New: Extended Care Conversation Guide

In the first part of the year, we are focusing on resources and tools to help advisors have proactive conversations about extended care planning. Today, we debut our new Extended Care Conversation Guide, filled with talking points and leading questions designed to engage your clients. Watch for additional resources in the coming weeks. New: Extended Care Conversation Guide This 7 page conversation guide was developed to facilitate better extended care discussions. It is meant to be used to learn a prospect or client’s perspective on long-term care. As with many conversations about aging, long-term care can be a sensitive topic.
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Categories: Industry News, Long-Term Care, and Thrivent.

Thrivent will be closed Monday, January 16

Thrivent will be closed Monday, January 16 Thrivent will be closed Monday to observe Martin Luther King Jr. Day. Our office will be closed Monday for the holiday. We will re-eopn at 8:30 AM Central on Tuesday, January 17.   #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

California Application Update

California Application Update The California Department of Insurance has recently introduced new requirements for Fraud Notice language that must be included on applications submitted in the state of California effective January 1, 2023. As a result of this change, a new California application will be required for all California EssentialLTC applications dated January 1, 2023 and after. Form Name: New Form Number: Replaced Form Number: Application for Individual Nursing Facility and Residential Care Facility Only or Comprehensive Long Term Care Insurance NLTC100A-CA (Rev.2023) NLTC100A-CA   The new application will be available via the EssentialLTC Agent Resource Center on Friday, December
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Categories: Industry News, Long-Term Care, and National Guardian Life.

End of the Year Office Closings & 2022 End of Year Pay Dates

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Monday, December 26th, 2022, and Monday, January 2, 2023. Below are the cut-off dates and times and the adjusted pay schedules for Monday, December 26th, 2022. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Monday 12/26/2022 Tuesday 12/27/2022 Tuesday 12/27/2022 Tuesday 12/27/2022 Friday 12/23/2022 Friday 12/30/2022   Below are the cut-off dates and times and the adjusted pay schedules for Monday, January 2nd, 2023. Holiday
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

NGL EssentialLTC – Upcoming Holiday Hours

Upcoming Holiday Hours NGL’s administrative office will be closed during the following times: Friday, December 23 – Office closing at 1:00 p.m. PST Monday, December 26 – Office closed Monday, January 2 – Office closed We wish you and your family a happy and healthy holiday season.   For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com.     #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Thrivent End of Year LTCi Deadlines & Holiday Hours

End of year LTCi Deadlines 2022 Commission Date: Dec 14 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date to be paid commissions in 2022. 2022 Production Date: Dec 28 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date for business to be counted towards 2022 production.   Holiday Schedule Thrivent is closed on: 12/26 1/2/2023 LTCG is closed on: 12/26 1/2/2023     #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

Customize benefit and premiums to meet future goals

In addition to offering more traditional compounding inflation options of 1, 2, 3 or 5% Compound (Annual Increase Benefits), Thrivent’s traditional LTCi solution also offers a unique buy-up option that allows your client to be in control of their budget and their benefit growth. The Flexible Increase Benefit rider Increases the maximum monthly benefit, available benefit and ancillary benefits on the contract anniversary by 5% compounded annually, without evidence of insurability. This rider may be partnership-qualified, dependent on age, in 20+ states (as long as someone meets partnership buy-up requirements – See grid below for details) Learn more: Thrivent FIB
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Categories: Industry News, Long-Term Care, and Thrivent.

Thrivent End of Year LTCi Deadlines & Holiday Hours

End of year LTCi Deadlines 2022 Commission Date: Dec 14 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date to be paid commissions in 2022. 2022 Production Date: Dec 28 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date for business to be counted towards 2022 production.   Thrivent Holiday Hours Thrivent is closed on: 11/24 12/26 1/2/2023 LTCG Holiday Hours LTCG is closed on: 11/24 and 11/25 12/26 1/2/2023     #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

NGL EssentialLTC – Upcoming Holiday Closure

Upcoming Holiday Closure NGL EssentialLTC’s administrative office will be closed next week during the following times for the upcoming Thanksgiving holiday: Wednesday, November 23 – Office closing at 1:00 p.m. PST Thursday, November 24 – Office closed Friday, November 25 – Office closed Click here to take a look at the entire 2022 holiday schedule.   For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com.     #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Thanksgiving Holiday Office Closing

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday and Friday, November 24th & 25th for Thanksgiving holiday. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available The 24th & 25th of November, Thursday and Friday 11/24/2022-11/25/2022 Monday 11/21/2022 Tuesday 11/21/2022 Friday 11/21/2022 Friday 11/18/2022 Friday 11/25/2022   Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA)
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).