Critical Advantage – A Simple Concept

Mutual of Omaha’s Critical Advantage products pay a lump-sum benefit upon diagnosis so the insured knows the benefit amount available at claim. The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year, which means that nearly every client knows someone who has been touched by these conditions. We have multiple tools to help you get to know the products and help you start those important conversations. First, start with the Product and Underwriting Guide to get to know the products and their benefits. Then, take a look at all of
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

LTC Sales Idea: Inflation Protection

Sales Idea Learn how benefits of a standalone LTCi policy can grow with inflation protection. The cost of long-term care services is likely to be higher years down the road when the insured needs care. An optional inflation protection rider allows policy benefits to increase to assist with potential rising costs. Here’s how it works: The current maximum monthly benefit and remaining policy limit increase annually by the percentage the insured selects The increase occurs on each policy anniversary date for the length of time the insured selects – either for the life of the policy or for a limited
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Long-Term Care Application Tips

Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Home Care Secure Now Available in Missouri

Home Care Secure is now available in Missouri! This update is now available on Paper and the Agent Portal. Android, Apple and Windows 10 updates will be available soon! You will receive a notification on your GTL e-App when the update is available.   Now available! Use our new fillable infographic to help quickly explain Home Care Secure to your clients. Access on GTLink in the Consumer Marketing Section. Download from GTLink Now     Home Care Secure, a new short term home health care insurance offering underwritten by GTL, was developed by Home Care Genie and is being offered
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Advantage Plus Elite Now Available In Kansas and North Carolina

The newest and best Hospital Indemnity Insurance, Advantage Plus Elite, is now available in Kansas and North Carolina! This update is currently available on paper and the Agent Portal. Android, Apple and Windows 10 updates will be available soon! You will receive a notification on your GTL e-App when the update is available.     Access our prerecorded training below to learn all about Advantage Plus Elite! Access Webinar Recording     What makes this new plan truly elite?   #goldencareagent #gtl
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

GILICO Year-end information to note

Year-end Notes   Processing Cut-off Dates For Distributions: To complete distributions by December 30, GILICO’s Topeka office must receive requests in good order by December 23. For incomplete requests (NIGO), or requests received after December 23, we will strive to complete by December 30, but cannot guarantee. For New Business: GILICO’s Topeka office must receive new business requirements in good order by December 23 for contracts to be issued by December 27. This includes: Complete deferred annuity applications, including premium and without additional requirements. RMDs to be processed in 2021 must be taken before the funds are transferred. NIGO items
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

NGL Holiday Wishes and Upcoming Office Closure

  We want to wish everyone a safe and happy holiday season. Thank you for partnering with NGL and making EssentialLTC a key addition to your product portfolio. Please see below for NGL’s EssentialLTC administration’s upcoming holiday office hours. December: Friday, December 24 – Closed Friday, December 31 – Closed Click here to take a look at the 2022 holiday schedule.   For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com.     #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL EssentialLTC – Updated Tax Summary

Updated 2022 Tax Summary The Tax Summary has been updated to include the changes to 2022 cost of living adjustments (COLAs). The flyer is a great way to find out the tax advantages LTCi has for individuals and businesses. This Tax Summary will be available on the Agent Resource Center under Marketing Tools category under the Sales & Marketing tab beginning Friday, December 17, 2021.   For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com.   View/Download the updated 2022 Tax Summary  
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Two weeks left for GTL’s Bonus Program!

Continuing through December 31, 2021! For qualified Hospital Indemnity, Precision Care™ Cancer, Recover Cash®, Home Care Secure and Short-Term Home Health Care applications submitted between October 1, 2021 and December 31, 2021.*   View PDF for Bonus Details     ——— Submit 10-24 Applications During Q4 ——— $20/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus®, Precision Care™, Recover Cash®, Home Care Secure and/or Short-Term Home Health Care application submitted, signed and dated within the qualification period.* ——— Submit 25-49 Applications During Q4 ——— $40/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus®, Precision Care™, Recover Cash®, Home
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Care Solutions News, December 2021

Care Solutions Sales & Support Teams Find your key sales contacts using our current territory map.   A note from Jeff Levin Season’s greetings On behalf of OneAmerica and all of our associates who support Care Solutions, we wish you a very happy holiday season. Thank you for your business, for your partnership, and for the trust you put in us every time you recommend a OneAmerica solution to your clients. Your trust comes with great appreciation and responsibility. We don’t take that responsibility lightly. We will be there when you and your clients need us most, during those moments
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.