Reminder: Living Promise Application Update

There is a new application form for our Living Promise Whole Life product. The new paper application form number is ICC23L681A and is currently available in Forms and Materials, or through your normal ordering channels. The new application form is now required to be used for all applications. If an old form is received, you will be asked to resubmit using the new application. Here’s a list of state-specific form numbers: California (T209LCA23A) Florida (T210LFL23A) Kansas (ICC23L687A) Maine (ICC23L682A) Minnesota (T212LMN23A) Montana (T213LMT23A) North Carolina (T214LNC23A) North Dakota (T208LNA23A) Oklahoma (T215LOK23A) South Carolina (T208LNA23A) South Dakota (T208LNA23A) Virginia (ICC23L682A) Vermont
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

California Approves Living Promise Underwriting Enhancement

The state of California has approved a new underwriting enhancement for our Living Promise whole life insurance product. Effective December 6th, 2023, the following improvement have been implemented: We’ve lowered the age for diabetes for the Graded Benefit Plan to 45. For Transition Rules regarding applications: Electronic and paper applications using the old form must be signed no later than December 20th, and received at the home office by December 31st to be accepted. Electronic and paper applications signed on or after January 1st, 2024, must use the new application form If you have any questions, please contact Mutual of
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

4 Quarters Club: Get in the Game

It’s hard to believe it, but the first quarter of 2023 has come to end. Thank you all for your hard work and business. We will be announcing the first-quarter winners via email in April so be on the lookout. And don’t worry if you didn’t quite make the cut in first quarter you have another opportunity at a 10% cash bonus in second quarter! For the qualification flyer, promo video and weekly standings check out our incentive page on Sales Professional Access (SPA).   4 Quarters Club: Get in the Game   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

No Hidden Caps or Participation Rate Changes With Our IULs

At Mutual of Omaha, we proudly publish our cap and participation rate history for all three of our IUL products each month—displaying our stability, with no hidden cap or participation rate changes. And, providing yet another reason why our indexed universal life products are a great choice for your clients. Life Protection Advantage IUL Historical Crediting Rates Income Advantage IUL Historical Crediting Rates IULE Historical Crediting Rates   Find out more about our IUL portfolio at DiscoverIUL.com!   No Hidden Caps or Participation Rate Changes With Our IULs   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Introducing the Four Quarters Club

You work hard all year long to fulfill your clients’ expectations, and Mutual of Omaha feels you should be rewarded for your diligence. We are thrilled to introduce the Four Quarters Club, a brand-new incentive program that pays out a 10% bonus on a quarterly basis to all qualifiers. Beginning January 1, 2023, you’ll have not just one, but four opportunities to earn funds that you are able to use at your discretion. You take care of your clients throughout the year and in 2023 we will recognize your hard work and dedication throughout the year as well. Find all
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Upcoming Fixed Account Rate Changes for Life Products

Fixed Account Rate Changes Effective January 1, 2023, we are increasing the fixed crediting rates as follows: Income Advantage IUL fixed account rate will increase 0.50% from 3.00% to 3.50% Life Protection Advantage IUL fixed account rate will increase 0.50% from 2.75% to 3.25% IUL Express fixed account rate will increase 0.50% from 2.75% to 3.25% These rates change will apply to newly issued policies, as well as to any new premiums received on in force policies. Your WinFlex illustration software will automatically update to reflect the new fixed account rate on January 1st. There will be no changes to
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Use Life Insurance for Living with Your Clients

Have you tried using our Life Insurance for Living brochure? It’s a simple, conversational piece dedicated to exploring life insurance needs for prospects and clients. And, it’s also available in Spanish. View the English version View the Spanish version Contact Sales Support at 1-800-693-6083 to order your supply today.   Use Life Insurance for Living with Your Clients   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Living Promise Prospecting Postcard

Promote Living Promise Whole Life (Final Expense) to your prospect list with this customizable postcard. It explains the basics of Living Promise and you can select specific rates to highlight. Call Mutual of Omaha’s Sales Support at 1-800-693-6083, or email sales.support@mutualofomaha.com to customize your order!   Living Promise Prospecting Postcard   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Customize a Living Promise Postcard

Living Promise Whole Life Insurance can help ease the financial burden associated with outstanding medical bills, debt and final expenses. It offers your clients affordable premium rates that never increase, no medical exam is required and the policy can’t be canceled as long as premiums are paid and there has been no material misrepresentation. Call Mutual of Omaha’s Sales Support at 1-800-693-6083 to customize our Living Promise rate postcard today!   Customize a Living Promise Postcard   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Learn the Basics: Living Promise

If you are a new agent or would just like to learn more about Living Promise (Final Expense) Whole Life Insurance, we’ve made it simple for you. We created this quick, informative video to teach you about the product features and some of the selling points of Living Promise.  Or to view in a separate window, click here.   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Learn the Basics: Living Promise   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).