We have received notification from Apptical that effective October 4th, 2024, they will no longer provide phone interview services, as they are exiting this space. The product impacted by this change is Living Promise® Whole Life. To ensure a smooth transition, we encourage all agents to utilize the e-application process moving forward. This will help maintain efficiency and continue providing excellent service to our clients. Please remember all applications completed with the use of Apptical, regardless of decision, must be submitted to the home office. If you have any questions or need assistance with the e-app, please reach out to
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Reminder: Living Promise Application Update
There is a new application form for our Living Promise Whole Life product. The new paper application form number is ICC23L681A and is currently available in Forms and Materials, or through your normal ordering channels. The new application form is now required to be used for all applications. If an old form is received, you will be asked to resubmit using the new application. Here’s a list of state-specific form numbers: California (T209LCA23A) Florida (T210LFL23A) Kansas (ICC23L687A) Maine (ICC23L682A) Minnesota (T212LMN23A) Montana (T213LMT23A) North Carolina (T214LNC23A) North Dakota (T208LNA23A) Oklahoma (T215LOK23A) South Carolina (T208LNA23A) South Dakota (T208LNA23A) Virginia (ICC23L682A) Vermont
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California Approves Living Promise Underwriting Enhancement
The state of California has approved a new underwriting enhancement for our Living Promise whole life insurance product. Effective December 6th, 2023, the following improvement have been implemented: We’ve lowered the age for diabetes for the Graded Benefit Plan to 45. For Transition Rules regarding applications: Electronic and paper applications using the old form must be signed no later than December 20th, and received at the home office by December 31st to be accepted. Electronic and paper applications signed on or after January 1st, 2024, must use the new application form If you have any questions, please contact Mutual of
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Living Promise Now Provides Even More Protection
United of Omaha’s Living Promise whole life insurance product helps policyholders protect their loved ones from the cost of their final expenses. And now, Living Promise provides even more protection! Effective August 16, 2023, the following changes have been implemented: Level Benefit Plan maximum face amount increased to $50,000 Graded Benefit Plan is available in Arkansas We’ve lowered the age for diabetes for the Graded Benefit Plan to 45. (except in CA, the age is 50) Marijuana is no longer considered an “unlawful drug” for the purposes of the application and underwriting For Transition Rules regarding applications: Electronic and paper
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Announcing Aflac’s Final Expense Agent Incentive Program!
Aflac is back with another exciting Final Expense incentive! To participate, you simply need to place one or more Aflac Final Expense Whole Life policies between March 1 and June 30, 2023. Here are the rewards and recognitions you can achieve: Place one policy and be listed on the Aflac Leaderboard Place 10 policies and receive a Distinguished Sales Award Earn rewards based on the number of policies placed: 3 policies = $200 6 policies = $500 10 policies = $1,000 Check out the Aflac Final Expense Incentive Flyer and share it with your colleagues! #goldencareagent #medicare
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Back to School
There are all sorts of to-do list items when it’s back-to-school season, but one item that should be on your clients’ checklist is life insurance for their children or grandchildren. Our Children’s Whole Life product is affordable, easy to apply for and can be signed by a parent or a grandparent. It’s a great add on product to any sale you make if children are in the household. Our consumer brochure and customizable consumer postcard can help you start the conversation with your clients. To learn more about Children’s Whole Life Insurance, visit mutualofomaha.com/simple. Back to School #goldencareagent
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Home Life Secure Now Available in Florida
Now available in Florida on GTL’s Agent Portal. e-App availability coming soon! Introducing Home Life Secure: A unique combination of whole life insurance with chronic and terminal illness accelerated benefits, as well as a final expense feature. Couple those benefits with planning and care guidance support for your clients should they need care in their home or in a facility, and you can add another unique, niche product to your portfolio—now available on GTL’s Agent Portal and e-App! Death benefits ranging from $10,000 to $150,000. Living benefits available for Chronic and Terminal Illnesses. 10% of face amount reserved to help
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Home Life Secure Now Available in North Dakota and South Dakota
Now available in North Dakota & South Dakota on GTL’s Agent Portal. e-App availability coming soon! Whole Life Insurance + Living Benefits + Final Expenses + Planning Tools and Services Introducing Home Life Secure: A unique combination of whole life insurance with chronic and terminal illness accelerated benefits, as well as a final expense feature. Couple those benefits with planning and care guidance support for your clients should they need care in their home or in a facility, and you can add another unique, niche product to your portfolio—now available on GTL’s Agent Portal and e-App! Death benefits ranging from
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Use Life Insurance for Living with Your Clients
Have you tried using our Life Insurance for Living brochure? It’s a simple, conversational piece dedicated to exploring life insurance needs for prospects and clients. And, it’s also available in Spanish. View the English version View the Spanish version Contact Sales Support at 1-800-693-6083 to order your supply today. Use Life Insurance for Living with Your Clients #goldencareagent #mutualofomaha
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New Product Alert | Home Life Secure: Where Final Expense and Short Term Care Meet!
Home Life Secure – a new and innovative Whole Life Insurance product! Whole Life Insurance + Living Benefits + Final Expenses + Planning Tools and Services Now available on GTL’s Agent Portal and e-App! Introducing Home Life Secure: A unique combination of whole life insurance with chronic and terminal illness accelerated benefits, as well as a final expense feature. Couple those benefits with planning and care guidance support for your clients should they need care in their home or in a facility, and you can add another unique, niche product to your portfolio—now available on GTL’s Agent Portal and e-App!
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