“Older adults fearful they could outlive savings: survey,” by Kathleen Steele Galvin, McKnight’s Senior Living “‘A runaway majority of seniors think the United States is in a retirement savings crisis,’ according to the results of the Retirement Savings Crisis Survey from American Advisors Group. … By the numbers: 89% affirmed their believe that a retirement savings crisis exists; 43% rated the condition of their retirement savings as fair or poor; 47% said that they are finding it difficult to save for retirement; 44% said that they believe that they have not saved enough to retire comfortably; 57% said that they are only
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New GTL e-App Upgrades | Password Reset Feature
You may have noticed a few visual changes on GTL’s e-App and Agent Portal login screens…these are the first steps toward a new and improved Agent Portal with better functionality! We’ve also introduced a more secure and simple way to reset your password! Visit the Agent Portal In the event that you need to, here are a few easy steps on how to reset your GTL Agent Portal password: On the Agent Login screen, click on Forgot My Password. Type in your Username and Agent Number and click Enter. Your one-time reset code can be sent
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The Next Steps After Submitting the Application
Preparation is the key to a successful health interview. You just completed a long-term care application. Before ending the conversation, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. When in reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients through
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Updates to Covid-19 Underwriting Guidelines
Mutual of Omaha continues to closely monitor our new business and underwriting practices to ensure we create efficiencies and improvements when making business decisions regarding our underwriting guidelines. We are happy to announce the following changes to our COVID guidelines for Fully Underwritten Life, effective March 1, 2023. Acceptance Guidelines Based on Insured’s Issue Age: We are now accepting applications for clients through age 74 and up to table 8, an increase from the prior Table 6 limit Ages 75-79 remain capped at Table 6 Ages 80+ continue to be postponed Clients with a Positive COVID Test A Statement of
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Condition-Related Marketing: Physical Therapy
Condition-Related Marketing: Physical Therapy If a client is currently undergoing physical therapy, there are some key best practices for producers to follow when taking their application. Check out our Physical Therapy flyer. Condition-Related Marketing: Physical Therapy #goldencareagent #mutualofomaha
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. 2023 Broker Bonus Program Take a look at information regarding our Broker Bonus program for 2023. Use These Tools to Help Grow Your Business Don’t forget about the free tools and services Mutual of Omaha has to help you grow your business. Upcoming Rate Adjustments View upcoming rate adjustments for various states. New Medicare Supplement Plans Available in Colorado and Delaware Effective March 15, 2023, you may begin selling our new competitively priced Medicare supplement plans in Colorado and Delaware. #goldencareagent #mutualofomaha
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A Mutual Income Solutions Overview
Learning all the ins and outs of Mutual of Omaha’s disability income insurance policy, Mutual Income Solutions, can seem daunting for consumers. That’s where our consumer-facing highlight sheet comes in! Use the highlight sheet to start the income protection conversation with your clients. Discuss how this important insurance policy can help replace a portion of their income if they’re sick, injured or unable to work and show them all of the optional benefits that can be used to customize their policy to fit their unique needs. A Mutual Income Solutions Overview #goldencareagent #mutualofomaha #disability
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4 ways advisors can help clients with an extended care strategy
Steve Sperka is Vice President of Solutions Design and Implementation at Thrivent. Steve is featured in the latest from Life & Health Advisor. In this piece he shares results from a recent Thrivent consumer survey and discusses: It All Starts with Proactive Conversations Understand Clients Unique Preferences Extended Care Planning Should Be A Family Discussion A New Foundation For Long Term Financial Wellbeing Read article Thrivent is a 2023 Diamond Sponsor of the ILTCI Conference Join Thrivent at the ILTCI Conference, March 12-15 in Denver. Thrivent is once again a Diamond Sponsor of the Conference. You can also find
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March Sales Madness is here!
March Sales Madness Is Here! From March 1 through March 31, 2023, you could earn up to $750 extra by selling NGL’s EssentialLTC. The total earned will be paid by check once the contest concludes. Here is what you could earn: First application = $50 Second application = $100 Third application = $200 Fourth application = $400 Be the champion of March Sales Madness with EssentialLTC! Promotion details: Each qualified application submitted between 03/01/2023 – 03/31/2023 will earn the writing producer a check for the specified amount above, with a maximum of $750 in total winnings. Applications must be
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New Simplified Issue Product Updates
We are excited to announce maximum issue age increases to both our IUL Express and Term Life Express Non-ROP (10T) products that will be effective March 1, 2023! These enhancements will position our Simplified Issue product options to be available in more sales scenarios and will serve a wider range of clients. Below are some of the key updates you will need to know: IUL Express Maximum issue ages for both Tobacco and Non-Tobacco ratings will increase to age 75 Currently Non-Tobacco is age 70 and Tobacco is age 65 Maximum face amount for ages 71-75 will remain $150,000 Term
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