The Perfect Compliment to Existing Coverage

The Critical Advantage products include Critical Illness Insurance, Cancer Insurance & Heart Attack/Stroke Insurance. These products offer a lump-sum payment, 100% of which is paid directly to your clients upon diagnosis of a covered condition. Your client has control of how the money is spent, whether it’s on high deductibles, child care or specialized treatment. There’s no fee to use the benefit and no waiting period to satisfy. This flyer identifies how Critical Advantage products can help supplement other insurance your clients may have. If you have any questions, please contact your Sales Director.   The Perfect Compliment to Existing
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Sales Idea: Built-in ROP on Critical Illness Insurance

Critical Illness Insurance covers a number of serious conditions and offers direct payment to policyholders that can be used for everything from gap coverage to travel expenses, it has a little something for almost everyone. When your clients buy any insurance policy, there’s no way to know for certain whether or not they’ll use it. This is a valid concern – although the covered conditions impact millions of Americans per year, there’s no guarantee your clients will be affected. Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. This Sales Idea provides
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

A Walk Through Life’s Stages

Being familiar with your client’s life stage, and the pain points that generally come with them can be helpful in building a complete insurance protection plan. This flyer provides a guide to help your conversations with your clients about which Critical Advantage Portfolio product is the right fit for them.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-email sales.support@mutualofomaha.com.   A Walk Through Life’s Stages   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Marketing Tools for Success

The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year. We have the marketing tools you need to start the conversations with your clients. We offer a great mix of producer use only material and consumer facing material which are all available though Sales Professional Access and our usual ordering channels. This flyer helps to sort out producer & consumer materials and how to use them. For example, our agent-facing Product and Underwriting Guide is your comprehensive resource for everything Critical Advantage.   If you have any questions, please contact
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

February is American Heart Month

There are so many ways to celebrate American Heart Month this year, as focusing on your heart health may be more important now than ever before. When we take care of our hearts as part of our self-care, we set an example for those around us to do the same. One of the best ways to protect your client’s heart this year is by helping them sign up for Heart Attack/Stroke Insurance with Mutual of Omaha. Upon diagnosis of a heart attack, a check is sent to your client, not the health care provider. No receipts or medical bills necessary!
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

High Deductible Health Insurance

If you’re like many other Americans, you chose a high deductible health care plan to keep premiums affordable. When you’re loved one is diagnosed with a serious illness, there can be a costs beyond what traditional health insurance covers. When high deductibles wreak havoc on your wallet, our Critical Advantage Portfolio will help pay for out of pocket expenses like: Treatment Travel Child Care Groceries Start selling today!   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   High Deductible Health Insurance   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

New application for Critical Advantage in Virginia

Effective, December 24th, 2020 the following changes will be made to the Critical Advantage application underwriting questions. With these changes, clients who previously were ineligible for coverage, may now qualify. Changes to the application: Cancer application Changed the cancer look-back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Only 3 health questions Heart attack and stroke application Changed the heart attack and stroke look back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Enhanced diabetes question Critical Illness application Changed the cancer look back
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Illness Policy PDFs Now Being Emailed

Mutual of Omaha is now sending emails containing links to PDF copies of all critical illness policies. The email will be sent within 24 hours of policy issue and will be sent directly to the client, the writing agent, the top level marketer and any authorized user designated by the writing agent or the top-level marketer with full access to Sales Professional Access. This email process will be in addition to the current paper policy output. The email will contain a link to our Secure Message Portal system allowing access to view the PDF of the policy. Note: This process
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Illness Has Built-in Return of Premium

A Critical Illness policy provides a direct payment to policyholders if diagnosed with a covered condition. And, if you have clients who are worried about paying premiums for something they may never use, a built-in return of premium can help ease their concern. The built-in return of premium benefit is a unique advantage of our Critical illness product. Any premiums paid minus any policy benefits received will be refunded to a beneficiary upon their death. And there is no additional charge for this benefit. This gives clients the coverage they want with the peace of mind they need. To learn
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).