Mutual of Omaha Celebrating 115 Years

March 05, 2024 Today marks Mutual of Omaha’s 115th anniversary. On this day in 1909, Dr. C.C. Criss acquired the charter of Mutual Benefit Health and Accident Association, along with his wife, Mabel, and his brother, Neil. The Criss family had a vision to offer affordable, simplified insurance policies that helped protect policyholders from financial loss. They reached new customers who had previously been underserved by the insurance industry. And they backed their policies with superior customer service. Those same founding ideals remain hallmarks of our noble purpose today. The Criss family’s legacy has been carried on by tens of
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Categories: Accident Insurance, Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Your Clients Want to Stay at Home to Receive Care

Did you know that someone turning age 65 today has almost a 70% chance of needing some type of long-term care services in their future? Most people prefer to have their care in their own home rather than a facility. Mutual of Omaha’s Long Term Care product offers up to four different ways to help keep clients in their home for as long as possible. Help Your Clients Stay at Home Sales Idea.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Your Clients Want to Stay at Home
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

The Next Steps After Submitting the Application

Preparation is the key to a successful health interview. You just completed a long-term care application. Before ending the conversation, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. When in reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients through
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTCi Impacts People’s Lives

Mutual of Omaha’s long-term care MutualCare Solutions portfolio includes a cash benefit with no elimination period. This story highlights one way this benefit can help your clients during the claims process.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   LTCi Impacts People’s Lives   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

We Give Your Clients Choices

Mutual of Omaha’s long-term care insurance policies provide flexibility for your clients’ benefit options. Cash Benefit Reimbursement Benefit Option to switch between cash and reimbursement Use this brochure to help your clients understand why flexibility is important.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   We Give Your Clients Choices   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Unlocking the Return of Premium Value

Have you ever sat down with a client and heard, “What if I pay all those premiums but don’t use the benefits?” How do you overcome this question when talking with your clients? The return of premium rider is the perfect option. The new flyer discusses the need for coverage and lays out a few return of premium options available to your client. Be sure to bring it up during your next conversation as a practical solution to whether your client should purchase a long-term care insurance policy! ICC Version Flyer Non-ICC Version Flyer   If you have any questions,
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Navigating the Future

Financial security is another cornerstone of peace of mind provided by long-term care services. The high costs associated with extended care can potentially deplete your client’s saving and assets. Long-term care insurance acts as a safeguard preserving your clients’ hard-earned resources. Take a look at the rising costs of long-term care services flyer and ensure your client is ready for the future.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083.   Navigating the Future   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Kicking The New Year Off With The Right Conversations

Long-term care insurance is a critically important product line for clients who like to plan ahead. Knowing who those individuals are is key information to help you in your search for new clientele. Here are some things to look for when prospecting new clients: Demographics: 45-65 years old, family-oriented, and members who are exposed to friend or family member who has needed LTC services. Triggers to buy: Planning for retirement, birth of a grandchild, or a love one needing care. How people educate themselves: Family & Friends, their employer, insurance brochures. Use this flyer as a quick reference tool to
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

2024 Long-Term Care Tax Guides

As we transition into 2024, we have updated our long-term care tax guides to reflect the most current tax data. In the individual tax advantages guide it discusses the per day limitations, along with the 2024 eligible premium guidelines your client can deduct. There may also be several tax advantages for business owners who purchase a long-term care policy depending on how your client structures their business. Be sure to check out Sales Professional Access for a complete list of all 2024 long-term care tax guides that are available.   If you have any questions, please contact Mutual of Omaha’s
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).