Cash and Reimbursement Benefits

Learn How Traditional LTCi Gives Clients the Flexibility to Choose No one knows what type of care they may need. So when selecting a long-term care insurance policy, it’s best to have options that give people the flexibility to meet any situation. Mutual of Omaha’s long-term care insurance policies contain a built-in cash benefit that allows your clients to choose how they prefer to receive policy benefits. Learn more about our cash and reimbursement benefits here.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Cash and Reimbursement Benefits
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Helpful Hint: Understanding the Limited Duration Inflation Options on Winflex Illustrations

Reminder: When using Winflex Web to quote our LTC products, please keep in mind as you review the illustration output that for any of our limited-duration inflation options, inflation is not applied until policy year 2. For example, if you choose a 20-year inflation protection duration, inflation would be applied every year during policy years 2-21 to hit the 20-year mark. It’s also important to note that Winflex’s illustration only shows in 5-year increments. Therefore the illustration would include year 25 as well to account for the inflation applied in policy year 21. If you have any questions regarding our
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Long-Term Care Insurance Policies Covers More Than Nursing Home Care

7.6 million individuals currently receive care at home because of acute illnesses, long-term health conditions, permanent disability, or terminal illness. And today, someone turning age 65 has almost 70% chance of needing some type of long-term care services and support in their remaining years. Read our Sales Idea to better understand how you can help clarify the misconception that an LTCi policy only covers care in facilities like nursing homes. And discuss the multiple care options that long-term care insurance offers clients as they age.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800)
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Top Ten Long-Term Care Considerations

Learn more about the top ten long-term care health conditions and how Mutual of Omaha underwrites them with care and responsible underwriting. This quick guide will help you understand how we review these common health conditions. Download the Top Ten Long-Term Care Considerations guide now!   If you need additional assistance, contact our LTC underwriting pre-screen team at ltcunderwriting@mutualofomaha.com or by phone at 800-551-2059.   Top Ten Long-Term Care Considerations   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

New Long-Term Care Insurance Application in New York

The New York MutualCare® Solutions application has been updated to reflect changes in the outline of coverage disclosure issued by the New York Department of Financial Services. This is to comply with Chapter 655 of the Laws of 2023. As of March 18, 2024, the new application is available via e-application and paper on Forms and Materials within Sales Professional Access.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   New Long-Term Care Insurance Application in New York   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Mutual of Omaha Celebrating 115 Years

March 05, 2024 Today marks Mutual of Omaha’s 115th anniversary. On this day in 1909, Dr. C.C. Criss acquired the charter of Mutual Benefit Health and Accident Association, along with his wife, Mabel, and his brother, Neil. The Criss family had a vision to offer affordable, simplified insurance policies that helped protect policyholders from financial loss. They reached new customers who had previously been underserved by the insurance industry. And they backed their policies with superior customer service. Those same founding ideals remain hallmarks of our noble purpose today. The Criss family’s legacy has been carried on by tens of
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Categories: Accident Insurance, Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Your Clients Want to Stay at Home to Receive Care

Did you know that someone turning age 65 today has almost a 70% chance of needing some type of long-term care services in their future? Most people prefer to have their care in their own home rather than a facility. Mutual of Omaha’s Long Term Care product offers up to four different ways to help keep clients in their home for as long as possible. Help Your Clients Stay at Home Sales Idea.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Your Clients Want to Stay at Home
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTCi Impacts People’s Lives

Mutual of Omaha’s long-term care MutualCare Solutions portfolio includes a cash benefit with no elimination period. This story highlights one way this benefit can help your clients during the claims process.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   LTCi Impacts People’s Lives   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

We Give Your Clients Choices

Mutual of Omaha’s long-term care insurance policies provide flexibility for your clients’ benefit options. Cash Benefit Reimbursement Benefit Option to switch between cash and reimbursement Use this brochure to help your clients understand why flexibility is important.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   We Give Your Clients Choices   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Advanced Markets Minute – February 2024

LTC Self-Insurance or Self-Delusion? Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “LTC Self-Insurance or Self-Delusion?” Listen Now   When it comes to planning for long-term care expenses some clients say they would rather self-insure, or in other words, pay the cost of care themselves. They probably don’t self-insure against auto accidents, home fires, or medical costs, but somehow self-insuring against the risk of needing long term care makes sense to them. Many who say that may not understand what the actual cost of long-term care will be and, in reality, cannot
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).