Sales Idea: Built-in ROP on Critical Illness Insurance

Critical Illness Insurance covers a number of serious conditions and offers direct payment to policyholders that can be used for everything from gap coverage to travel expenses, it has a little something for almost everyone. When your clients buy any insurance policy, there’s no way to know for certain whether or not they’ll use it. This is a valid concern – although the covered conditions impact millions of Americans per year, there’s no guarantee your clients will be affected. Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. This Sales Idea provides
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Start the Life Insurance Conversation

September is Life Insurance Awareness Month, which is the perfect time to contact your clients to review their life insurance coverage to make sure their current policy aligns with their goals. For your prospects who are just starting to plan for retirement, this is an excellent opportunity to discuss our IUL products and how they can build tax-deferred cash value to help supplement retirement income. Start sharing the importance and need for life insurance protection today!   Start the Life Insurance Conversation   #goldencareagent #mutualofomaha #lifeinsuranceawarenessmonth #LIAM
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Categories: Consumer Marketing Materials, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Help Your Clients Discover the Benefits of Owning a DI Policy

Share this video with your clients to help explain the importance of owning a DI policy.   Help Your Clients Discover the Benefits of Owning a DI Policy   #goldencareagent #mutualofomaha
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Next Steps in the LTC Application Process

Preparation is the key to a successful health interview. You just completed a long-term care application. Before ending the conversation, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. When in reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients through
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Sales Idea: Protect Your Clients’ Retirement Assets

Your Clients’ Retirement Income Might Not Be Enough The income provided by a career supports a family’s everyday living needs and their retirement savings. If one of your clients became sick or injured and was unable to work, would he or she have to dip into the family’s retirement savings to pay the bills? Here’s an example: A 45-year-old female earns $175,000 annually and has $700,000 in a retirement account. She’s diagnosed with an illness and is no longer able to earn an income. View the Sales Idea to see a chart that shows how disability income insurance makes a
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Prescription Drug Plans: Ordering 2022 PDP Materials You may begin pre-ordering 2022 PDP Enrollment kits.   Medicare Advantage: AEP Guidelines Reminder for Disenrollments If your client wishes to disenroll from an MA plan, be sure you are completing the required steps needed to successfully disenroll them.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Updated Senior Health SPA Guide Available Use our Senior Health Sales Professional Access (SPA) Guide to help you navigate your way through product, underwriting, e-Applications and accessing materials.   Prescription Drug Plans: Are You Ready to Sell? AEP is around the corner, make sure you are ready to sell Mutual of Omaha Rx’s 2022 Prescription Drug Plans.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

EFT Direct Deposit Changes Coming Soon

Get Paid Sooner! Mutual of Omaha is moving to an electronic deposit for all commission payments. Once compensation totals more than $25, we will send an electronic payment directly to the bank that is in your profile on Sales Professional Access. If you need to change or add your bank information for direct deposit we require this to be done on Sales Professional Access (SPA). Follow these steps: Step 1: Visit www.MutualofOmaha.com/broker and log in Step 2: Click on the person image in the upper right corner Step 3: Select Direct Deposit in the drop-down Step 4: Click Update Step
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Critical Advantage Portfolio Overview

The Critical Advantage Portfolio includes three products with numerous price points and options to fit almost any situation or budget. Almost everyone knows someone who has been diagnosed with one of the illnesses covered under the Critical Advantage Portfolio. And with the health care costs shifting in recent years, the need has never been greater. So, most people will quickly see the value of these policies. This flyer provides a high-level overview of the Critical Illness Insurance, Cancer Insurance and Heart Attack/Stroke Insurance – which together make up our Critical Advantage Portfolio.   If you have questions, please contact your
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Optional Return of Premium Rider

Overcome Objections with the Return of Premium Rider While some of your clients may understand the need for disability income insurance, they might still be reluctant to purchase a policy if they don’t think they’ll use the coverage. However, with the optional Return of Premium Rider, they could get back a portion of their premiums if they don’t use the benefits. Watch our informational video for more details:   Optional Return of Premium Rider   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).