FAST FACT | How Do I Close More Sales?

  How can I get more people covered no matter their health or their budget? Jeff Clark is here to tell you how!   Click Here to watch this Fast Fact     If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799!         #goldencareagent
Read More

Categories: Fast Facts, GoldenCare News, Industry News, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | July 25, 2022

Read Full GoldenCare Newsletter, July 25, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win a $100 Amazon.com Gift Card!   PROMO TIME! ★ Current Events, Benefits and Promotions   GoldenCare Fast Fact: How Do I Close More Sales?
Read More

Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

Introducing NEW Alfac MedSupp Plans | Get Started Now

It’s time for Aflac MedSupp! We’re pleased to announce new Medicare Supplement insurance coverage from Aflac, a trusted name in supplemental insurance. Aflac has kept their promise to be there for clients for over 65 years. Offer your clients an Aflac Medicare Supplement plan from a name they already know and trust. This plan is underwritten by Tier One Insurance Company, a subsidiary of Aflac Incorporated, and will be launching for sales on August 1, 2022 in the following ten states: AL, AZ, GA, IA, MI, NV, OK, SC, WV, and WY! Aflac Med Supp has also filed in over
Read More

Categories: Aflac, GoldenCare News, Industry News, and Medicare Supp./Adv..

Good News | Use Our Health Prescreen Form To Prevent LTCi Purchase Regrets

Help Your Clients Avoid LTCi Purchase Regrets Before your client falls (and can’t get back up), introduce traditional Long-Term Care insurance into the conversation. In reality, purchasing LTCi now has less to do with a person’s checkbook and more to do with their health. If you’re uncertain which questions to ask or where to start, use our LTC/STC/Hybrid Health Prescreen Form! Click to view/download our Health Prescreen Form     If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799!         #goldencareagent
Read More

Categories: Aflac, GoldenCare News, and Industry News.

“Accessing Long Term Care Through Medicaid”

“Accessing Long Term Care Through Medicaid,” Advisor Magazine Quote: “Even as the country’s primary payer of LTSS, Medicaid LTSS coverage has restrictive eligibility rules, is highly variable by state, and is unfamiliar to the general public. A large number of Americans will become acquainted with the system only when they or a loved one find themselves in need of LTSS. … Because of a lack of alternative and feasible ways to finance the cost of their long-term care needs, many middle-class seniors find themselves forced to spend down, i.e., reduce their net worth so they are eligible for Medicaid, or
Read More

Categories: Clippings and Industry News.

“CMS releases first-ever quality measures for home- and community-based services”

“CMS releases first-ever quality measures for home- and community-based services,” by Lois A. Bowers, McKnight’s Senior Living  Quote: “The Centers for Medicare & Medicaid Services on Thursday said it is releasing its first-ever home- and community-based services quality measure set in an effort to promote consistent quality measurement within and across state Medicaid HCBS programs. … Nationally, more than seven million people receive HCBS under Medicaid, and Medicaid-funded HCBS accounts for $125 billion annually in state and federal spending, the agency said. Forty-eight percent of all US assisted living communities are Medicaid-certified, according to the National Center for Assisted Living.
Read More

Categories: Clippings and Industry News.

“The Perfect Storm: Nursing Home Industry Outlook is ‘Not Pretty’ Amid Rising Inflation, Labor Costs”

    “The Perfect Storm: Nursing Home Industry Outlook is ‘Not Pretty’ Amid Rising Inflation, Labor Costs,” by Amy Stulick, Skilled Nursing News Quote: “Consulting firms in the skilled nursing space are getting a better snapshot of the labor market as data continues to pour in, and the outlook remains bleak – dwindling workforce numbers are running up against increased average cost of labor and overall inflation. … This is all while the Biden administration is attempting to implement a federal minimum staffing ratio and placing emphasis on adequate staffing through the five-star rating system and surveys.”   LTC Comment, Stephen A. Moses,
Read More

Categories: Clippings and Industry News.

“Adults poorly planning for long-term care needs, surveys find”

    “Adults poorly planning for long-term care needs, surveys find,” by Liza Berger, McKnight’s Home Care  Quote: “It’s been known for some time that adults in the United States fail to prepare for their long-term care costs and needs. Two new industry surveys reinforce that.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: People don’t know how much LTC costs and haven’t planned ahead. Big whoop! We’ve known that for decades. All that matters is “why?” That’s what none of the experts or surveys ask, but we do … and answer too. Read Medicaid and
Read More

Categories: Clippings and Industry News.

“Record Social Security bump could push seniors into higher tax bracket, experts say”

  “Record Social Security bump could push seniors into higher tax bracket, experts say,” by Kathleen Steele Galvin, McKnight’s Senior Living   Quote: “Social Security recipients could see a record 10.5% cost of living adjustment next year, the bipartisan Senior Citizen League predicts, but that could bump some beneficiaries into higher tax brackets. Paying more in taxes could have the net effect of reducing retirees’ financial ability to move into a long-term care facility. … The downside to the interest rates hike for senior housing … is that fixed mortgage rates will increase, which could make it more difficult for
Read More

Categories: Clippings and Industry News.

“COVID-19 public health emergency extended again”

  “COVID-19 public health emergency extended again,” by Lois A. Bowers, McKnight’s Senior Living Quote: “The federal public health emergency related to COVID-19 was renewed Friday “[a]s a result of the continued consequences” of the pandemic, the Department of Health and Human Services announced Friday. This is the tenth time that the PHE related to COVID-19 has been extended since it began Jan. 31, 2020.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Eternal emergency. This means the federal policy to encourage state Medicaid programs to retain everyone on Medicaid whether eligible or not, so-called “maintenance
Read More

Categories: Clippings and Industry News.