Good News | Now Available: 2018 Cost of Care Data to Support Your LTCi Sales

  LTC Cost of Care Tools Updated With 2018 Data We’ve seen a 650% increase in long-term care costs over the past 14 years. As you’ll see in Mutual of Omaha’s updated Cost of Care Study, prices continue to rise in every US state, for every level of care. Having the latest Cost of Care data helps to establish the need for long-term care insurance, but it can also provide peace of mind in knowing their policy will effectively cover those costs. View Mutual of Omaha’s Cost of Care Study View the Cost of Care Calculator With these statistics, the
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | May 20, 2019

In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTC CEO Office, Home and Internet Selling Tools Software has been updated! This Must-Have Resource can dramatically increase your LTC sales, providing sales presentations, calculators, pre-recorded training, instruction for successful Internet Selling, LTC resources, and  MORE! Find out how to get your copy free! Announcement:   Remembering Wild Kingdom’s Jim
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and National Guardian Life.

“A Slice’ of the 2019 ILTCI Conference”

“‘A Slice’ of the 2019 ILTCI Conference,” Drinker Biddle “Drinker Biddle is pleased to present you with this recap—or “a slice” of the 2019 ILTCI Conference, Chicago, Illinois. Year after year, the ILTCI Conference is jam-packed with opportunities to reconnect with and learn from our industry peers and friends. In fact, there is so much happening that it is nearly impossible to catch even a fraction of all of the valuable presentations and panel discussions throughout the conference. The long-term care industry is booming with new ideas, innovations, strategies, and tactics. The Conference affords attendees with the opportunity to explore
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Categories: Clippings, Industry News, and Long-Term Care.

“Health Affairs Events”

“Health Affairs Events,” Health Affairs Blog “Past Event:  Seniors in the ‘Middle Market’ Many Seniors Will Be Unable To Afford Housing and Health Care by 2029 FREE ACCESS to the Research Article presented at this event and study content: ‘The Forgotten Middle: Many Middle-Income Seniors Will Have Insufficient Resources For Housing And Health Care’”   LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Health Affairs has offered free access to the article we critiqued in LTC Bullet: Remember the Middle, May 10, 2019. Read ‘em both and reach your own conclusions.
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Categories: Clippings, Industry News, and Long-Term Care.

“Nationwide Adds Life-LTC Hybrid”

“Nationwide Adds Life-LTC Hybrid,” by Allison Bell, ThinkAdvisor “Life insurance units of Nationwide Mutual Insurance Company will be issuing a new product that combines universal life insurance with cash indemnity long-term care (LTC) benefits. The new Nationwide CareMatters II policy is an updated version of a product introduced in 2014. One change is an expansion in access to the product. In the past, the target market for the product was ages 40 to 65. Nationwide now allows issue ages from 30 to 75. Some details may differ from state to state.”   LTC Comment (from Stephen A. Moses, President, Center for
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Categories: Clippings, Industry News, and Long-Term Care.

Announcement | Remembering Wild Kingdom’s Jim Fowler

Announcement Remembering Wild Kingdom’s Jim Fowler Jim Fowler — naturalist, explorer, wildlife expert and star of Mutual of Omaha’s Wild Kingdom — has passed away. Jim passed away peacefully on May 8, at the age of 89. Jim was known to generations as co-host and later host of Mutual of Omaha’s Wild Kingdom. He was also a favorite guest on The Tonight Show Starring Johnny Carson and wildlife correspondent on NBC’s Today Show. Jim was a true wildlife icon and will be greatly missed by all who knew him. To read more about Jim, visit wildkingdom.com   Questions? Call the
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“The Two Biggest Mistakes In Retirement Planning”

“The Two Biggest Mistakes In Retirement Planning,” by Phyllis Shelton, Forbes “Over the years, there are two mistakes I’ve found that people consistently make when preparing for retirement. Making one or both mistakes can leave you in a ‘what if’ retirement, afraid to spend your savings as you ask yourself: What if one of us has an extended chronic health care need? What if our retirement savings suffer losses and we are unable to pull out enough income to continue our lifestyle? What if we outlive our money completely?” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care
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Categories: Clippings, Industry News, and Long-Term Care.

“People Over 50 Are Avid Tech Users – So Why Are They Ignored?”

“People Over 50 Are Avid Tech Users – So Why Are They Ignored?,” by Jessica Baron, Forbes “When we talk about technology use, we tend to think about what Millennials are buying, what Gen Z is into, and the effects it has on children. When we think about older adults, specifically those aged 50 and up, the articles start to address safety and mobility issues, fraud protection, and assisted living gadgets. But here’s the thing, people over 50 are a huge, diverse market for tech. Not all of them fit the mold of less-than-savvy grandparent just using technology to keep
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Categories: Clippings, Industry News, and Long-Term Care.

“How To Help Middle-Income Seniors Pay For Their Long-Term Care Needs”

“I Spent 30 Years Advising Families On Senior Care — And I Still Wasn’t Ready To Take Care Of My Mom,” by Jody Gastfriend, Forbes “For over 30 years, I’ve worked in the field of senior care, much of it supporting family caregivers — the unsung heroes of our nation’s system of long-term care. … I lead a team of social workers who provide personalized guidance and support to employees facing family care challenges. I wrote a book about the burdens and benefits of caregiving called My Parent’s Keeper: The Guilt, Grief, Guesswork and Unexpected Gifts of Caregiving. I’ve also experienced caregiving firsthand
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Categories: Clippings, Industry News, and Long-Term Care.

“Many Americans Will Need Long-Term Care. Most Won’t be Able to Afford It,” by Paula Span”

“Many Americans Will Need Long-Term Care. Most Won’t be Able to Afford It,” by Paula Span, New York Times “A recent analysis in Health Affairs, pointedly titled ‘The Forgotten Middle,’ investigated how many middle-income seniors will be caught in that bind. The numbers were grim. … Policy types instead suggest more incremental changes by both government and industry. Perhaps Medicaid could cover seniors with slightly higher incomes, or modify its regulations to include housing costs along with health care.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Yeah, just what we need: Easier access to Medicaid for
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Categories: Clippings, Industry News, and Long-Term Care.