You’re this close to a $250.00 eGift Card!* GoldenCare just launched a special Medicare Kickoff Incentive program! Beginning October 15th through December 31st, get more from your Medicare sales and watch your eGift Card balance add up! With 6 possible WINS, the more you complete, the closer you are to earning the full $250 eGift Card! And you may already have some to mark as complete!! View full details of our Medicare Kickoff Incentive #goldencareagent
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Administrative Alert: Suspension of informal life applications
Informal applications suspended until further notice It has been quite a year and we are so thankful for the business we’ve received from you. As part of a multi-step effort to manage to the aggressive New Business and Underwriting service standards we have for formal business, Securian Financial will be suspending review of informal life applications until further notice. All informal applications received during this time will be cancelled and the file will not be retained for future review. We understand this may cause some frustration, but we remain committed to delivering high levels of service on formal business. We
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PROMO TIME! Here’s An Incentive To Drive Your Omaha LTCi Sales
Introducing GoldenCare’s Q4 2021 LTCi Sales Incentive Growth drives us… Those who grow the most, earn the most! Based on your QUALIFYING PERIOD* production, we’ll pay a CASH BONUS for each qualifying LTC applicant you write with Mutual of Omaha between October 1st and December 31st! The greater your production growth, the larger your Cash Bonus! Click here for complete promotion details. #goldencareagent
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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7702 changes for SecureCare UL
7702 changes go into effect Nov. 1 for SecureCare UL Effective November 1, 2021, the guaranteed interest rate on new SecureCare Universal Life (SecureCare UL) applications will be updated to comply with the Consolidated Appropriations Act of 2021, which lowers the interest rate assumptions used in Section 7702 of the Internal Revenue Code. How will these changes impact SecureCare UL benefits? Long-term care (LTC) benefits: The new guaranteed interest rate will have no impact on the LTC benefit pool. Regardless of whether an applicant receives the old or new guaranteed interest rate, the amount of LTC coverage they receive will
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Remember Your Why
Throughout September, we’ve encouraged you to take the time to learn your clients’ stories and to help drive home the importance life insurance makes in leaving a lasting legacy for those they care about most. The I Sell Life Insurance card is a wonderful reminder to keep on your desk or in your wallet so you have a reminder of how important the work you do and the products you sell truly are to your clients. To place an order please contact Sales Support at sales.support@mutualofomaha.com. Thank you so much for all the work you do and for all the
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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Competitive Premiums and Protection with Life Protection Advantage IUL
Life Protection Advantage IUL not only has competitive premiums, but it’s built to provide your clients with death benefit protection they can depend on. And, qualifying Life Protection Advantage policies come with a Guaranteed Refund Option (GRO) rider—so if your client no longer needs their coverage, there are seven 60-day windows in which they can surrender their policy and receive a refund of premiums (up to 50 percent at the end of year 15 and up to 100 percent at the end of years 20 through 25.) Find out the many ways your client can customize their Life Protection Advantage
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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Securian Update: COVID-19 guidelines
COVID-19 new business and underwriting participation guidelines extended through December 31, 2021 Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. Since these participation limits were implemented, our promise has been to actively review these guidelines. Along the way, we have delivered on a request for transparency to enable you to make the best decisions for your customers. While not
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Good news! Premium limits are increasing
Higher premium limits for your clients start September 27 Premium limits for Eclipse Protector II Indexed Universal Life (IUL), Eclipse NY with the No Lapse Guarantee Agreement (NLGA) and Eclipse Survivor II IUL with the NLGA will increase September 27, 2021: From the greater of $250,000 or 5x target premium – to the greater of $1 million or 5x target premium Increase limit applies to both new and in force contracts Good news! Premium limits are increasing #goldencareagent #securian
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Controlled Business FAQ
How does the insurance industry define controlled business? Insurance business over which an insurance producer is able to exercise personal influence. Some states prohibit a producer from obtaining or continuing to hold a producer license if more than a certain percentage of the producer’s business is generated through controlled business.* * https://www.naic.org/documents/prod_serv_marketreg_stl_hb.pdf How does Mutual of Omaha define controlled business? An application is considered controlled business when the producer is related to the proposed insured or owner. Additional controlled business indicators include same last name and bank account information. Our controlled business FAQ can help explain what controlled
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Updated Occupation Question in e-App
The occupation question for Indexed Universal Life Express (IUL Express) and Term Life Express (TLE) e-Applications will now feature a pick-list format with clarifying questions. When an occupation is selected from the pick-list any associated clarifying questions will populate and you will receive an instant underwriting decision based on the answer(s) given. If “Other Occupation” is selected, no clarifying questions will populate. Below is a screenshot of the new format: If you have questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083. Updated Occupation Question in e-App #goldencareagent #mutualofomaha
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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