September is Life Insurance Awareness Month, which is the perfect time to contact your clients to review their life insurance coverage to make sure their current policy aligns with their goals. For your prospects who are just starting to plan for retirement, this is an excellent opportunity to discuss our IUL products and how they can build tax-deferred cash value to help supplement retirement income. Start sharing the importance and need for life insurance protection today! Start the Life Insurance Conversation #goldencareagent #mutualofomaha #lifeinsuranceawarenessmonth #LIAM
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Help Your Clients Discover the Benefits of Owning a DI Policy
Share this video with your clients to help explain the importance of owning a DI policy. Help Your Clients Discover the Benefits of Owning a DI Policy #goldencareagent #mutualofomaha
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Sales Idea: Protect Your Clients’ Retirement Assets
Your Clients’ Retirement Income Might Not Be Enough The income provided by a career supports a family’s everyday living needs and their retirement savings. If one of your clients became sick or injured and was unable to work, would he or she have to dip into the family’s retirement savings to pay the bills? Here’s an example: A 45-year-old female earns $175,000 annually and has $700,000 in a retirement account. She’s diagnosed with an illness and is no longer able to earn an income. View the Sales Idea to see a chart that shows how disability income insurance makes a
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Prescription Drug Plans: Ordering 2022 PDP Materials You may begin pre-ordering 2022 PDP Enrollment kits. Medicare Advantage: AEP Guidelines Reminder for Disenrollments If your client wishes to disenroll from an MA plan, be sure you are completing the required steps needed to successfully disenroll them. #goldencareagent #mutualofomaha
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Lumico Med Supp business discontinued in NC – learn how Elips Life can help!
Discontinuation of new Lumico Med Supp business in North Carolina Effective November 1, 2021, acceptance of new Med Supp applications (Plans A, F, G and N) underwritten by Lumico Life Insurance Company in the state of North Carolina (NC) will be discontinued. Commissions of your in-force Lumico Med Supp policies will not be affected. How can Lumico Medigap Solutions help your clients? Lumico’s sister company, Elips Life Insurance Company, offers affordable Med Supp plans (A, F, G, N and High Deductible Plan G) in the state of NC, using the marketing brand Lumico Medigap Solutions. Designed to help you retain
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NGL EssentialLTC – Underwriting Update
Underwriting Update Since the Washington Cares Fund has generated a large influx of LTC business, we wanted to provide you with an update on our processing times and expectations. Normally, most cases have an underwriting decision reached within 45 to 60 days. Due to the increase of Washington State applications, you may instead see underwriting decisions take 55 to 70 days. There are some underwriting decisions that may exceed the 70-day timeframe because of factors beyond our control, such as difficulty obtaining medical records, or in rare instances, applicants who are unwilling to conduct an interview. With these types of
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What YOU Wanted to Hear About NGL’s Underwriting
Find out what NGL’s underwriting is all about Join our Chief Underwriter, Paul Weber on Wednesday, October 13, 2021, at 12 p.m. CST for an hour long session to go over National Guardian Life Insurance Company’s (NGL) overall underwriting philosophy, our ideal applicant and we’ll discuss all that YOU told us you wanted to hear. The topics we’ll be covering were either compiled from surveys or were a direct result of conversation with the field. Click here to register. Our goal is transparency — we want to be sure you know what to expect when you submit an NGL LTCi
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Updated Senior Health SPA Guide Available Use our Senior Health Sales Professional Access (SPA) Guide to help you navigate your way through product, underwriting, e-Applications and accessing materials. Prescription Drug Plans: Are You Ready to Sell? AEP is around the corner, make sure you are ready to sell Mutual of Omaha Rx’s 2022 Prescription Drug Plans. #goldencareagent #mutualofomaha
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EFT Direct Deposit Changes Coming Soon
Get Paid Sooner! Mutual of Omaha is moving to an electronic deposit for all commission payments. Once compensation totals more than $25, we will send an electronic payment directly to the bank that is in your profile on Sales Professional Access. If you need to change or add your bank information for direct deposit we require this to be done on Sales Professional Access (SPA). Follow these steps: Step 1: Visit www.MutualofOmaha.com/broker and log in Step 2: Click on the person image in the upper right corner Step 3: Select Direct Deposit in the drop-down Step 4: Click Update Step
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NGL EssenitalLTC – Massachusetts Forms Update
Massachusetts Forms Update Recently the commonwealth (state) of Massachusetts revised their consumer Medicare guide, A Massachusetts Consumer’s Guide to Medicare. Additionally, there is also an update to the title of the Medigap guide, 2021 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. Both of these are required to be left with applicants prior to completing a Massachusetts application. In order to reflect the change, the MassHealth (Medicaid) Exemptions Acknowledgement Form NLTC-ACK-MA, which needs to be submitted with every Massachusetts application, has been updated. Beginning Friday, September 10, 2021, the updated documents must be used for
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