There are so many ways to celebrate American Heart Month this year. When we take care of our hearts as part of our self-care, we set an example for those around us to do the same. One of the best ways to protect your client’s heart this year is by helping them sign up for Heart Attack/Stroke Insurance with Mutual of Omaha. Upon diagnosis of a heart attack, a check is sent to your client, not the health care provider. No receipts or medical bills necessary! Celebrate American Heart Month by checking out Lori’s real-life win and sharing our new
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Important Reminders for Life Application Illustration Requirements
Many of our life insurance products require illustrations with the application for insurance. Underwriting and New Business want to reduce confusion and provide clarity on what is required for revised illustrations. When a Life product requires an illustration, the illustration must match how the policy is issued. When changes are made after the application is submitted, a newly signed illustration marked as revised is required to meet compliance standards. This can be accomplished one of two ways: Any time you create an illustration after the application has been submitted, make sure the “Revised” indicator on the policy options tab is
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LTCi Rate Adjustments Effective May 1, 2023
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective May 1, 2023*: Impacted Policy Forms Impacted States LTC04G Utah, Wyoming For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a letter notifying them at least 60 days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will receive
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LTC Insurance Opportunities Within the Middle Market
You can help middle market clients customize their long-term care insurance (LTCi) policies to best meet their future needs while maintaining affordability. Use the variety of options available to help customize their long-term care policy so that it reflects their individual needs and lifestyle. Read our middle market LTCi sales idea to help you better understand the middle market potential clients—including their motivations, needs and hesitancies. LTC Insurance Opportunities Within the Middle Market #goldencareagent #mutualofomaha
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GoldenCare Tips For New Business
GoldenCare Tips for submitting New Business When submitting a new business application for insurance, we recommend submitting a matching copy of the illustration along with it. This helps reduce confusion and provide clarity on the client’s intent. When benefit election(s) and/or premium do not match between the application & illustration, the New Business Team can more readily identify and correct potential errors. Take Advantage of GoldenCare’s App-Scrub Service Our Team will check for any missing information or signatures, ensuring everything is in good order before submitting to the insurance company for processing. Questions? Call our Marketing Team at 800-842-7799!
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Share the tax advantages of long-term care insurance
Tools to enable more proactive extended care conversations There are many reasons why clients should create a long-term care strategy. One message that has resonated well with consumers, is on the tax advantages of planning with long-term care insurance. Premiums might be deductible, claims are paid tax-free and some states offer tax incentives for LTCi policyholders. These tools are designed to help you share news on these tax advantages with your clients. LTCi Tax Deductibility Guide Updated with 2023 amounts Many clients are not aware that LTC benefits are paid 100% tax-free, but some or all of the premiums might
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Industry News, Long-Term Care, and Thrivent.
closure, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, office closing, tax, tax advantages, tax deductibility, Tax Deductions, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.
closure, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, office closing, tax, tax advantages, tax deductibility, Tax Deductions, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.
SecureCare III repriced in Florida
SecureCare III is up to the challenge Effective February 13, 2023, rates for SecureCare™ III, a long-term care (LTC) and nonparticipating whole life insurance policy, were decreased by 25 percent across all case scenarios in Florida. All pending applications that have an effective date on or after February 13, 2023 will automatically be eligible for and receive the new pricing. This will result in a face amount that is higher than originally illustrated. You take pride in offering your clients the best LTC solution — we think you’ll find it with SecureCare III. SecureCare III offers: Competitive pricing and robust
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NGL EssentialLTC for Employers
NGL EssentialLTC for Employers NGL EssentialLTC is designed for not only individuals looking for Long Term Care insurance, but for employers as well. If you have a business intent on finding more opportunities to reward, retain and recruit existing and new talent, LTCi benefits go a long way towards achieving that goal. NGL has the right program and tools you need to succeed in integrating the unique benefits of EssentialLTC to prospective employer groups. LTCi for Almost Any Business — Learn about EssentialLTC’s program for the worksite and how it competitively compares. For agent use only. Employer Brochure — Show
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2023 Colorado Rate Information for AARP Medicare Supplement Plans
2023 Colorado Rate Information for AARP® Medicare Supplement Insurance Plans: Effective June 1, 2023 2023 Colorado premium rate information is now available for AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company. Effective June 1, 2023, the rates in Colorado will change. Please click on the buttons below to view rates for new enrollees with initial plan effective dates of June 1, 2023 to May 1, 2024. Click Here for Approved 2023 Premium Rate Pages Click Here for 2023 Premium Rate Percentages Full, state-specific rate pages can also be found on Jarvis under Knowledge Center >
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2023 Alaska Rate Information for AARP Medicare Supplement Plans
2023 Alaska Rate Information for AARP® Medicare Supplement Insurance Plans: Effective June 1, 2023 2023 Alaska premium rate information is now available for AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company. Effective June 1, 2023, the rates in Alaska will change. Please click on the buttons below to view rates for new enrollees with initial plan effective dates of June 1, 2023 to May 1, 2024. Click Here for Approved 2023 Premium Rate Pages Click Here for 2023 Premium Rate Percentages Full, state-specific rate pages can also be found on Jarvis under Knowledge Center >
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