Our Client Interview team completes the Personal History Interview (PHI) for our Fully Underwritten Life, Living Promise, Term Life Express, Fully Underwritten DI, Priority Income Protection, and Critical Advantage products. Since we extended our Client Interview operating hours in March we have exceeded our expectations for speeding up the PHI process. So far, we have seen a reduction in lead time to complete a PHI – it now takes an average of just over 2 days! We also now show over 50% of PHI’s are being completed in the first week. The faster the PHI is completed, the faster your
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The Life Insurance Underwriting Guidelines and Product Portfolio have been updated and are now available to order. Click below to view/download directly: Underwriting Guidelines Product Portfolio   All materials are available to view/download through SPA or can be ordered through your normal channels. If you have questions, please contact your Account Executive or Sales Director.   Now Available – Updated Product and Underwriting Guides   #goldencareagent #mutualofomaha
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Our Express  life insurance products offer simplified underwriting and application processes, which means policies are issued faster and you get paid quicker. Plus, you can easily track your cases online anytime on our Sales Professional Access website (www.mutualofomaha.com/broker). Here’s how our Express  products can help your clients and increase your sales.   Jump on the Express   #goldencareagent #mutualofomaha
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Over the years, your clients have likely spent time planning for their future. They’ve saved, they’ve taken care of themselves and they’re ready to enjoy the result of all that planning – a comfortable retirement. Have your clients considered what would happen to their plans should they become chronically ill? Costs of care, treatments and medication are expensive. Medicare and Medicare supplement insurance typically don’t pay for all of the care because many times people choose custodial care provided by nonmedical individuals. A Potential Strategy Here’s a solution your clients may want to consider: In addition to other retirement savings
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Apptical launched a new version of its Mobile App on Friday, May 3, 2019. The new version will have a single button home screen as Start with Rate Calculator. This button enables access to a rate calculator by which you can use to identify the ideal benefit/premium levels for your customer, and you will be able to continue processing the application from there. For more details, Apptical has created a demo video of the new app. If your cell phone setting is not turned on for an auto-update you will need to update from the Apple Store/Google Play by searching
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Life is full of unknowns. That’s why our Guaranteed Universal Life (GUL) product is designed to offer flexibility to deal with life’s changes whether big or small. What if your client no longer wants to pay premiums, but still wants to keep a death benefit? Did you know that your client has the option to stop paying his or her premiums and lower their death benefit amount while keeping their original guarantee duration? This reduced death benefit would then be guaranteed for the remainder of their guarantee period with no additional payments. Our ‘What If’ Illustration report highlights this flexibility
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Recently we discovered stand-alone medications were being included in the combination medication rules with our vendors. This mainly affected high blood pressure medications, such as Losartan and Lisinopril, as well as around the use of diuretics such as Furosemide. We have adjusted our prescription rules with our vendors to correct this issue. If you have any questions, please contact your Sales Director or Account Executive.   Life Insurance Prescription Rule Update   #goldencareagent #mutualofomaha >   Related: Life Insurance Prescription Rule Update Life Insurance Prescription Rule Update
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No doubt you have clients and prospects who need life insurance protection. Many people interested in life insurance also want the potential to grow-tax-deferred cash values they can access later for things like retirement, college tuition or emergencies. Our Income Advantage Indexed Universal Life Insurance is an attractive solution to cover those needs. It’s a great product for clients who want: Strong potential for cash value growth from our three indexed crediting strategies Permanent death benefit protection Low policy costs Flexibility for the future with our no-cost Guaranteed Refund Option, Accelerated Death Benefit and Lapse Guard riders Income-tax-free loans and
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