“Why Medicare Doesn’t Pay for Rapid At-Home Covid Tests”

January 25, 2022 | by | Comments Off on “Why Medicare Doesn’t Pay for Rapid At-Home Covid Tests”

  “Why Medicare Doesn’t Pay for Rapid At-Home Covid Tests,” by Michelle Andrews, Kaiser Health News   Quote: “What group is especially vulnerable to the ravages of covid-19 even if fully vaccinated and boosted? Seniors. And who will have an especially tough time getting free at-home covid tests under the Biden administration’s plan? Yes, seniors. This story also ran on NPR. It can be republished for free. As of Jan. 15, private insurers will cover the cost of eight at-home rapid covid tests each month for their members — for as long as the public health emergency lasts. Finding the tests will be hard
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Categories: Clippings, COVID-19, and Industry News.

“80 is the mean age for long-term care insurance claims, study finds”

January 25, 2022 | by | Comments Off on “80 is the mean age for long-term care insurance claims, study finds”

  “80 is the mean age for long-term care insurance claims, study finds,” by Kathleen Steele Galvin, McKnight’s Senior Living    Quote: “An analysis of 5,439 long-term care insurance policy holders found that 80 is the mean age at which a claim is filed, according to a report published Friday by the American Association for Long-Term Care Insurance. … The mean amount paid per claimant to date was $142,043, but the largest claim was $1.9 million, [AALTCI president Jesse Slome] said.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: The front cusp of the baby boom turns 80
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Categories: Clippings, Industry News, and Long-Term Care.

“Hospital discharge pressures build as nursing homes clamor for help”

January 25, 2022 | by | Comments Off on “Hospital discharge pressures build as nursing homes clamor for help”

  “Hospital discharge pressures build as nursing homes clamor for help,” by Danielle Brown, McKnight’s LTC News    Quote: “Increased COVID-19 case counts at nursing homes nationwide have prevented hospitals from discharging patients into skilled nursing facilities due to a lack of beds. The inability of nursing homes to take patients ready to leave hospitals amid the current COVID-19 wave is underscoring skilled nursing’s “essential” role in the care continuum, experts said Monday.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Dominant government funding of hospitals and nursing homes through Medicare and Medicaid denies the long-term care
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Categories: Clippings and Industry News.

Attention Agents Selling Short-Term HHC | New Application

January 24, 2022 | by | Comments Off on Attention Agents Selling Short-Term HHC | New Application

As of January 26, GTL’s Short-Term Home Health Care Insurance application will be updated.   Our new Short-Term Home Health Care application will be changing on January 26, 2022. At that time, please ensure you are using the new application when writing new business. Old applications will be accepted until February 4, 2022. These changes to the application include: Updated Underwriting questions (revised ADL question and added question regarding Alzheimer’s disease, dementia and memory loss) Updated Acknowledgement/Authorization language This update will be automatic on the Agent Portal. For our e-App, we will notify you when the update becomes available.  
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Categories: Guarantee Trust Life, Industry News, and Short-Term Care.
Tags: agent portal, e-App, e-Application, GTL, Guarantee Trust Life, Guarantee Trust Life Insurance Company, Home Care, home health care, insurance, Short-Term Home Health Care, and STHHC.

Ready for next level digital illustration experiences?

January 24, 2022 | by | Comments Off on Ready for next level digital illustration experiences?

The tools you need to close the sale-all in one spot What if every illustration included an interactive web-based client presentation? At Securian Financial, we’ve created an innovative digital illustration presentation page on both Eclipse Accumulator Indexed Universal Life (IUL) and Variable Universal Life (VUL) Defender illustrations. You’ll find this tool makes it simple to present, answer client questions, provide resources and submit cases by providing: an interactive graph based on illustrated values sections for easy product presentation added resources to help your client understand the product and track their policy status once they apply easy-to-access link to submit your
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Categories: Industry News, Life Insurance, and Securian.
Tags: eValuate, health prescreen, insurance, life, Life Insurance, Minnesota Life, prescreen, Securian, Securian Financial, Securian Life, Securian Life Insurance Company, underwriting process, and Underwriting'.

