The Critical Advantage e-App makes it easy for you to place business on the go. What are some of the top benefits? Take a look: Using the e-App will: Allow you to run a quote Allow you to complete an application “in good order” Ensure you’re using the right forms Offer the ability to view and/or print state filed forms at any time Reduce application scrubbing time Allow you to choose your method of signature collection — e-signature email, e-signature face-to-face or wet signature Provide a paperless, “green” experience Learn more about this helpful tool in our FAQ document.
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Consumer-Approved Educational PowerPoint Presentation
Use our consumer-approved PowerPoint presentation* in your next seminar with LTCi prospects. * Ensure you provide the correct version for clients’ state of residence by downloading through your normal ordering channels You’ll find details about Mutual of Omaha’s LTCi products on Sales Professional Access. Go to MutualofOmaha.com/sales-professionals and select the long-term care page. Consumer-Approved Educational PowerPoint Presentation #goldencareagent #mutualofomaha
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Customizable Prospecting Postcard
How will your clients pay for long-term care services? Customizable Postcard — Send this customizable postcard to prospects to encourage them to talk with you about protection from the high cost of LTC services. View the Consumer Postcard > Order now through your normal ordering channels. Customizable Prospecting Postcard #goldencareagent #mutualofomaha
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Home Life Secure Now Available in Florida
Now available in Florida on GTL’s Agent Portal. e-App availability coming soon! Introducing Home Life Secure: A unique combination of whole life insurance with chronic and terminal illness accelerated benefits, as well as a final expense feature. Couple those benefits with planning and care guidance support for your clients should they need care in their home or in a facility, and you can add another unique, niche product to your portfolio—now available on GTL’s Agent Portal and e-App! Death benefits ranging from $10,000 to $150,000. Living benefits available for Chronic and Terminal Illnesses. 10% of face amount reserved to help
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New Enhanced EssentialLTC State Releases
New Enhanced EssentialLTC State Releases Effective September 2, 2022, the states of AZ, CT, FL, IN and the District of Columbia will receive the Enhanced EssentialLTC. Get your applications in now to use the current rates before then! Features For joint policies, when one insured passes away the premium will now decrease to an amount specified on the illustration and Policy Schedule for each person. The Waiver of Premium Rider for Home and Community Care Services is now built into the policy and premium when Comprehensive Coverage is selected. The 10-Year Premium Payment Option is now fully guaranteed and will
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Aflac Medicare Supplement Summer Incentives
Agents selling the new Aflac Med Supp plan can earn extra cash from Aug. 1st, 2022 to Sept. 30th, 2022! Applications Bonus First 3 apps $500 Each app after 3 $100 There are no limits to what you can earn! Your first 3 Aflac Medicare Supplement applications in August and September 2022 earn a bonus of $500, and each app after is another $100. Payout is in mid-October, 2022. Offer Aflac MedSupp to your clients and they get: A name they know and trust Coverage they can count on A household discount* in most states *Clients are eligible for
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LTC COVID-19 Underwriting Guidelines Update
From the Desk of Allen Gregoire Mutual of Omaha has been closely monitoring our new business and underwriting practices since the beginning of the COVID-19 pandemic, periodically making business decisions regarding our underwriting guidelines. We are pleased to announce that we are updating our long-term care insurance guidelines effective immediately. The following updates apply to all submitted and pending in-house LTCi cases: If the proposed insured, or any member of their household, has come into close contact with anyone known to the insured to have tested positive for COVID-19 and is asymptomatic, there is no required waiting period if the
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Coming soon – Lumico Agent Center Enhancement
Coming soon: Lumico Agent Center enhancement Exciting news! Starting August 9, agents who are newly appointed with Lumico will be able choose their own, unique user ID and password to log-in to Lumico Agent Center (LAC). Here’s what you need to know: When logging into LAC for the first time, agents will be prompted to verify their identity, then register by providing a user ID and password. The user ID field must be unique and requires between 4 and 64 alphanumeric characters. (Only “@”, “.” and “_” are allowed for special characters). Passwords must have a minimum of eight characters,
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How can I record calls in compliance with the new CMS call recording requirements?
How can I record calls in compliance with the new CMS call recording requirements? New CMS Call Recording Requirements: GoldenCare’s Team is here to help CMS has new Medicare marketing rules and guidelines that apply to MA plans, PDP plans and MAPD plans — they affect how you work as an agent and will likely mean big changes for you and your organization. The changes include: New requirements for third-party marketing organizations like Integrity and its partners A new process for submitting marketing materials to CMS A new, broader definition of “marketing” that expands the types of materials that
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Important Term Life Answers (TLA) Conversion Policy Changes
Mutual of Omaha allows term conversions to any product and rest assured, we will continue to offer this conversion option. One change that we are implementing is the way in which we compensate term conversions for TLA. After careful review, we have modified the compensation rates for TLA policies converted to one of our permanent policies: Now, term conversions years 2 through 9 will receive full new business first-year commissions payable — an increase to what is currently paid! For term conversions in years 10+, the year 2 renewal commission rate will apply Transition Rules These compensation changes are effective
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