New Lower GULE Rates

On October 1, 2019, we will be making Guaranteed Universal Life (GULE) even more competitive, with rate decreases between 5 and 30 percent! That’s not all, we will also be increasing the maximum issue age for non-tobacco to age 70 as well as updating the face amounts to match Term Life Express. The maximum face amounts will now be: 18-50: $300,000 51-60: $250,000 61+: $150,000 Plus GULE still offers the flexibility your clients love with our short pay and dial down features. Look for more information and updated marketing materials soon!   New Lower GULE Rates   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Strength Must Be Earned – Even in the Insurance Industry

When we offer a product, we know we’re staking a century’s worth of hard-won reputation on it. So we know our IUL products have to be honest and simple. It may sound easy, but the IUL products that are on the market today are growing more complex and increasingly difficult for clients to understand. But not ours. We pride ourselves on having the moral strength to do what’s right for clients and provide them with an IUL that does what they were originally designed to do – offer upside potential and downside protection. Simple. Transparent. Honest. Now that’s strong —
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

The LTC Rider is Now Approved in the District of Columbia

On September 1, agents selling in the District of Columbia will now have an additional option to help meet clients’ long-term care planning needs. The new Long-Term Care Rider will be available for you on our Income Advantage and Life Protection Advantage Indexed Universal Life (IUL) insurance policies. The LTC Rider provides: Benefits for Nursing Home, Assisted Living, Home Health Care and Adult Day Care Maximum total benefits up to 100% of the initial specified death benefit 1%, 2% or 4% monthly acceleration percentages One-time, 90 calendar-day elimination period Automatic issue of the Chronic Illness Rider if the client doesn’t
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

We’re Kicking Off Life Insurance Awareness Month

Of course, for those of us in the insurance business, every month is Life Insurance Awareness Month. But each September, you have a special opportunity to share what you do with clients, prospects and your communities in general. Throughout September, advertising for Life Insurance Awareness Month will appear in national media coverage, so that makes it a perfect time for you to contact clients and prospects to perform a review of their life insurance coverage. Use our Life Insurance for Living brochure to illustrate the many ways that life insurance can help protect them. It’s a simple, conversational piece dedicated
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

TLE: Versatile, Simple, Trustworthy

Families want to protect their home and the life they’ve built for their family. That’s exactly what a Term Life Express product does. But TLE offers more than just affordable coverage. Here are some other benefits of TLE: Versatility Face amounts from $25,000 – $300,000 Living Benefit Riders – at NO additional cost Chronic Illness Rider Terminal Illness Rider Critical Illness Rider Simplicity Quick Issue Simplified underwriting (no blood or urine tests required) e-App Mobile quoting app Trustworthiness Backed by a legacy brand with outstanding financial ratings For clients who are looking to choose an affordable term product – look
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

We’re Strongest When We Work Together

Nothing is More Powerful than Passionate People Working Together. Recently, we’ve seen the IUL industry beginning to use complex product features to enhance their hypothetical illustration values. This has taken the focus off of doing what’s right for clients and put it on to which company can manipulate their product to illustrate better values. Choosing a product based on these illustrated values might be appealing, but it may not be what’s best for our industry in the long run. We need to get back to selling IULs based on what they were designed to do and provide customers with a
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Initial Premium Bank Draft Update

We recently informed you of a technical issue with our initial premium payment drafts. We have fixed the issue and the bank drafts for initial premium are functioning like normal. When your client requests a specific date for the first premium draft, their bank account will be drafted on the day they requested – not a few days later. If your client picks the second Tuesday of each month – their payment will come out on the second Tuesday of each month. Don’t forget to let your clients know they have options when selecting the date their payment comes out.
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Learn the Basics: Living Promise

If you are a new agent or would just like to learn more about Living Promise (Final Expense) Whole Life Insurance, we’ve made it simple for you. We created this quick, informative video to teach you about the product features and some of the selling points of Living Promise.   Or to view in a separate window, click here.   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Learn the Basics: Living Promise   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

LTC13, Critical Advantage, TLA and Living Promise E-App Unavailable September 1st

On Sunday, September 1st, the Paperless Solutions Group e-app environment will be temporarily unavailable as we perform routine maintenance. This will affect LTC13, Critical Advantage, TLA and Living Promise product lines. The planned outage will last 5:00 a.m. (CST) Sunday through 5:00 p.m. (CST). For consideration of additional time zones, the outage window will be: Eastern — 6:00 a.m. through 6:00 p.m. Mountain — 4:00 a.m. through 4:00 p.m. West Coast — 3:00 a.m. through 3:00 p.m. We encourage you to take this outage window into consideration when arranging any appointments on Sunday, September 1st. We apologize for any inconvenience
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Categories: Critical Illness, Industry News, Life Insurance, Long-Term Care, and Mutual of Omaha (& Affiliates).

Securian Will Help You Prepare for LIAM

Let’s make LIAM a success! September will be here before you know it, and we want to make sure you’re equipped with the tools you need to help make this year’s Life Insurance Awareness Month (LIAM) a success. As an advisor with us, you have access to: Four-week marketing plan Policy review kit for meeting with existing clients Pre-approved client social posts and email templates Real-life client stories to share Life insurance calculators and more! Access tools   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Life Insurance, and Minnesota Life.