Update: Delay in Mailing SureBridge Policy Print & ID Cards

January 24, 2022 | by | Comments Off on Update: Delay in Mailing SureBridge Policy Print & ID Cards

Update: Delay in Mailing SureBridge Policy Print & ID Cards Our print vendor is still experiencing system issues causing on-going delays in the mailing of SureBridge Policy Prints and ID cards. This includes duplicate requests for customers who did not select electronic delivery for their policy materials. As a reminder, your customers can log in to the customer portal, ChesapeakePlus.com to view their documents electronically.. However, please do not have your customer call Customer Service or go on the customer portal to request a duplicate policy or ID card, or do so on their behalf. These materials will be worked
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Categories: Dental, Industry News, and SureBridge.
Tags: Dental, Dental Vision Hearing, DVH, hearing, insurance, Supplemental Plans, SureBridge, SureBridge Supplemental Plans, and vision.

Delay in Mailing SureBridge Policy Print & ID Cards

January 24, 2022 | by | Comments Off on Delay in Mailing SureBridge Policy Print & ID Cards

Delay in Mailing SureBridge Policy Print & ID Cards Our print vendor has made us aware of a system issue causing a delay in mailing of SureBridge Policy Prints and ID cards. Those affected by this delay are SureBridge customers with new business policies issued on Dec. 22, 2021 and after, who did not choose eDelivery for their plan materials. Additionally, requests for duplicate policy and ID card prints made on Dec. 22, 2021 or after are also affected. However, your customers can log in to the customer portal, ChesapeakePlus.com to view their documents electronically.. The print vendor has advised
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Categories: Dental, Industry News, and SureBridge.
Tags: Dental, Dental Vision Hearing, DVH, hearing, insurance, Supplemental Plans, SureBridge, SureBridge Supplemental Plans, and vision.

Reminder, Upcoming Enhanced EssentialLTC Releases

January 24, 2022 | by | Comments Off on Reminder, Upcoming Enhanced EssentialLTC Releases

New Enhanced EssentialLTC Releases As a reminder, the enhanced version of EssentialLTC will be available in the states of DE, HI, ND, NJ and SD beginning February 4, 2022. California will also have a new business rate refresh on the same day. Get your applications in now to use the current EssentialLTC pricing, rates and features. Enhanced EssentialLTC for DE, HI, ND, NJ and SD Features For joint policies, when one insured passes away the premium will now decrease to an amount specified on the illustration and Policy Schedule for each person. The Waiver of Premium Rider for Home and
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, and NGL.

Inforce Long-Term Care Insurance Rate Adjustments Effective April 1, 2022

January 24, 2022 | by | Comments Off on Inforce Long-Term Care Insurance Rate Adjustments Effective April 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective April 1, 2022: Impacted Policy Forms Impacted States LTC04I Alaska, North Dakota LTC04G North Dakota LTC04I7 North Dakota LTC09M Alaska, North Dakota LTC06UI Alaska, North Dakota LTC09U Alaska, North Dakota LT50, NH50, HCA, NHA & LTA Kentucky, South Dakota and Wyoming   For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, omaha, and United of Omaha.

Using the Mutual Income Solutions Quote and e-App Tools

January 24, 2022 | by | Comments Off on Using the Mutual Income Solutions Quote and e-App Tools

The quote and e-App tools for Mutual Income Solutions make it easy to get business issued. Provide your client an accurate rate quote. Submit the e-App. Check for a notification that your client’s coverage has been issued. It’s that simple. And fast! Here’s Why You’ll Love the e-App It’s easy to use, which makes it easy to communicate the application process to your clients Saves time and ensures accuracy (all of the forms you need are included) Quick policy issue — usually in days When policies are issued fast, you also get paid fast Offers signature collection options, a big
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, DI Choice, disability, disability income, income protection, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.