TLE: Versatile, Simple, Trustworthy

Families want to protect their home and the life they’ve built for their family. That’s exactly what a Term Life Express product does. But TLE offers more than just affordable coverage. Here are some other benefits of TLE: Versatility Face amounts from $25,000 – $300,000 Living Benefit Riders – at NO additional cost Chronic Illness Rider Terminal Illness Rider Critical Illness Rider Simplicity Quick Issue Simplified underwriting (no blood or urine tests required) e-App Mobile quoting app Trustworthiness Backed by a legacy brand with outstanding financial ratings For clients who are looking to choose an affordable term product – look
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mandatory Phone Health Interview Removed on TLE and GULE

Want another reason to sell TLE and GULE? We no longer require a mandatory phone health interview (PHI) on our Term Life Express and Guaranteed Universal Life Express products for face amounts between $250,001-$300,000. A mandatory PHI will not be required, at any face amount applied for, effective August 1, 2019. Applications signed prior to August 1, 2019, with a face amount of $250,001-$300,000, will continue to have the mandatory PHI Applications signed August 1, 2019 and later, will no longer require a mandatory PHI to be completed Now the application process can go even faster and your clients only
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Have You Taken Advantage of Your TLA Upsell Opportunities?

Oftentimes, clients will select their term coverage level based on their budget, even if they may actually have a need for more coverage. If you have a client who gets approved better than applied for, this is the perfect time to use the Term Life Answers Upsell Program since they can potentially get more coverage and still be within their budget. Agents who are consistently talking to their client about the upsell offer have found great success. Since we started offering the upsell opportunities, we’ve had a 15 percent acceptance rate with the average increase being just over $275,000 per
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

TLE: Life Insurance Made Easy

Term Life Express provides clients with affordable rates and a simple application process. It also offers flexibility with 10-, 15-, 20-, and 30- year products available, in addition to ROP and non-ROP premium options. Our Term Life Express customizable postcard offers you flexibility as well. You can select the term, gender, modal factor, ages, face amounts and include your agent information. Simply, contact Sales Support at 1-800-693-6083 or go through your normal ordering channels in order to customize the TLE consumer-facing postcard. Make buying life insurance for your potential clients quick and simple with Term Life Express.   If you
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).