Mutual of Omaha — A Top Rated Life Insurer for Seniors

February 21, 2022 | by | Comments Off on Mutual of Omaha — A Top Rated Life Insurer for Seniors

Mutual of Omaha is excited to share that out of 19 total ranked carriers, Mutual of Omaha landed as the second top-rated life insurer for seniors! And was one of only three carriers to receive a rating of 4.0 or better out of five according to U.S. News and World’s 2022 rankings. The report highlighted that Mutual of Omaha sells a wide range of products, including term, whole life, universal life and indexed universal life. And, in fact, Mutual of Omaha’s term life insurance rates are lower than many while offering term coverage up to age 80. Click here to
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: final expense, final expense insurance, Indexed UL, indexed universal life, indexed universal life express, insurance, IUL, IUL Express, IULE, Life Insurance, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha affiliates, term life, United of Omaha, whole life, and whole life insurance.

Sales Idea: Covering High Health Insurance Deductibles

February 21, 2022 | by | Comments Off on Sales Idea: Covering High Health Insurance Deductibles

Many people today choose high deductible health care plans in an attempt to keep their premiums affordable or participate in a health savings account or health reimbursement arrangement. But when faced with a serious illness, these people may not have access to the funds they need at the most critical times. A policy from the Critical Advantage Portfolio can help. Learn more about how to utilize this Sales Idea with your prospects and clients, here.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-email sales.support@mutualofomaha.com.   Sales Idea: Covering High Health
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: CI, critical advantage, critical illness, insurance, mutual of omaha, Mutual of Omaha Insurance Company, and omana.

Critical Advantage State Difference Matrix

February 21, 2022 | by | Comments Off on Critical Advantage State Difference Matrix

The Critical Advantage State Difference Matrix is designed to give you a snapshot view of the state-to-state differences in product and benefit availability. Use this handy guide when you are working on developing a comprehensive solution for your clients. Critical Advantage State Difference Guide   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-email sales.support@mutualofomaha.com.   Critical Advantage State Difference Matrix   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: CI, critical advantage, critical illness, insurance, mutual of omaha, Mutual of Omaha Insurance Company, and omana.

The Advantage of the Cash Benefit – Bruce’s Story

February 21, 2022 | by | Comments Off on The Advantage of the Cash Benefit – Bruce’s Story

Real People. Real Stories. Bruce’s Story The Advantage of Cash Benefit The best way to understand how long-term care insurance can benefit your clients is through stories from our policyholders. Here’s how having a policy made a real difference for Bruce and his wife, Beth. Bruce’s Story – View the Flyer   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   The Advantage of the Cash Benefit – Bruce’s Story   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: cash, cash benefit, insurance, Long-Term Care, long-term care insurance, LTC, LTC Awareness, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, omaha, real life stories, and stories.

Genworth – 2021 Cost of Care Survey Results

February 17, 2022 | by | Comments Off on Genworth – 2021 Cost of Care Survey Results

Since 2004, families across America have counted on us to help them understand the cost of care. Our research in 435 cities and towns across all 50 states has not only helped individuals plan for their own care but helped policymakers with forecasting and legislative reform. In 2021, the 18th year of the survey, the United States continued to grapple with the COVID-19 pandemic and the national median costs associated with all long-term care service providers increased compared to 2020 data. Why Cost of Care is Increasing Since we started tracking the cost of care in 2004, long term care
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Categories: Genworth, Industry News, and Long-Term Care.
Tags: cost of care, Genworth, Genworth Life Insurance Company, insurance, Long-Term Care, long-term care insurance, LTC, and LTCi.

Mutual of Omaha Ranked #25, America’s Best Large Employers

February 15, 2022 | by | Comments Off on Mutual of Omaha Ranked #25, America’s Best Large Employers

Mutual of Omaha is now ranked #25 on Forbes’ list of America’s Best Large Employers. In addition, Omaha is ranked as the top employer in the insurance industry. Great job, Mutual of Omaha! GoldenCare is proud to be partnered with an amazing company which shares our core values!     Mutual of Omaha Ranked #25, America’s Best Large Employers   #goldencareagent #mutualofomaha
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Categories: Accident Insurance, Critical Illness, Dental, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: America's Best Large Employers, core values, Forbes, insurance, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Insurance Company, and United of Omaha.

