SecureCare Video Resource Library

May 24, 2021 | by | Comments Off on SecureCare Video Resource Library

SecureCare Video Resource Library Why wait to become an expert? Each video in our SecureCare Video Resource Library is designed to help give you the product knowledge, prospecting tools and sales processes you need to get up to speed on SecureCare™ Universal Life and start closing cases. And we’ve recently added new videos and features to help make this library even more user-friendly than before! Now you can sort videos by topic so finding the content that’s relevant to you has never been easier. PLUS we’ve added new videos covering crucial topics such as: Some of our favorite sales ideas
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Categories: Industry News, Life Insurance, and Securian.
Tags: agent support, Financial Professional, Financial Professionals, insurance, Life Insurance, Minnesota Life, Producer, Producer Support, protection, sales support, SecureCare, SecureCare UL, Securian, Securian Financial, Securian Life, and Securian Life Insurance Company.

NGL EssentialLTC – Age Matrix Update

May 24, 2021 | by | Comments Off on NGL EssentialLTC – Age Matrix Update

Update to the Age Matrix On May 21, 2021, the Age Matrix Report will be updated to display the modal premiums based on the mode chosen (Annual, Semi-Annual, Quarterly, or Monthly.) This change is a great way to discuss voluntary offerings with potential Employer Groups. To run the Age Matrix, select the plan design you want on the illustration user interface, then simply check the “Age Matrix” box on the report selection screen. This will produce a one page report with premium for all ages displayed.   Underwriting Guide updated on the ARC We’ve added more detail to the Premier
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, point of sale, and Sales Team.

Important Heritage Plan Graded Benefit Update

May 24, 2021 | by | Comments Off on Important Heritage Plan Graded Benefit Update

We appreciate your business and efforts in offering GTL’s Heritage Plan to your clients! Effective June 1, GTL is implementing a premium increase for new business and updated face amount limits for our Heritage Plan Life Insurance product. See below for more details. The e-App update will be available soon. Visit GTLink for Updated Rates and Underwriting Guide     New Face Amount Limits Ages 40-85 $2,500 – $20,000 Ages 86-90 $2,500 – $10,000 Replacement Update Replacement of another agent’s in-force Heritage Policy will not be permitted. Two (2) policy maximum per insured. Updated Rates Effective June 1, 2021 Example:
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.
Tags: agent portal, e-App, e-Application, final expense, final expense insurance, Graded Benefit, GTL, Guarantee Trust Life, Guarantee Trust Life Insurance Company, insurance, Life Insurance, whole life, and whole life insurance.

Important Life Underwriting Update

May 24, 2021 | by | Comments Off on Important Life Underwriting Update

From the Desk of Marty Johnson Throughout the pandemic, Mutual of Omaha has been continuously evaluating our underwriting and new business practices to support business continuity, deliver a high level of service and maintain our financial strength. I am happy to announce we will be adjusting our temporary guideline changes effective May 24, 2021. These guidelines apply to all fully underwritten life insurance cases and includes all newly submitted and pending in-house cases, whether formal or informal. Acceptance Guidelines Based on Insured’s Issue Age: If the client is age 0-59: The client is eligible for our best risk class Underwriting
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Categories: COVID-19, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Income Advantage, Income Advantage IUL, indexed universal life, insurance, IUL, Life Insurance, Life Protection Advantage, Life Protection Advantage IUL, mutual of omaha, omaha, Term Life Answers, TLA, and United of Omaha.

New low Med supp rates in California are here!

May 20, 2021 | by | Comments Off on New low Med supp rates in California are here!

Rates so low you’ll want to Say it Loud! Check Our NEW California Med Supp Rates Starting May 25, United World Life Insurance Company welcomes these new incredible Medicare supplement rates. How We Stack Up* Carrier Plan G Plan N United World Life Insurance Company $122.17 $101.66 Average of Top Carriers $143.51 $110.94   * Sample rates as of 3/29/21 for age 67 female nontobacco-users in lowest ZIP area with available household discount applied.   Check out our outline of coverage to see more outstanding rates and other plans Show me the California rates   Tell everyone you know and
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: insurance, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, United World, and United World Life Insurance Company.

