Filling the Gaps with Cancer Insurance & Heart Attack/Stroke Insurance

According to a recent study, the average couple retiring at 65 will need about $300,000 to cover health care and medical costs in retirement in retirement. Help your clients eying retirement prepare for these costs with coverage from Mutual of Omaha. Mutual of Omaha’s Cancer Insurance and Heart Attack & Stroke Insurance can help your clients fill the coverage gap they may experience in retirement. Learn how to position Cancer Insurance and Heart Attack & Stroke Insurance to clients 65 and older in this Sales Idea flyer.   If you have any questions, please contact your Mutual of Omaha’s Sales
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

NGL e-Statements on the Agent Resource Center

e-Statements on the Agent Resource Center Beginning January 14, 2022, you can access all of your commission statements online at the Agent Resource Center (ARC)! A new e-Statements tab (pictured below) will be added to the links bar on ARC. Please note, commission statements will be published the day after commission is generated.   e-Statement Notifications Notifications by email will be available when new commissions statements are generated. If you are an appointed agent that would like to receive these notices, select the User Profile option under the Additional Links tab. Then select e-Statement Enrollment (pictured below) and confirm that
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Mutual of Omaha Advanced Markets – 2022 Tax Guide

It’s that time of year again! A new year means a new tax guide from Mutual of Omaha Advanced Markets! The advisor 2022 tax guide will help you plan for your clients throughout the year. A separate client-approved version is available for use with the public, but this one can be a valuable reference tool for you. Keep in mind that the taxes we will all file this Spring are for 2021 and therefore will use the 2021 tax figures. The 2022 updated pieces will help with future planning starting right now. Call us in Advanced Markets if we can
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Categories: COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Good News | Download Omaha’s 2022 LTCi Tax Flyers

  Updated LTCi 2022 Tax Advantages Flyers There are a lot of advantages to owning a traditional long-term care insurance policy. It helps people remain in their homes as long as possible, ensures parents won’t have to rely on their kids to take care of them, and provides protection for a retirement nest egg. But there’s another important advantage… the potential to save on federal and state income taxes. Mutual of Omaha’s LTCi tax advantages flyers are now updated with the 2022 eligible deduction amounts. In case you missed it… Download the 2022 Tax Flyers #goldencareagent
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions Placement Rating – Will Your Client Be Approved?

Sometimes it’s hard to know whether or not your client will be approved for Disability Income Insurance during your initial conversation with them. However, there are some things that should know to better qualify the applicant. For example, did you know that one of the most common reasons your client may be automatically declined is because of their build? Before filling out an official application, read through our new flyer to help increase your placement rate.   Mutual Income Solutions Placement Rating – Will Your Client Be Approved?   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

“The $84T Wealth Transfer Underway Now, by the Numbers: Cerulli”

  “The $84T Wealth Transfer Underway Now, by the Numbers: Cerulli,” by Michael S. Fischer, ThinkAdvisor    Quote: “Between now and 2045, multigenerational wealth transfer in the U.S. will total $84.4 trillion, with $72.6 trillion in assets going to heirs and $11.9 trillion donated to charities, according to projections in a new report from Cerulli Associates. … See the gallery for five more of Cerulli’s projections of how the massive wealth transfer will play out over the next two decades.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Wasn’t it just yesterday we wondered what baby boomers would do with the
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Categories: Clippings and Industry News.

“California Is Planning to Eliminate the Asset Test for Medicaid Applicants”

  “California Is Planning to Eliminate the Asset Test for Medicaid Applicants,” ElderLawAnswers     Quote: “California is in the process of removing the asset test for all Medicaid (Med-Cal) programs. … In addition, if California’s implementation is successful, other states may follow suit and pass similar measures. As the elimination of the asset test for Medi-Cal is new and unique to California (for now), an individual would need to create a new plan if they moved states, and also be prepared if federal approval, once obtained, were revoked or the law modified in the future.”   LTC Comment, Stephen A.
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Categories: Clippings and Industry News.

“What’s next for beleaguered WA long-term care program?”

  “What’s next for beleaguered WA long-term care program?,” by Melissa Santos, Crosscut    Quote: “Nina Valerio and her husband, Joseph Scott, thought they were planning ahead by buying private long-term care insurance more than two decades ago. The Seattle couple, both retired university professors, said they have paid their monthly premiums without fail. Yet now that Joe, 86, needs help paying for nursing care, they said their long-term care insurance company has repeatedly delayed or denied their requests for benefits.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: So begins this relatively long update on
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Categories: Clippings, Industry News, and State LTC Programs.

“The big Medicare Advantage players keep getting bigger”

“The big Medicare Advantage players keep getting bigger,” by Bob Herman, Axios    Quote: “The bottom line: Health insurers are fighting to attract seniors who continue to flood into the MA market, but problems surrounding MA’s coding and excessive payments to insurers remain unresolved.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: MA update.             Subscribe to GoldenCare News  
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Categories: Clippings and Industry News.

Long-Term Care Time Service Update

Mutual of Omaha would like to thank you for your Long-Term Care business and the trust you put in us. We are aware that our Long-Term Care application service levels are not where you expect them to be. With our commitment to providing you the quality of service you have come to expect, we are hiring and training additional case managers to help with the workload to ensure your business is handled properly and as quickly as possible. In addition, due to the recent Omicron COVID-19 variant, our Long-Term Care vendor partners are experiencing delays in time service. Significant staffing
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Categories: COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).