Upcoming Lumico Med Supp rate adjustment on 3/1

February 15, 2022 | by | Comments Off on Upcoming Lumico Med Supp rate adjustment on 3/1

Rate adjustments for Lumico Med Supp policies Effective March 1, there will be a rate adjustment for Lumico’s Med Supp Plans A, F, G and N in 17 states, and basic plan and riders in Wisconsin. This will affect existing policyholders in the following states: AL, FL, IA, KS, KY, MD, MO, ND, NM, NV, OR, PA, SD, UT, VA, WI, WV and WY. Communications are being sent to existing policyholders based on their upcoming rate adjustment date. We recommend agents contact their clients in these states who may be impacted. For new sales: The rate adjustment will also be
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Categories: Industry News and Medicare Supp./Adv..
Tags: e-App, e-Application, electronic application, insurance, Lumico, Lumico Medigap Solutions, Med Supp, medicare, Medicare Supplement, Medigap, Medigap Solutions, supplemental coverage, and Swiss RE.

SecureCare: Sales Strategy Using HSA Dollars

February 9, 2022 | by | Comments Off on SecureCare: Sales Strategy Using HSA Dollars

Using pre-tax dollars to pay for long-term care What if prospects knew they could fund a SecureCare Universal Life insurance policy using tax-free dollars from their Healthcare Savings Account (HSA)? It could be a game-changing opportunity for some – and this sales idea outlines how the strategy works, identifies potential prospects, and shows how these savings can add up over time. This is a powerful strategy that can help bring SecureCare within reach for more clients. Sales tool for you Using HSA dollars to pay for LTC   Sales tool for consumers LTC tax deduction worksheet: individual     #goldencareagent
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.
Tags: hybrid, insurance, Life Insurance, linked benefit, SecureCare, SecureCare UL, Securian, Securian Financial, Securian Life, and Securian Life Insurance Company.

Thrivent Survey: 70% Of Americans Have No Extended Care Plan

February 7, 2022 | by | Comments Off on Thrivent Survey: 70% Of Americans Have No Extended Care Plan

70% Of Americans Have No Extended Care Plan InsuranceNewsNet February 1, 2022 Ayo Mseka Despite the COVID-19 pandemic, a survey from Thrivent found that perceptions toward extended care planning haven’t changed, and a significant percentage of Americans have not documented their plans, should the need for extended care arise. Thrivent’s 2021 Extended Care Planning Survey defined extended care as non-medical care for those who need assistance with basic daily activities, such as dressing, bathing or using the bathroom due to a physical or cognitive impairment. It was conducted online in partnership with data intelligence company Morning Consult and polled 2,200
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Categories: Industry News, Long-Term Care, and Thrivent.
Tags: advertising compliance, compliance, insurance, Long-Term Care, long-term care insurance, LTC, LTC Partnership, LTCi, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.

AM Best Reaffirms Mutual of Omaha’s A+ (Superior) Rating

February 7, 2022 | by | Comments Off on AM Best Reaffirms Mutual of Omaha’s A+ (Superior) Rating

AM Best Reaffirms Mutual of Omaha’s A+ (Superior) Financial Strength Rating OLDWICK – FEBRUARY 03, 2022 10:09 AM (EST) AM Best has affirmed the Financial Strength Rating of A+ (Superior) and the Long-Term Issuer Credit Ratings of “aa-” (Superior) of Mutual of Omaha Insurance Company and its subsidiaries, United of Omaha Life Insurance Company, Companion Life Insurance Company (Hauppauge, NY) and United World Life Insurance Company. Concurrently, AM Best has affirmed the Long-Term Issue Credit Ratings (Long-Term IR) of “a” (Excellent) on Mutual of Omaha Insurance Company’s existing surplus notes. The outlook of these Credit Ratings (ratings) is stable. The
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: AM Best, financial strength, financial strength rating, insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha affiliate, Omaha affiliates, United of Omaha, and United World.