Life Insurance Awareness Month is Coming to An End

Although Life Insurance Awareness Month is coming to an end, that doesn’t mean the need to talk about life insurance solutions with clients goes away. September serves as a great opportunity to highlight the need more so than in other months, and we encourage you to continue having these conversations. Life Insurance serves as an extremely important piece of an overall financial strategy that clients entrust you with implementing. There’s no time like the present to make sure clients and their loves ones are protected today. And we have various marketing tools and information available to help ensure you always
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Use GWIC’s Final Expense and Life Insurance Awareness Month to start the conversation

Now is a great time to talk to your clients about the importance of Final Expense insurance From helping cover final expenses to creating financial stability for families, a life insurance policy provides peace of mind for the future. And Great Western Insurance Company’s (GWIC®) Final Expense life insurance products make it easier to promote life insurance during September’s Life Insurance Awareness Month and beyond. With 3 products on 1 application and access to instant-decisioning underwriting, GWIC is a one-stop shop for all your clients’ needs. Our three products include: The Great Assurance® plan is an immediate benefit, first-day coverage
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Categories: Great Western, Industry News, and Life Insurance.

September is Life Insurance Awareness Month

Each September, the life insurance industry comes together to celebrate Life Insurance Awareness Month. This month makes it a great time to educate clients and prospects about the importance of life insurance and the role it plays in protecting their families’ financial futures. Whether it’s conducting an annual review or determining if there’s a need for clients, this month is good opportunity to have these important discussions and help clients achieve peace of mind in the present, so they can worry less in the future. Below are a few resources and tools we’d encourage you to use to guide discussions
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Flexibility Helps Keep IULs Simple

With Indexed Universal Life policies from United of Omaha, we provide the utmost flexibility. Sure, we offer insurance policies with death benefit, cash value accumulation and tax advantages, BUT did you realize we also offer riders that truly impact clients lives, like: The Guaranteed Refund Option Rider The Long-Term Care Rider, and The Chronic Illness Rider All of these options can help clients with a variety of financial goals find the best solution that suits their unique needs.   If you have questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or sales.support@mutualofomaha.com   Flexibility Helps Keep IULs
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Important Update to Gerber Life’s Secure Email

Gerber Life Secure Email Update   In order to protect confidential and Personal Identifiable Information (PII), Gerber Life is in the process of updating our Secure Email system. Beginning August 24, 2022, Gerber Life Secure Email users will no longer have to register or login to Iron Port to use the secure email feature. Secure email will be available to all users simply by clicking the Secure Email Tab in the Agent Portal. A secure email window will appear, you can compose your email, and then select the “Send Secure” button. Secure Email is designed to pass confidential and PII
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Categories: Gerber Life, Industry News, and Life Insurance.

Challenging times? Budget-friendly and easy to apply

Here’s a big benefit for your clients during these challenging times: Gerber Life makes it easy to obtain budget friendly insurance coverage to protect their loved ones. Our guaranteed issue1 products offer an easy application process and fast approval, with no medical exam necessary. Plus, your clients can find comfort and confidence in knowing they’re prepared for the future with a financially strong company that’s been providing insurance to families for more than 50 years. Here are some highlights of Gerber Life’s guaranteed issue1 products: Gerber Life Guaranteed Life — a great way to help counter the effects of inflation
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Categories: Gerber Life, Industry News, and Life Insurance.

Transparent IUL Performance

At Mutual of Omaha, we continue to publish our cap and participation rate history for all three of our IUL products each month. We proudly display our stability and continue to offer no hidden cap or participation rate changes. Providing you with another reason why our products can be a great choice for your clients. Life Protection Advantage IUL Historical Crediting Rates Income Advantage IUL Historical Crediting Rates IULE Historical Crediting Rates Find out even more about our IUL portfolio at discoveriul.com.   Transparent IUL Performance   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Errors and Omissions Insurance

Mutual of Omaha and its affiliates (United of Omaha and United World) require Errors and Omissions Insurance in the amount of $1 million (per claim) prior to selling the following insurance products: • AccumUL Answers • Term Life Answers • Income Advantage IUL • Lifetime Protection Advantage IUL • Bonus Flexible Annuity • Ultra-Secure Plus • Ultra-Premier • Income Access • Ultra-Income • Critical Illness (aka Critical Advantage) • Disability Income • Long-Term Care • Prescription Drug Plans As a GoldenCare producer, you have the ability to get this valuable coverage at a discount! Check out our Errors and Omissions
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Back to School

There are all sorts of to-do list items when it’s back-to-school season, but one item that should be on your clients’ checklist is life insurance for their children or grandchildren. Our Children’s Whole Life product is affordable, easy to apply for and can be signed by a parent or a grandparent. It’s a great add on product to any sale you make if children are in the household. Our consumer brochure and customizable consumer postcard can help you start the conversation with your clients. To learn more about Children’s Whole Life Insurance, visit mutualofomaha.com/simple.   Back to School   #goldencareagent
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Fully Underwritten Life COVID-19 Updates

Mutual of Omaha has been closely monitoring our new business and underwriting practices from the beginning of the COVID-19 Pandemic. Throughout this time, we have periodically made business decisions regarding our underwriting guidelines. We are pleased to announce that we will be changing our temporary guideline changes effective August 1, 2022. These guidelines apply to all fully underwritten life insurance cases and includes all newly submitted and pending in-house cases, whether formal or informal. Acceptance Guidelines Based on Insured’s Issue Age: We will now accept applications for clients through age 79 and up to table 6 If the client is
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Categories: COVID-19, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).