Massachusetts Forms Update Recently the commonwealth (state) of Massachusetts revised their consumer Medicare guide, A Massachusetts Consumer’s Guide to Medicare. Additionally, there is also an update to the title of the Medigap guide, 2021 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. Both of these are required to be left with applicants prior to completing a Massachusetts application. In order to reflect the change, the MassHealth (Medicaid) Exemptions Acknowledgement Form NLTC-ACK-MA, which needs to be submitted with every Massachusetts application, has been updated. Beginning Friday, September 10, 2021, the updated documents must be used for
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ICYMI – We’ve enhanced our Agency Services support line!
Agency services support line updates Every day, we’re committed to finding new ways to create a great Lumico experience for our partners. With this in mind, we’re excited to offer added support for both life and health inquiries via phone and email. Phone: 833-866-9741 (prompts for life and Med Supp now available) 9am – 6 pm ET Email: Life: Agency_Services@iptiQ.com Med Supp: Lumico_AgencyServices@iptiQ.com We hope you find this extended level of customer service valuable to your business. Thank you for your partnership! Lumico Team Lumico — Insurance Made Clear. #goldencareagent #lumico
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Critical Advantage Portfolio Overview
The Critical Advantage Portfolio includes three products with numerous price points and options to fit almost any situation or budget. Almost everyone knows someone who has been diagnosed with one of the illnesses covered under the Critical Advantage Portfolio. And with the health care costs shifting in recent years, the need has never been greater. So, most people will quickly see the value of these policies. This flyer provides a high-level overview of the Critical Illness Insurance, Cancer Insurance and Heart Attack/Stroke Insurance – which together make up our Critical Advantage Portfolio. If you have questions, please contact your
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Optional Return of Premium Rider
Overcome Objections with the Return of Premium Rider While some of your clients may understand the need for disability income insurance, they might still be reluctant to purchase a policy if they don’t think they’ll use the coverage. However, with the optional Return of Premium Rider, they could get back a portion of their premiums if they don’t use the benefits. Watch our informational video for more details: Optional Return of Premium Rider #goldencareagent #mutualofomaha #disability
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Mutual Income Solutions – Premium Discounts
Did you know that there several premium discounts available to your prospects? The premium discounts below can be used in combination with each other, up to a maximum of 30%: Association Group — 15% Self-Employed — 15% Common Employer — 15% Multi-Policy — 10% Two-Person Household — 10% To learn more, download our Mutual Income Solutions Product Guide and view the “Premium Discounts” section on page 22. Premium Discounts #goldencareagent #mutualofomaha #disability
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The Changing Landscape of Long-Term Care Planning
LTCi Remains Firmly Rooted as Viable Option When it comes to planning for LTC, consumers have more choices than ever before. But if they’re looking for the least expensive option, more comprehensive and generous benefits and other features like care coordination and inflation protection, then a traditional LTCi policy may be their best option. Traditional Policy Advantages: The least expensive way to fund long-term care services, providing strong value for the consumer Benefits are more comprehensive and generous than those provided by combined products Flexible policies provide coverage during the progression of care Provides known coverage amounts on day one
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. August 2021 Webinar – Do’s and Don’ts of Med Supp Underwriting Take a look at the most recent Medicare Solutions Monthly Webinar. Dental: Dental Insurance Product-The Network With an expansive network, it’s no wonder why so many producers and clients love Mutual of Omaha’s Dental Solutions. Prescription Drug Plans: The One-Company Advantage Be prepared to talk with your Medicare clients about prescription drug coverage. #goldencareagent #mutualofomaha
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Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Dental, dental insurance, insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, OSIC, PDP, prescription drug, Prescription Drug coverage, Prescription Drug Plans, Rx, Rx coverage, and Rx plan.
Dental, dental insurance, insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, OSIC, PDP, prescription drug, Prescription Drug coverage, Prescription Drug Plans, Rx, Rx coverage, and Rx plan.
GTL’s New Advantage Plus Elite Now Available | Special September Bonus
The newest and best Hospital Indemnity Insurance in the market is now available! Advantage Plus Elite is now available on the Agent Portal, Android, Apple and Windows 10 e-App! Please update your e-App now. Access New Marketing Materials and Order Supplies on GTLink! Missed the pre-launch training webinar? Access the recording below! Access Webinar Recording What makes this new plan truly elite? Where is Advantage Plus Elite currently available? For the states available, old Advantage Plus applications need to be dated, signed and received at GTL’s office by 9/15/21 in order to be accepted.
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Updates and changes to our Asset Care® portfolio
Updates and changes to our Asset Care® portfolio OneAmerica® is committed to the long-term care (LTC) market and to offering products that bring value to both the agents and clients we serve together. To help ensure the longevity of our Care Solutions product portfolio and confidently continue to keep our promises to you and your clients, we must continually monitor market conditions, practices, pricing and features and make adjustments as needed. Below is information on upcoming changes to be aware of: Changes on Asset Care Single Premium, Annuity Funding Whole Life and Asset-Care I in California We’ll be making
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Satisfy the Need for Accumulation and Protection
Income Advantage IUL can provide your clients with valuable life insurance protection while also offering the opportunity to accumulate cash value for future needs, such as supplementing the client’s retirement income. Then by teaming an Income Advantage policy up with a Term Life Answers policy, you could create a possible ideal solution for clients who want to plan ahead for retirement, but also have a larger temporary life insurance need. Take a look at this flyer to view the case study of how this solution may work for your clients. For more information on our products or for help
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