Reasons to use a 1035 Exchange

Reasons to use a 1035 Exchange Is your client looking to fund a long term care insurance (LTCi) policy but not sure how to do it? They may already have the funds and not know it! Using a 1035 Exchange allows your clients to exchange surrender value (principal and tax-deferred gains) of a life insurance or annuity contract for a LTCi policy. A new LTCi policy could be a better fit for your client’s current and future needs more than an existing life or annuity contract they may have. Download our 1035 Exchange Flyer to learn more. 1035 Exchange Flyer
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Categories: Consumer Marketing Materials and National Guardian Life.

NGL’s 2021 Annual Report

NGL’s 2021 Annual Report The NGL 2021 Annual Report is here! It includes a message from Knut Olson, President and CEO, on NGL’s accomplishments during the last year and what plans we have for the future. It also highlights our excellent financial strength and our home office transformation. Download a copy of the report and the updated Financial Strength flyer today. Annual Report Financial Strength   For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team at LTC@nglic.com.   NGL’s 2021 Annual Report     #goldencareagent
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Categories: Consumer Marketing Materials and National Guardian Life.

NGL EssentialLTC – Important E-APP Update

Important E-APP Update In order to be compliant with recent legislative changes surrounding electronic payments, the option to submit payment through E-APP will be removed after end of the business day on March 17, 2022. The update includes the removal of both one-time ACH and the mail check options for E-APP, and the credit card option for uploading a paper application. Please complete the signatures of your E-APP applications that are requesting an initial payment via one-time ACH by 5 p.m. PST on March 17. Any E-APPs left unsigned after the update will not have the option to submit a
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Categories: Consumer Marketing Materials and National Guardian Life.

NGL EssentialLTC Consumer Presentation

NGL EssentialLTC Consumer Presentation Show your clients the importance of Long Term Care insurance (LTCi) with the EssentialLTC Consumer Presentation. The presentation explains to consumers why they should consider LTCi, the cost of long term care and how not having LCTi can impact their family. It uses easy to understand language and visual charts to help your clients make an informed decision about their long term care needs. Visit the Agent Resource Center to download a PDF a copy under Consumer Materials. Available for use in the following states: AK, AL, AR, CO, GA, IA, ID, IL, KS, KY, LA,
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Categories: Consumer Marketing Materials and National Guardian Life.

NGL EssentialLTC – Two of our favorite features

Two of our favorite features Lifetime Benefit Period Extension Rider If your clients are concerned about a long claim duration, lifetime benefits could be appealing. The Lifetime Benefit Period Extension Rider can provide benefits that will continue for the remainder of the insured’s life while on a claim. Lifetime Benefit Rider Video Shared Benefit Amount Rider Couples who ask about potentially running out of benefits, could find the Shared Benefit Amount Rider to be a cost-effective solution to provide additional coverage. With the Shared Benefit Amount Rider, if either or both insureds exhaust their own Benefit Amount, a joint Shared
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Categories: Consumer Marketing Materials and National Guardian Life.

Enjoy the Ride

Effective February 1, 2022, TLE 30T Return of Premium (ROP) now has Critical Illness and Chronic Illness Riders available in addition to the Terminal Illness Rider. These riders allow your clients to access a portion of their death benefit early due to terminal, chronic or critical illness. Our TLE ROP product is a great way to provide your clients with options, and now, it’s better than ever. Learn more about these changes with this flyer. Here’s what you need to know: New Riders Chronic and Critical Illness Riders will be added to TLE 30T ROP. Rate Adjustments TLE 30T ROP
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Categories: Consumer Marketing Materials, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mutual of Omaha NEW LTCi Consumer Video

New Consumer-Approved Video! This inspirational video can help you convey Mutual of Omaha’s enduring commitment to long-term care insurance and provide your clients with the confidence they need to know their policy will be there when they need it.   NEW LTCi Consumer Video   #goldencareagent #mutualofomaha
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Categories: Consumer Marketing Materials, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Start the Life Insurance Conversation

September is Life Insurance Awareness Month, which is the perfect time to contact your clients to review their life insurance coverage to make sure their current policy aligns with their goals. For your prospects who are just starting to plan for retirement, this is an excellent opportunity to discuss our IUL products and how they can build tax-deferred cash value to help supplement retirement income. Start sharing the importance and need for life insurance protection today!   Start the Life Insurance Conversation   #goldencareagent #mutualofomaha #lifeinsuranceawarenessmonth #LIAM
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Categories: Consumer Marketing Materials, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

LIAM is here – get toolkits, calculators and more…

4 easy ways to promote life insurance At Securian Financial, we continue to play an active role in supporting Life Insurance Awareness Month (LIAM). Because we know how important it is to have life insurance. You can access these client resources at our LIAM landing page: Life insurance marketing toolkit that can help you build your business with social media posts and email templates Toolkit to aid you in addressing those life insurance underwriting process myths Calculators to help your clients determine their life insurance needs Sales strategies you can use with life insurance serving as the centerpiece Access resources
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Categories: Consumer Marketing Materials, Industry News, Life Insurance, and Securian.

September is Life Insurance Awareness Month

September is Life Insurance Awareness Month, and a great time to talk to clients about “why” — why you do what you do, why life insurance is so important, and why now is a good time to start (or check in on) their life insurance planning. Below are a few resources we’d encourage you to use as tools to guide discussions, presentations, and planning this month. Resources: LifeHappens.org: This website features articles, calculators, and videos producers can share that highlight the benefits of life insurance. 2021 Prospecting Postcard: Send this postcard to potential clients and let them know why life
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Categories: Consumer Marketing Materials, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).