Have you used our new, enhanced voice signature?

Lumico has recently launched a new voice signature process. The new process is faster and will enable agents to complete the voice signature at the point-of-sale. This eliminates the need for a call-back to the applicant to complete the voice signature process We will be sunsetting the old voice signature process on May 29, 2020. To help get you up to speed, our tip sheet and training guide are here to help. Access the Voice Signature Tip Sheet   Access the Voice Signature Training Guide   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Lumico Rate Adjustment (Oklahoma)

The following rate adjustments are effective January 1, 2020 for new and in-force business in Oklahoma. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Oklahoma 3.0% 0.0% 3.0% 0.0%   Marketing Materials: For your convenience, below is the new Outline of Coverage. New applications can be ordered through normal channels. Click to download the new Oklahoma Outline of Coverage   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Lumico Rate Adjustment (Missouri)

The following rate adjustments are effective January 1, 2020 for new and in-force business in Missouri. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Missouri 9.0% 9.0% 8.0% 8.0%   Marketing Materials: For your convenience, below is the new Outline of Coverage. New applications can be ordered through normal channels. Click to download the new Missouri Outline of Coverage   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Good News | Recent Updates to the CMS Plan Finder

Stay In-The-Know: 2020 CMS Plan Finder Update The U.S. Centers for Medicare and Medicaid Services (CMS) recently updated the Plan Finder tool, however some of the updates may make it more difficult to assess which options may be best for your clients. Some of the most noticeable changes are: Physicians and prescription drug details do not persist when comparing. This results in the need to enter this data for each plan being considered The default sort feature displays by lowest monthly premium and then Medicare Plan ID (H number). This results in older plans displaying first and newer plans last
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Categories: GoldenCare News, Industry News, Long-Term Care, and Lumico.

Where will your bonus take you?

Download Incentive Details   No limit to how much you can earn in any given month! Earn $100 per Underwritten Med Supp $50 per Non-Underwritten Med Supp. Qualify with just three issued applications each month Valid October, November, and December 2019. Call your Regional Director at 800-842-7799 for state availability and additional details.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Good News | Med Supp Incentives Just In Time for AEP!

Med Supp Incentives To Increase Your Earnings This AEP We are excited to announce that incentive programs are now underway for Lumico Medicare Supplement and Union Security Medicare Supplement plans. Just in time for AEP! Watch your earnings soar — with no application limit, you have unlimited earning potential! Check out each carrier’s incentive flyer by clicking the links below: Lumico Incentive Flyer Union Security Incentive Flyer Read Full Good News Announcement Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare
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Categories: GoldenCare News, Industry News, Long-Term Care, and Lumico.

Lumico Rate Adjustment (Oregon)

Lumico received approval for a rate adjustment in Oregon, effective October 1, 2019. Any application dated on or after September 1, 2019 requesting a policy effective date before October 1, 2019 will receive the current rates. Any application dated on or after September 1, 2019 requesting a policy effective date of October 1, 2019 or after will receive the new rates. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Oregon 8.0% 8.0% 5.0% 5.0%   Click here for a copy of the new rates.   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Clarification on Lumico’s Underwriting Process

Clarification on Lumico’s Underwriting Process It has been mentioned by several agents that during the underwriting process Milliman RX Rules has been making underwriting decisions, based on the drugs they show for an individual applying for Lumico’s medicare supplement plans. We believe this is happening because when a client is declined due to a particular drug or combination of drugs we suggest the applicant contact Milliman to see and confirm the drugs they have listed are actually correct. The results received from Milliman are then reviewed by Lumico for a underwriting decision. Milliman in no way makes these underwriting decisions
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Lumico Rate Adjustment (Indiana)

Lumico received approval for a rate adjustment in Indiana, effective September 1, 2019. Any application dated on or after August 9, 2019 requesting a policy effective date before September 1, 2019 will receive the current rates. Any application dated on or after August 9, 2019 requesting a policy effective date of September 1, 2019 or after will receive the new rates. Lumico   Rate Adjustment State Plan A Plan F Plan G Plan N Indiana 4% 4% 4% 4%   Click here for a copy of the new rates.   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..