolio offers benefits that are easy to see. We all know someone who has been diagnosed with cancer, had a heart attack, or suffered from a stroke. Mutual of Omaha can offer your clients a streamlined application process with easy knock-out questions and express or simplified underwriting. But what is the difference between express & simplified underwriting? Express Underwriting: Simple yes/no knock-out questions for face amounts of $50,000 and below. Simplified Underwriting: Simple yes/no knock-out questions with the addition of Medical Information Bureau and Pharmaceutical inquiry, and random telephone interviews for face amounts of $51,000-$100,000.   You
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Three Policies to Fit Your Needs

Mutual of Omaha’s Critical Advantage Portfolio offers policies with a number of flexible benefits and options. Within the portfolio, we offer three different policies. While these policies may be different from one another, they all offer coverage that will allow your clients to quickly see their value. Below is a list of each policy, some of its features, and how they differ from one another. Critical Illness Issue Ages — 18-64 or 18-54 (Term) Base Benefit — Lump-sum payment, Return of Premium upon Death, No Reduction of Benefits at any age 100% Covered Conditions — Internal Cancer or Malignant Melanoma,
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Products & Underwriting Process

There are many sales ideas, training materials, and videos to look through regarding our Critical Advantage products. However, reading through our detailed Product and Underwriting Guide will provide a better understanding of how many different products fall under Critical Advantage, our speedy underwriting process, and how to properly complete an application.   Critical Advantage Products & Underwriting Process   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).