Season’s Greetings from Corri Campbell at Mutual of Omaha!

On behalf of everyone at Mutual of Omaha, I want to wish you a very happy holiday season and a peaceful and prosperous new year! Watch a Holiday Video Message   #goldencareagent #mutualofomaha #happyholidays
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Choose NGL for your next client

Choose NGL for your next client With a commitment to the Long Term Care insurance marketplace and the dynamic product offering of EssentialLTC, our consumer-oriented competitively priced product, National Guardian Life Insurance Company (NGL) is the right choice for your next client. By assisting your clients with this decision now, you’re helping to prevent long term care expenses from impacting their family down the road. Click on the items below to see how NGL can support your clients’ needs. How does EssentialLTC compare This easy-to read chart compares the premiums and popular product features of NGL’s NGL EssentialLTC product to
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Inforce Long-Term Care Insurance Rate Adjustments Effective March 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective February 1, 2022: Effective Date States Impacted Policy Forms Impacted Benefit Period 2022 Rate Increase 2023 Rate Increase 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Non-Lifetime 15% N/A 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Lifetime 15% N/A 3/1/2022 Michigan LT50, NH50, HCA, NHA and LTA Non-Lifetime 30% N/A 3/1/2022 3/1/2023 Michigan LT50, NH50, HCA, NHA and LTA Lifetime
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Update on Care Solutions year-end processing

Update on year-end processing for Care Solutions applications, including Washington state business As the end of the year approaches, we want to update you on our progress in responding to the significant influx of new business OneAmerica® received, driven in part by pricing and regulatory changes. We understand the impact that continued processing delays have on your business and in serving the needs of your clients. Our goal is to be transparent in our approach to addressing these challenges and set clear expectations about the experience you and your clients will have in the coming months. All submitted business is
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Did You Know? Critical Illness Return of Premium

Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. Premiums they’ve paid minus any policy benefits they’ve received will be refunded to a beneficiary upon their death. They get the coverage they want with the peace of mind they need. Learn how to position the return of premium rider with consumers in this helpful Sales Idea Flyer.   Critical Advantage – A Simple Concept   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage – A Simple Concept

Mutual of Omaha’s Critical Advantage products pay a lump-sum benefit upon diagnosis so the insured knows the benefit amount available at claim. The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year, which means that nearly every client knows someone who has been touched by these conditions. We have multiple tools to help you get to know the products and help you start those important conversations. First, start with the Product and Underwriting Guide to get to know the products and their benefits. Then, take a look at all of
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

LTC Sales Idea: Inflation Protection

Sales Idea Learn how benefits of a standalone LTCi policy can grow with inflation protection. The cost of long-term care services is likely to be higher years down the road when the insured needs care. An optional inflation protection rider allows policy benefits to increase to assist with potential rising costs. Here’s how it works: The current maximum monthly benefit and remaining policy limit increase annually by the percentage the insured selects The increase occurs on each policy anniversary date for the length of time the insured selects – either for the life of the policy or for a limited
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Long-Term Care Application Tips

Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Home Care Secure Now Available in Missouri

Home Care Secure is now available in Missouri! This update is now available on Paper and the Agent Portal. Android, Apple and Windows 10 updates will be available soon! You will receive a notification on your GTL e-App when the update is available.   Now available! Use our new fillable infographic to help quickly explain Home Care Secure to your clients. Access on GTLink in the Consumer Marketing Section. Download from GTLink Now     Home Care Secure, a new short term home health care insurance offering underwritten by GTL, was developed by Home Care Genie and is being offered
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Advantage Plus Elite Now Available In Kansas and North Carolina

The newest and best Hospital Indemnity Insurance, Advantage Plus Elite, is now available in Kansas and North Carolina! This update is currently available on paper and the Agent Portal. Android, Apple and Windows 10 updates will be available soon! You will receive a notification on your GTL e-App when the update is available.     Access our prerecorded training below to learn all about Advantage Plus Elite! Access Webinar Recording     What makes this new plan truly elite?   #goldencareagent #gtl
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.