DELAY: Lumico/Elips Med Supp E-App Launch

The Lumico/Elips e-app will not go live today on CSG due to continuous compliance review. We do not have an updated launch date to share currently. Tuesday’s webinar will shift gears to Lumico product training and creating Lumico heat maps on CSG. We are notifying all webinar registrants about the topic change. Please let me know if you have any questions. We appreciate your patience and understanding.     To learn more about the E-Application Platform, contact GoldenCare at 800-842-7799 or email marketing@goldencareusa.com.   #goldencareagent #csgactuarial
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Categories: GoldenCare News, Industry News, Lumico, and Medicare Supp./Adv..

You’re in Luck: Issue Ages Increased on IULE and TLE

In case you missed it on March 1, 2023, we increased the maximum issue ages on IUL Express and Term Life Express Non-ROP (10T) products. These enhancements will position our Simplified Issue product options to be available in more sales scenarios and will serve a wider range of clients. Below are some of the key updates you will need to know:   IUL Express: Maximum issue ages for both Tobacco and Non-Tobacco ratings will increase to age 75 Currently Non-Tobacco is age 70 and Tobacco is age 65 Maximum face amount for ages 71-75 will remain $150,000 Term Life Express
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

There Are Costs to Waiting to Purchase LTCi

Everyone is busier than ever, including your clients. And, while purchasing a long-term care policy often isn’t a top priority, they probably don’t realize that there are true costs associated with putting off that purchase until later. Waiting to purchase a long-term care insurance policy is too important to ignore—it can lead to paying higher premiums down the road. Or even worse, procrastinating could lead to the inability to even qualify for coverage. That makes this concept well suited for: People who are inclined to put off the decision to buy People who think long-term care insurance is too expensive
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Critical Advantage State Difference Matrix

Mutual of Omaha’s Critical Advantage Portfolio (Critical Illness, Heart Attack/Stroke and Cancer Insurance) varies by state. The Critical Advantage State Difference Matrix is designed to give you a snapshot view of the state-to-state differences in product and benefit availability. Use this handy guide when you are working on developing a comprehensive solution for your clients. Critical Advantage State Difference Guide   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-email sales.support@mutualofomaha.com.   Critical Advantage State Difference Matrix   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Inforce LTCi Rate Adjustments Effective June 1, 2023

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective June 1, 2023: Impacted Forms Impacted States LTC04G Florida LTC04I Florida LTC09M Florida LTC06UI Florida LTC09U Florida LT50, NH50, HCA, NHA, LTA Colorado and Missouri   For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a letter notifying them at least 60 days prior to the premium rate increase effective date as
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Quotes on the Go

Quickly run quotes for your clients whenever, wherever with our easy mobile app. Available on all Android and Apple devices, it allows you to customize the product view to products you sell. Products Currently Available: Children’s Whole Life Critical Advantage Dental Guaranteed Advantage Indexed Universal Life Express Long-Term Care Insurance Medicare Supplement Term Life Answers Term Life Express Download and begin quoting today!   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Quotes on the Go   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, and Mutual of Omaha (& Affiliates).

The Mutual Income Solutions Consumer Video

Disability Income Insurance can be difficult for clients to understand. Help your clients understand Mutual of Omaha’s income protection solution with our short, consumer-facing video. Click here or below to view the video. This video can be used before, during or after a client meeting.   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   The Mutual Income Solutions Consumer Video   #goldencareagent #mutualofomaha
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   New Business Applications Available for Colorado Paper applications are now available for Colorado.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   The One-Company Advantage Be prepared to talk with your Medicare clients about prescription drug coverage.   Oregon Regulation Changes Effective March 15, the state of Oregon has updated their regulations.   Medicare Supplement: Why Choose Mutual of Omaha Dental Insurance? Check out the many reasons why you should choose our Dental insurance plans for your customers.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Coming Soon…EssentialLTC for Montana

We are excited to announce that EssentialLTC, NGL’s Long Term Care Insurance product, will be available for the state of Montana beginning April 21, 2023! EssentialLTC features include: Lifetime benefits Joint policies and premiums Shared Benefit Amount Rider with third pool of benefits 1035 Exchange eligible Flexible premium payment options, including single premium payment or 10-year premium payment Product Introduction Guide Comparison Flyer Consumer Brochure Employer Brochure   You can find these and many more EssentialLTC agent and consumer materials by logging into the Agent Resource Center.   For agent inquiries contact your dedicated Agent Services Team at 888.505.2332 or
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Categories: Industry News, Long-Term Care, and National Guardian Life.

2023 Alabama Rate Information for AARP Medicare Supplement Plans

2023 Alabama Rate Information for AARP® Medicare Supplement Insurance Plans: Effective June 1, 2023   2023 Alabama premium rate information is now available for AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company. Effective June 1, 2023, the rates in Alabama will change. Please click on the buttons below to view rates for new enrollees with initial plan effective dates of June 1, 2023 to May 1, 2024. Click Here for Approved 2023 Premium Rate Pages   Click Here for 2023 Premium Rate Percentages   Full, state-specific rate pages can also be found on Jarvis under Knowledge Center >
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Categories: Industry News, Medicare Supp./Adv., and United Healthcare.