Filling the Gaps with Cancer Insurance & Heart Attack/Stroke Insurance

According to a recent study, the average couple retiring at 65 will need about $300,000 to cover health care and medical costs in retirement in retirement. Help your clients eying retirement prepare for these costs with coverage from Mutual of Omaha. Mutual of Omaha’s Cancer Insurance and Heart Attack & Stroke Insurance can help your clients fill the coverage gap they may experience in retirement. Learn how to position Cancer Insurance and Heart Attack & Stroke Insurance to clients 65 and older in this Sales Idea flyer.   If you have any questions, please contact your Mutual of Omaha’s Sales
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Did You Know? Critical Illness Return of Premium

Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. Premiums they’ve paid minus any policy benefits they’ve received will be refunded to a beneficiary upon their death. They get the coverage they want with the peace of mind they need. Learn how to position the return of premium rider with consumers in this helpful Sales Idea Flyer.   Critical Advantage – A Simple Concept   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage – A Simple Concept

Mutual of Omaha’s Critical Advantage products pay a lump-sum benefit upon diagnosis so the insured knows the benefit amount available at claim. The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year, which means that nearly every client knows someone who has been touched by these conditions. We have multiple tools to help you get to know the products and help you start those important conversations. First, start with the Product and Underwriting Guide to get to know the products and their benefits. Then, take a look at all of
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Available in New Hampshire Dec. 1, 2021

Mutual of Omaha Insurance Company’s Critical Advantage Portfolio products are once again available for sale in New Hampshire. Due to state regulations, Critical Advantage sales in New Hampshire were previously suspended. Effective December 1, 2021, Critical Illness Insurance, Cancer Insurance and Heart Attack & Stroke Insurance are again available in the state of New Hampshire. Please note that Term Period Coverage and the Cash Value Rider are not available in New Hampshire. The e-App is available as of December 1, 2021 and paper applications can be ordered via your normal ordering channels. Marketing materials will be available mid-December.   Critical
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

The In’s and Out’s of the Critical Advantage e-App

E-Applications offer many advantages. The Critical Advantage e-App is no different. Here’s just a few: Ensures your application is completed in its entirety before you submit it Allows you to complete the application in good order Ensures you’re using the right forms Offers the ability to view and/or print state filed forms at any time Reduces application scrubbing time Allows you to choose your method of signature collection – e-signature email, e-signature face-to-face or wet signature Provides a paperless “green” experience Allows you to quote a premium and complete an application at the same time However, the e-App can take
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Illness Rider Availability Update for Rhode Island

Effective Monday, November 1, the Intensive Care Rider will be removed from the Critical Illness application in the state of Rhode Island. Any ICU rider applied for on Critical Illness applications will be removed in Underwriting prior to approval.   If you have any questions, please contact your Sales Director.   Critical Illness Rider Availability Update for Rhode Island   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Portfolio Postcard

The products in the Critical Advantage Portfolio; Critical Illness insurance, Cancer insurance & Heart Attack/Stroke insurance, are designed with your client’s recovery in mind. Now, you can reach potential clients with the customizable prospecting postcard. Most people know someone who has been diagnosed with one of the conditions covered by the Critical Advantage products, so your clients understand the need for this coverage. All products offer a lump-sum payment upon diagnosis that can used for any out-of-pocket expense they may have. Expenses such as high insurance deductibles, replacing lost income or travel for specialized treatment. You can view the postcard
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

The Perfect Compliment to Existing Coverage

The Critical Advantage products include Critical Illness Insurance, Cancer Insurance & Heart Attack/Stroke Insurance. These products offer a lump-sum payment, 100% of which is paid directly to your clients upon diagnosis of a covered condition. Your client has control of how the money is spent, whether it’s on high deductibles, child care or specialized treatment. There’s no fee to use the benefit and no waiting period to satisfy. This flyer identifies how Critical Advantage products can help supplement other insurance your clients may have. If you have any questions, please contact your Sales Director.   The Perfect Compliment to Existing
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Portfolio Overview

The Critical Advantage Portfolio includes three products with numerous price points and options to fit almost any situation or budget. Almost everyone knows someone who has been diagnosed with one of the illnesses covered under the Critical Advantage Portfolio. And with the health care costs shifting in recent years, the need has never been greater. So, most people will quickly see the value of these policies. This flyer provides a high-level overview of the Critical Illness Insurance, Cancer Insurance and Heart Attack/Stroke Insurance – which together make up our Critical Advantage Portfolio.   If you have questions, please contact your
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Express Underwriting vs Simplified Underwriting

The Critical Advantage Portfolio offers benefits that are easy to see. We all know someone who has been diagnosed with cancer, had a heart attack, or suffered from a stroke. Mutual of Omaha can offer your clients a streamlined application process with easy knock-out questions and express or simplified underwriting. But what is the difference between express & simplified underwriting? Express Underwriting: Simple yes/no knock-out questions for face amounts of $50,000 and below. Simplified Underwriting: Simple yes/no knock-out questions with the addition of Medical Information Bureau and Pharmaceutical inquiry, and random telephone interviews for face amounts of $51,000-$100,000.   You
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).