Washington State Underwriting and Compensation Updates

May 20, 2021 | by | Comments Off on Washington State Underwriting and Compensation Updates

The state of Washington recently passed the WA LTC Trust Act, now renamed as the WA Cares Fund. This legislation is intended to provide a limited amount of long-term care coverage for qualified Washington residents by levying an uncapped payroll tax of .58% on all wages beginning January 1, 2022. The state is allowing residents to opt-out of this long-term care payroll tax; however, the employee must attest that he or she has a long-term care insurance policy in force on or before November 1, 2021. Due to the approaching deadline, we are experiencing a significant increase in application volumes.
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, Long-Term Care, long-term care insurance, LTC, LTC application, LTCi, mutual of omaha, MutualCare, MutualCare Solutions, omaha, paramed, Underwriting', WA Cares Act, and WA Trust Act.

New low Med supp rates in Illinois are here!

May 19, 2021 | by | Comments Off on New low Med supp rates in Illinois are here!

Rates so low you’ll want to Say it Loud! Check Our NEW Illinois Med Supp Rates Starting May 25, Omaha Insurance Company welcomes these new incredible Medicare supplement rates. How We Stack Up* Carrier Plan G Plan N Omaha Insurance Company $92.22 $69.76 Average of Top Carriers $100.54 $80.55   * Sample rates as of 4/1/21 for age 67 female nontobacco-users in lowest ZIP area with available household discount applied.   Check out our outline of coverage to see more outstanding rates and other plans Show me the Illinois rates   Tell everyone you know and start strong Earn $200
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: insurance, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, OIC, omaha, Omaha Insurance, and Omaha Insurance Company.

ATTENTION AGENTS! LTC New Business Rate Refresh and Benefit Changes in Additional States

May 18, 2021 | by | Comments Off on ATTENTION AGENTS! LTC New Business Rate Refresh and Benefit Changes in Additional States

As a leading long-term care insurance carrier, Mutual of Omaha has a responsibility to our policyholders and distribution partners to ensure our pricing strategy and product offerings are in line with industry trends, internal claims data and the economic environment. Last year, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare Solutions Portfolio in approved states. Effective June 1, 2021, we will be implementing these changes in four additional states. Impacted States Delaware, Florida, North Dakota and South Dakota Rate Adjustments Premium adjustments may vary by age, sex and benefit selection. You may view the
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: application, e-App, e-Application, electronic application, insurance, Long-Term Care, long-term care insurance, LTC, LTC Conversation, LTC Planning, LTCi, mutual of omaha, and omaha.

GTL’s Heritage Plan Application Update

May 17, 2021 | by | Comments Off on GTL’s Heritage Plan Application Update

GTL’s Heritage Plan applications now have updated underwriting questions. This change is currently available on the Agent Portal. The e-App update will be available soon. Previous applications will no longer be accepted as of Friday, 5/14/21 Log in to the Agent Portal     Help Protect Your Client’s Loved Ones Does your client have a plan in place to help pay for their final expenses? When this unfortunate time arrives, who will pay for your client’s final medical bills, unpaid credit card bills or funeral and burial expenses? Premiums Never Increase No Medical Exam Needed Simple Application Whole Life Insurance
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.
Tags: Advantage Plus, agent portal, e-App, e-Application, GTL, Guarantee Trust Life, Guarantee Trust Life Insurance Company, Hospital Indemnity, hospital indemnity insurance, Hospital Indemnity Plan, and insurance.

Important Information Regarding GUL Express

May 17, 2021 | by | Comments Off on Important Information Regarding GUL Express

From the Desk of Tess Grace At Mutual of Omaha, we know how important it is to provide product solutions that help customers achieve their financial goals. We also know it is imperative that we make prudent business decisions to help ensure we remain profitable so we can be here when it comes time to fulfill the promises we’ve made to our policyholders. We have made the difficult decision to no longer offer our Guaranteed Universal Life Express (GUL Express) product beginning June 1, 2021. I want to assure you that we remain committed to the simplified issue marketplace and
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: brokerage, brokerage sales, guaranteed universal life, guaranteed universal life express, GUL, GUL Express, GULE, insurance, life, Life Insurance, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.